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公开(公告)号：US20190190907A1
公开(公告)日：2019-06-20
申请号：US15846028
申请日：2017-12-18
CPC分类号： H04L63/0861 , G06Q20/40145 , G06Q20/4016 , G06Q30/018 , H04L63/20 , H04L2463/102
摘要： A system and computer-implemented method for client identification and verification includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive merchant identification data corresponding to a merchant. The merchant identification data includes identification data relating to the identity of the merchant and a primary authorized user for the merchant. The processor is also programmed to generate a merchant profile from the merchant identification data for the merchant, and generate an activation code for the primary authorized user based on the merchant profile. The activation code is transmitted to the primary authorized user. The processor receives, from the primary authorized user, one or more biometrics of the authorized user, validates the biometrics of the authorized user, and upon validation of the biometrics, activates a merchant account.
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公开(公告)号：US20180307811A1
公开(公告)日：2018-10-25
申请号：US15956473
申请日：2018-04-18
发明人： Anthony Boldin
CPC分类号： G06F21/121 , G06F2221/2141 , H04L63/062 , H04L63/107 , H04L2463/102 , H04L2463/103
摘要： Methods and systems for preventing piracy. One method includes providing software having an intended end user, where the software is configured to be activated by the intended end user. The method includes providing a database of allowed keys and storing a unique key associated with the intended end user within the database of allowed keys. The method includes requesting a key to be entered by a user to activate the software, matching the key entered by the user to the unique key, matching the unique key to the intended end user associated with the unique key, and presenting to the user the intended end user associated with the unique key. The method includes activating the software only when the key entered matches the unique key and the user matches the intended end user associated with the unique key.
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公开(公告)号：US20180300498A1
公开(公告)日：2018-10-18
申请号：US15485890
申请日：2017-04-12
CPC分类号： G06F21/6245 , H04L63/102 , H04L2463/102
摘要： An approach is provided for securing data. Concept expansion on a data structure and names of attributes of the data is performed. Values of fields of the data are matched to a pattern in a repository that includes patterns that specify concepts. Based on the concept expansions and the field values matched to the pattern, a concept of the data is identified and an inference score is determined. The inference score indicates whether the identified score requires a validation. If the inference score exceeds a threshold score, a policy associated with the concept is identified and an action to secure the data based on the policy is performed. If the inference score does not exceed the threshold score, (i) a validation of the concept is received or (ii) an indication that the identified concept is not valid and a new concept of the data are received.
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公开(公告)号：US20180295104A1
公开(公告)日：2018-10-11
申请号：US15991914
申请日：2018-05-29
CPC分类号： H04L63/0428 , H04L9/0822 , H04L9/083 , H04L9/14 , H04L63/0876 , H04L2209/24 , H04L2209/56 , H04L2463/102
摘要： Embodiments of the invention are directed to methods, apparatuses, computer readable media and systems for providing a token service environment that allows a token requesting party (e.g. token requestor) to specify parameters for token generation for controlling and customizing the token generation process. For example, the token requesting party may specify (e.g. select from a list or provide a list of) the accounts for tokenization. The accounts may be identified by account identifiers (e.g. account numbers) or bank identification numbers (BINs). The token requesting party may also specify encryption keys for the tokens to be generated. The token requesting party may also specify additional parameters such as notification thresholds indicating when notifications associated with the tokens are to be generated.
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公开(公告)号：US20180247084A1
公开(公告)日：2018-08-30
申请号：US15859036
申请日：2017-12-29
申请人： Square, Inc.
发明人： Malcolm Ronald Smith , Kshitiz Vadera , Mark Phillip Zagrodney , Kevin Ka Wai Ng , Afshin Rezayee
IPC分类号： G06F21/72
CPC分类号： G06F21/72 , G06F21/556 , H04L9/0894 , H04L9/3236 , H04L63/0492 , H04L63/0853 , H04L2463/102
摘要： Processor system with a general purpose processor and a cryptographic processor dedicated to performing cryptographic operations and enforcing the security of critical security parameters. The cryptographic processor prevents exposure of critical security parameters outside the cryptographic processor itself, and instead implements a limited scripting engine, which can be used by the general purpose processor to execute operations that require the critical security parameters.
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公开(公告)号：US20180220292A1
公开(公告)日：2018-08-02
申请号：US15419543
申请日：2017-01-30
申请人： SAP SE
发明人： Dennis Landscheidt
CPC分类号： H04W8/183 , G06F21/602 , G06F21/6227 , G06F21/629 , H04L63/123 , H04L67/1097 , H04L2463/102
摘要： A subscription management application having a persistency layer and an API layer initiates a subscription transaction. The persistency layer is configured to store information about a subscription associated with the subscription transaction originating from a subscription blockchain. The API layer is configured to retrieve information from the subscription blockchain and to update the subscription blockchain in connection with the subscription transaction. After, the persistency layer of the subscription management application is accessed to determine, in real-time, whether the initiated subscription transaction can be completed. The subscription transaction is then completed if it is determined that the initiated subscription can be completed or it is aborted if it is determined that the initiated subscription cannot be completed. Related apparatus, systems, techniques and articles are also described.
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公开(公告)号：US10019709B2
公开(公告)日：2018-07-10
申请号：US14746371
申请日：2015-06-22
CPC分类号： H04L63/0428 , G06Q2220/00 , H04L63/0421 , H04L2463/102
摘要： Embodiments of the invention include systems, methods, and computer-program products for anonymizing a user utilizing oblivious transfer. In this way, the invention establishes a common index to identify members of a population sample, anonymizes the identities of sample members to each party, and exchanges statistics and characteristics of the sample population. The invention creates a common searchable index and anonymizes the sample members of the database via encryption of identification of individual customers in each sample. Each encryption provides for a strong encryption with a key and a homomorphic encryption. The homomorphic encryption allows for multiplication and/or addition on ciphertexts that, once decrypted, match the result that would have occurred had the operations been carried out on the plaintext. In some embodiments, the encryption may be either partially- or fully-homomorphic cryptosystems.
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公开(公告)号：US20180189794A1
公开(公告)日：2018-07-05
申请号：US15853563
申请日：2017-12-22
CPC分类号： G06Q30/016 , G06F15/76 , G06F16/9535 , G06N20/00 , G06Q30/0224 , G06Q30/0269 , H04L51/02 , H04L63/0815 , H04L63/102 , H04L2463/102 , H04W48/18
摘要： Disclosed are examples of systems, apparatus, methods and computer program products for providing customization of individualized transaction messages within a retailer network. Identity information for a customer during a retailer transaction is received, then a database of federated customer profiles is accessed to match and link a federated customer profile with the identity information. One or more messaging parameters are updated or added based on customer behavioral data in the federated customer profile, then a customized messaging template for the customer is provided based on the messaging parameters.
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公开(公告)号：US20180158060A1
公开(公告)日：2018-06-07
申请号：US15367551
申请日：2016-12-02
发明人： Amanda J. Adams , Joseph N. Johansen , Michael Ogrinz , Heather Dolan , William P. Jacobson , Manu J. Kurian
CPC分类号： G06Q20/409 , G06F3/017 , G06Q20/12 , G06Q20/3224 , G06Q20/401 , G06Q20/40145 , H04L63/0861 , H04L2463/102 , H04W12/06
摘要： A system for authorizing an electronic transaction in an augmented reality environment comprises an augmented reality user device and an authentication server. The augmented reality user device includes a display that overlays virtual objects onto a field of view of the user. The user device receives a request to verify information about a payment card used in an electronic transaction. The request includes a virtual authentication object, which is a virtual representation of an object capable of being manipulated by the user in a particular sequence to enter an authentication code. The user device displays the virtual authentication object to the user and detects gestures performed on the virtual authentication object. The user device sends the detected gestures to the authentication server. The authentication server determines the authentication code using the virtual authentication object and the detected gestures, and uses it to authorize the transaction.
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公开(公告)号：US20180150819A1
公开(公告)日：2018-05-31
申请号：US15826504
申请日：2017-11-29
发明人： David Fernandez
IPC分类号： G06Q20/20
CPC分类号： G06Q20/202 , G06Q20/401 , H04L63/0853 , H04L63/102 , H04L2463/102 , H04W4/80 , H04W12/06 , H04W12/08 , H04W84/12
摘要： An insertable consumer interaction module includes: a terminal interface able to interact with a sales terminal; and a communication module comprising at least one antenna able to interact with a user device. A payment processing system includes: a point of sale (POS) terminal; a consumer interaction module communicatively coupled to the POS terminal; and a server communicatively coupled to the consumer interaction module. An automated method of processing payment requests, the method includes: receiving, at a consumer interaction module, a payment request from a point of sale (POS) terminal; sending the payment request to an authorization server; receiving a response from the authorization server; and sending the response to the POS terminal. The consumer interaction module may be able to interact with various mobile device applications. The module may facilitate payment processing, administration of loyalty programs, advertising, and micro positioning.
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