公开(公告)号：US07406307B2

公开(公告)日：2008-07-29

申请号：US10934092

申请日：2004-09-03

Applicant: Charles L. Manto

Inventor： Charles L. Manto

IPC: H04M11/00

CPC classification number: H04M15/08 ,  H04M15/09 ,  H04M15/57 ,  H04M15/83 ,  H04M15/854 ,  H04M17/00 ,  H04M17/201 ,  H04M2017/22 ,  H04M2017/26 ,  H04M2215/0192 ,  H04M2215/208 ,  H04M2215/32 ,  H04M2215/62 ,  H04M2215/66 ,  H04M2215/8166 ,  H04M2215/82

Abstract: The present invention relates in general to the field of voice and data communications, and in particular, to a novel system for providing interoperable on-demand communications and services across otherwise incompatible narrowband voice and broadband systems. The system is also based on sponsored or universal communications services supported by interactive communications between sponsors and service providers and their respective databases of business rules.

Abstract translation: 本发明一般涉及话音和数据通信领域，特别涉及一种用于在不兼容的窄带语音和宽带系统之间提供可互操作的按需通信和服务的新型系统。 该系统还基于由赞助商和服务提供商之间的互动通信及其各自的业务规则数据库支持的赞助或通用通信服务。

公开(公告)号：US07194073B2

公开(公告)日：2007-03-20

申请号：US10706658

申请日：2003-11-12

Applicant: Gary A. Watkins ,  Christopher L. Oesterling

Inventor： Gary A. Watkins ,  Christopher L. Oesterling

IPC: H04M15/00

CPC classification number: H04M17/20 ,  H04M15/00 ,  H04M17/02 ,  H04M17/201 ,  H04M2017/22 ,  H04M2017/222 ,  H04M2017/225 ,  H04M2215/32

Abstract: In a system including a telematics unit and a data center, a method for automatically replenishing pre-paid calling units within the telematics is based on an occurrence of a trigger event as detected by the telematics units. Upon being notified of the trigger event, the data center automatically uploads a replenishment package to the telematics unit or uploads a replenishment package selected by the telematics unit.

Abstract translation: 在包括远程信息处理单元和数据中心的系统中，用于在远程信息处理中自动补充预付费呼叫单元的方法基于由远程信息处理单元检测到的触发事件的发生。 在通知触发事件后，数据中心自动将补货包上传到远程信息处理单元，或上传由远程信息处理单元选择的补货包。

公开(公告)号：US20050084081A1

公开(公告)日：2005-04-21

申请号：US10934092

申请日：2004-09-03

Applicant: Charles Manto

Inventor： Charles Manto

IPC: H04M17/00 ,  H04M15/00 ,  H04Q7/20

CPC classification number: H04M15/08 ,  H04M15/09 ,  H04M15/57 ,  H04M15/83 ,  H04M15/854 ,  H04M17/00 ,  H04M17/201 ,  H04M2017/22 ,  H04M2017/26 ,  H04M2215/0192 ,  H04M2215/208 ,  H04M2215/32 ,  H04M2215/62 ,  H04M2215/66 ,  H04M2215/8166 ,  H04M2215/82

Abstract: The present invention relates in general to the field of voice and data communications, and in particular, to a novel system for providing interoperable on-demand communications and services across otherwise incompatible narrowband voice and broadband systems. The system is also based on sponsored or universal communications services supported by interactive communications between sponsors and service providers and their respective databases of business rules.

Abstract translation: 本发明一般涉及话音和数据通信领域，特别涉及一种用于在不兼容的窄带语音和宽带系统之间提供可互操作的按需通信和服务的新型系统。 该系统还基于由赞助商和服务提供商之间的互动通信及其各自的业务规则数据库支持的赞助或通用通信服务。

公开(公告)号：US06856674B1

公开(公告)日：2005-02-15

申请号：US10328208

申请日：2002-12-23

Applicant: Nicholas D De Trana ,  Craig L DeCaluwe ,  Hossein Eslambolchi ,  Paul Greendyk ,  David Caswell McChristian

Inventor： Nicholas D De Trana ,  Craig L DeCaluwe ,  Hossein Eslambolchi ,  Paul Greendyk ,  David Caswell McChristian

IPC: H04M17/00 ,  H04M15/00

CPC classification number: H04M15/775 ,  H04M15/47 ,  H04M15/882 ,  H04M17/00 ,  H04M17/103 ,  H04M17/201 ,  H04M2017/12 ,  H04M2017/22 ,  H04M2017/222 ,  H04M2215/0124 ,  H04M2215/0148 ,  H04M2215/7277

Abstract: The present invention is a method and apparatus for providing prepaid card service to customers for placing telephone calls without relying on a post-service billing model. A service management computer having access to a card database is connected to the network only by out-of-band connections. A voice response unit or a tone receiver and announcement player in the network are the voice interface with the customer and are provided at the originating switch in the network to eliminate multiple switches from the call path.

Abstract translation: 本发明是一种方法和装置，用于在不依赖于服务后计费模型的情况下向客户提供预付卡服务以进行电话呼叫。 具有访问卡数据库的服务管理计算机仅通过带外连接连接到网络。 网络中的语音应答单元或音频接收器和通知播放器是与客户的语音接口，并且被提供在网络中的始发交换机处，以消除来自呼叫路径的多个交换机。

公开(公告)号：US20030095646A1

公开(公告)日：2003-05-22

申请号：US10316603

申请日：2002-12-10

Inventor： Miles Paschini

IPC: H04M011/00

CPC classification number: H04L63/083 ,  G06Q20/3552 ,  G06Q20/385 ,  G07F7/1008 ,  G07F7/1025 ,  H04L63/0853 ,  H04L2463/102 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/103 ,  H04M17/20 ,  H04M17/201 ,  H04M17/204 ,  H04M2017/12 ,  H04M2017/22 ,  H04M2017/24 ,  H04M2215/0176 ,  H04M2215/0184 ,  H04M2215/2026 ,  H04M2215/32 ,  H04W4/24

Abstract: The present invention comprises a system and method for providing a personal identification number (PIN) to a client terminal over a computer network. In accordance with one aspect of the present invention, a server receives a request for a PIN over a network, the request originating from a user at a client terminal. The request is associated with a requested monetary unit and a requested provider. The server retrieves from a database a PIN associated with the requested monetary unit and requested provider. The server transmits the retrieved PIN to the client terminal over the network, wherein the PIN is transmitted to the client terminal on-demand in response to the customer's request.

公开(公告)号：US6058173A

公开(公告)日：2000-05-02

申请号：US25877

申请日：1998-02-19

Applicant: Robert F. Penfield ,  Patrick J. MeLampy

Inventor： Robert F. Penfield ,  Patrick J. MeLampy

IPC: H04M17/00

CPC classification number: H04M15/775 ,  H04M15/8228 ,  H04M15/88 ,  H04M17/00 ,  H04M17/20 ,  H04M17/201 ,  H04M2017/22 ,  H04M2215/0116 ,  H04M2215/7277 ,  H04M2215/7833

Abstract: A software process setting time limits for telephone calls so that a subscriber's account balance is not exceeded. The method estimates the time when the subscriber's balance will expire by using total charges for all calls per second. The process accounts for time already paid for, reserving the minimum continuation time for adding a new call, reserving time for all calls up to the latest paid for time, dividing the remaining balance by total charges per second to estimate the time left before the subscriber's balance reaches zero, an setting the time limit for each call accordingly.

Abstract translation: 软件处理设置电话呼叫的时间限制，以便不超过用户的帐户余额。 该方法通过使用每秒所有呼叫的总费用来估计用户余额到期的时间。 该过程考虑到已经支付的时间，预留添加新呼叫的最短持续时间，将所有呼叫的时间预留到最新支付的时间，将剩余余额除以每秒的总费用，以估计订户的剩余时间 余额达到零，相应地设定每次通话的时间限制。

公开(公告)号：US20150334252A1

公开(公告)日：2015-11-19

申请号：US14279552

申请日：2014-05-16

Applicant: VONAGE NETWORK, LLC

Inventor： KEVIN HUANG ,  JAYA MEGHANI ,  ZHIYU GUO ,  BOAZ ZEHAVI

IPC: H04M17/00 ,  H04M7/12 ,  H04W28/02

CPC classification number: H04M7/12 ,  H04M7/1275 ,  H04M17/10 ,  H04M17/106 ,  H04M17/201 ,  H04M2017/222 ,  H04M2017/26 ,  H04W28/0215

Abstract: A system and method for charging a prepaid account for telephony services reserves portions of a balance of the prepaid account to pay for telephony services that have been requested by a user. Once the final charges for providing the telephony services are known, the balance is reduced by the amount of the actual charges, and any portion of the reserved amount is released.

Abstract translation: 用于对电话服务的预付帐户进行计费的系统和方法保留预付帐户的余额的部分以支付用户请求的电话服务。 一旦提供电话服务的最终收费是已知的，则余额减去实际费用的数额，并且保留金额的任何部分被释放。

公开(公告)号：US20140206311A1

公开(公告)日：2014-07-24

申请号：US14221871

申请日：2014-03-21

Applicant: MasterCard International Incorporated

Inventor： Ronald D. Carter ,  Simon Phillips ,  David A. Roberts ,  Patrick Mestré ,  Jean Somers ,  Paul Vanneste

IPC: H04M17/00 ,  H04W4/24

CPC classification number: H04M17/301 ,  G06Q20/20 ,  G06Q20/28 ,  G06Q20/32 ,  G06Q20/3227 ,  G06Q20/325 ,  G06Q20/3278 ,  G06Q20/349 ,  H04L12/14 ,  H04L12/1464 ,  H04L12/1467 ,  H04M15/00 ,  H04M17/00 ,  H04M17/20 ,  H04M17/201 ,  H04M17/202 ,  H04M17/204 ,  H04M17/30 ,  H04W4/24

Abstract: A method includes a processor of a mobile telephone receiving a top-up request for an offline balance in an offline payment application of the mobile telephone, and opening an over-the-air (OTA) connection to a top-up authorization server computer. The user is prompted to enter a monetary amount for the offline balance and to enter a form of authentication. The method also includes receiving a monetary amount input and a user authentication input, authenticating the user, calculating a cryptogram and transmitting an OTA top-up request message to the top-up authorization server computer. In addition, the method includes receiving an OTA response indicating authorization of the top-up request and including a script. The processor then executes the script to increase the offline balance stored in the mobile telephone by the monetary amount.

Abstract translation: 一种方法包括移动电话的处理器，其接收移动电话的离线支付应用中的离线余额的补充请求，以及向充满的授权服务器计算机打开空中（OTA）连接。 提示用户为离线余额输入金额，并输入认证形式。 该方法还包括接收货币量输入和用户认证输入，认证用户，计算密码，并向加密授权服务器计算机发送OTA充值请求消息。 此外，该方法包括接收指示补充请求的授权并包括脚本的OTA响应。 然后，处理器执行脚本，以通过金额增加移动电话中存储的离线余额。

公开(公告)号：US08731158B2

公开(公告)日：2014-05-20

申请号：US12347709

申请日：2008-12-31

Applicant: Steven R. Donovan

Inventor： Steven R. Donovan

IPC: H04M15/00

CPC classification number: H04L65/1043 ,  H04L12/14 ,  H04L12/1467 ,  H04L29/06027 ,  H04L65/1009 ,  H04L65/103 ,  H04L65/104 ,  H04L65/1069 ,  H04M15/55 ,  H04M15/56 ,  H04M15/63 ,  H04M15/7655 ,  H04M15/772 ,  H04M15/773 ,  H04M15/8292 ,  H04M15/854 ,  H04M15/88 ,  H04M17/00 ,  H04M17/201 ,  H04M17/204 ,  H04M2017/22 ,  H04M2017/24 ,  H04M2215/0116 ,  H04M2215/0176 ,  H04M2215/018 ,  H04M2215/202 ,  H04M2215/22 ,  H04M2215/44 ,  H04M2215/725 ,  H04M2215/7263 ,  H04M2215/7268 ,  H04M2215/8166

Abstract: Methods are disclosed for providing prepaid telephony service via an Internet protocol (IP) network system. A first method provides controlling at least one media agent or call routing station/switch of an IP network system for allowing and/or blocking call media streams from traversing through the media agent. A second method provides directing all signaling messages transmitted by a signaling agent or station and all media packets transmitting voice and data communications through at least one common device within the IP network system. The methods further provide for continuously monitoring a subscriber's account balance and terminating the prepaid telephony service if the account balance is less than a predetermined amount.

Abstract translation: 公开了用于经由因特网协议（IP）网络系统提供预付费电话服务的方法。 第一种方法提供控制IP网络系统的至少一个媒体代理或呼叫路由站/交换机，用于允许和/或阻止呼叫媒体流遍历媒体代理。 第二种方法提供引导由信令代理或站发送的所有信令消息以及通过IP网络系统内的至少一个公共设备发送语音和数据通信的所有媒体分组。 所述方法进一步提供如果帐户余额小于预定量，则连续地监视订户的帐户余额并终止预付费电话服务。

公开(公告)号：US08649760B2

公开(公告)日：2014-02-11

申请号：US12007565

申请日：2008-01-11

Applicant: Jay Salkini ,  Thomas V. Joseph, III

Inventor： Jay Salkini ,  Thomas V. Joseph, III

IPC: H04M11/00

CPC classification number: H04W8/06 ,  H04M15/70 ,  H04M15/705 ,  H04M15/715 ,  H04M15/8038 ,  H04M17/00 ,  H04M17/10 ,  H04M17/20 ,  H04M17/201 ,  H04M2215/2026 ,  H04W4/24 ,  H04W4/90

Abstract: An over the air (OTA) Prepaid system, and a corresponding method, allows wireless connectivity when a wireless network would typically reject a user, such as when the user's profile cannot be validated. In wireless networks, unrecognized users are denied service due to the inability of the network to collect funds from the user for the services to be provided. When such a rejection scenario occurs, the OTA Prepaid system automatically (no user interaction required) initiates the process of local account allocation.

Abstract translation: 通过空中（OTA）预付费系统和相应的方法，当无线网络通常拒绝用户时，例如当用户的配置文件无法验证时，允许无线连接。 在无线网络中，无法识别的用户被拒绝服务，因为网络无法从用户那里收集要提供的服务的资金。 当发生这种拒绝情况时，OTA预付系统自动（不需要用户交互）启动本地帐户分配的过程。