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公开(公告)号：US20140052635A1
公开(公告)日：2014-02-20
申请号：US13589308
申请日：2012-08-20
申请人： Glenn Grossman , Peter John Bertanzetti , Alicia C. Jones , Laura Corinne Bondesen , Matthew A. Calman , David M. Grigg
发明人： Glenn Grossman , Peter John Bertanzetti , Alicia C. Jones , Laura Corinne Bondesen , Matthew A. Calman , David M. Grigg
IPC分类号： G06Q20/40
CPC分类号： G06Q20/3276 , G06Q20/10 , G06Q30/06
摘要： Embodiments of the invention are directed to systems, methods and computer program products for processing readable indicia for fundraising. An exemplary system is configured to receive information associated with readable indicia associated with a non-profit organization; and process the readable indicia to authorize a payment to the non-profit organization. The readable indicia is valid for a predetermined period. Additionally, the readable indicia enables tracking of various types of information associated with fundraising.
摘要翻译： 本发明的实施例涉及用于处理用于筹款的可读标记的系统，方法和计算机程序产品。 示例性系统被配置为接收与非营利组织相关联的可读标记相关联的信息; 并处理可读标记以授权向非营利组织付款。 可读标记在预定时间段内有效。 此外，可读标记使得能够跟踪与筹款有关的各种类型的信息。
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公开(公告)号：US20140046854A1
公开(公告)日：2014-02-13
申请号：US13572288
申请日：2012-08-10
CPC分类号： G06Q30/0251 , G06Q20/12 , G06Q20/3274 , G06Q20/4014
摘要： Embodiments of the invention are directed to systems, methods and computer program products for processing a readable indicia associated with an advertisement associated with a product. The invention decodes the readable indicia to determine product purchase information, wherein the product purchase information is associated with the product, receives authentication credentials associated with a payment account, and processes the authentication credentials to authorize a payment associated with the product purchase information. In some embodiments, the invention extracts a link from the readable indicia or a second readable indicia associated with the advertisement and initiates a user interface associated with the link. In some embodiments, the invention populates some or all the product purchase information into at least one of a user's notes, calendar or budget, and in some, the advertisement is placed proximate the product within a merchant's business.
摘要翻译： 本发明的实施例涉及用于处理与与产品相关联的广告相关联的可读标记的系统，方法和计算机程序产品。 本发明解码可读标记以确定产品购买信息，其中产品购买信息与产品相关联，接收与支付帐户相关联的认证证书，并且处理认证证书以授权与产品购买信息相关联的支付。 在一些实施例中，本发明从可读标记或与广告相关联的第二可读标记中提取链接并发起与链接相关联的用户界面。 在一些实施例中，本发明将一些或所有产品购买信息填充到用户的笔记，日历或预算中的至少一个中，并且在一些实施例中，广告被放置在商家业务内的产品附近。
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公开(公告)号：US20140006274A1
公开(公告)日：2014-01-02
申请号：US13536769
申请日：2012-06-28
IPC分类号： G06Q20/36
CPC分类号： G06Q20/36 , G06Q20/3674
摘要： Embodiments of the invention include systems, methods, and computer-program products for providing electronic representations of the physical characteristics or affinity characteristics of payment devices on a mobile wallet. As such, the system may receive and/or request electronic illustrations of the physical characteristics of payment devices from a payment device supplier and store them in a database. Upon the user adding payment devices to his/her mobile wallet, the system may search the database to find matching electronic representations of the payment device. Upon matching, the user may receive the electronic representation at his/her mobile wallet. In this way, the user may visualize an exact representation of the actual physical characteristics of a payment device when the user is using a mobile wallet. Furthermore, the system may provide affinity data, such as ring tones, products, offers, clothing, or the like associated with the affinity of the payment device.
摘要翻译： 本发明的实施例包括用于在移动钱包上提供支付设备的物理特征或亲和特性的电子表示的系统，方法和计算机程序产品。 因此，系统可以从支付设备供应商接收和/或请求支付设备的物理特征的电子插图，并将其存储在数据库中。 当用户向他/她的移动钱包添加支付设备时，系统可以搜索数据库以找到支付设备的匹配电子表示。 一旦匹配，用户可以在他/她的移动钱包处接收电子表示。 以这种方式，当用户使用移动钱包时，用户可以可视化支付设备的实际物理特征的精确表示。 此外，系统可以提供与支付设备的亲和性相关联的亲和度数据，例如铃声，产品，提供，服装等。
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公开(公告)号：US20140006199A1
公开(公告)日：2014-01-02
申请号：US13536860
申请日：2012-06-28
IPC分类号： G06Q30/00
CPC分类号： G06Q30/06
摘要： Systems, methods, and computer program products are provided for pre-processing a sales return. The system may initiate a sales return transaction prior to a customer being physically present at a merchant store. To this extent, the system is also capable of transmitting sales return information to a merchant such that the consumer's presence is not necessary in order to process a sales return transaction. Merchants and Consumers may use QR codes to both process payments for sales transactions and initiate sales return transactions.
摘要翻译： 提供系统，方法和计算机程序产品用于预处理销售退货。 系统可以在客户实际存在于商店之前发起销售回报交易。 在这种程度上，该系统还能够向商家传送销售退货信息，以便为了处理销售退货交易而不需要消费者的存在。 商家和消费者可以使用QR码来处理销售交易的付款并启动销售退货交易。
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公开(公告)号：US20140006151A1
公开(公告)日：2014-01-02
申请号：US13562807
申请日：2012-07-31
申请人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
发明人： David M. Grigg , Glenn Grossman , Matthew A. Calman , Laura Corinne Bondesen , Alicia C. Jones , Peter John Bertanzetti
CPC分类号： G06Q20/20 , G06Q20/204 , G06Q20/3276 , G06Q30/02 , G07F13/025
摘要： Embodiments of the invention are directed to purchasing fuel for a vehicle from a fuel station. An exemplary apparatus is configured to: determine identification information associated with a fuel pump that will be used for fueling the vehicle; transmit a purchase authorization request to an external server based on the identification information; and receive an offer based on offer information associated with the offer substantially matching at least one of user information or account information associated with a user of the apparatus.
摘要翻译： 本发明的实施例涉及从燃料站购买车辆的燃料。 示例性装置被配置为：确定与将用于为车辆加油的燃料泵相关联的识别信息; 基于所述识别信息向外部服务器发送购买授权请求; 并且基于与所述提供相关联的提供信息基本上匹配与所述设备的用户相关联的用户信息或帐户信息中的至少一个来接收提供。
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公开(公告)号：US20130046604A1
公开(公告)日：2013-02-21
申请号：US13211764
申请日：2011-08-17
CPC分类号： G06Q30/0229
摘要： Systems and methods for providing a virtual loyalty card program are provided. The systems and methods enable a user to manage loyalty cards and receive offers. The methods provide receiving, at a computing device, loyalty card data associated with at least one loyalty card; storing the loyalty card data in a storage device; determining, via a computing device processor, a status associated with the at least one loyalty card based on the loyalty card data; and communicating, via computing device, a notification to a user based on the determined status
摘要翻译： 提供了用于提供虚拟会员卡程序的系统和方法。 系统和方法使用户能够管理会员卡并接收优惠。 所述方法提供在计算设备处接收与至少一个会员卡相关联的会员卡数据; 将所述会员卡数据存储在存储装置中; 基于所述会员卡数据，经由计算设备处理器确定与所述至少一个会员卡相关联的状态; 以及基于所确定的状态，经由计算设备将通知通知给用户
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27.发明申请公开(公告)号：US20140006275A1
公开(公告)日：2014-01-02
申请号：US13536821
申请日：2012-06-28
申请人： Carrie Anne Hanson , Susan Smith Thomas , David A. Grigg , Peter John Bertanzetti , Matthew A. Calman
发明人： Carrie Anne Hanson , Susan Smith Thomas , David A. Grigg , Peter John Bertanzetti , Matthew A. Calman
CPC分类号： G06Q20/36 , G06Q20/3223 , G06Q20/405 , G06Q40/02
摘要： In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for electronic identification and notification of banking record discrepancies associated with the use of mobile wallet functionality. For example, in some embodiments, an apparatus is provided that comprises a communication device, and a processing device communicable coupled to the communication device, wherein the processing device is configured to (a) receive mobile wallet information from a mobile computing device of the user, wherein the mobile computing device features mobile wallet functionality; (b) compare the mobile wallet information to bank records of the user; (c) determine, based at least partially on the mobile wallet information, whether there is a discrepancy associated with the user's account; and (e) present an indication of whether there is a discrepancy associated with the user's account.
摘要翻译： 一般来说，本发明的实施例涉及用于电子识别和通知与使用移动钱包功能相关联的银行记录差异的装置，方法和计算机程序产品。 例如，在一些实施例中，提供了一种包括通信设备和可通信地耦合到通信设备的处理设备的设备，其中所述处理设备被配置为（a）从所述用户的移动计算设备接收移动钱包信息 ，其中所述移动计算设备具有移动钱包功能; （b）将移动钱包信息与用户的银行记录进行比较; （c）至少部分地基于移动钱包信息来确定是否存在与用户帐户相关联的差异; 和（e）呈现与该用户的帐户相关联的差异的指示。
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