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    READABLE INDICIA FOR INSURANCE PAYMENT
    3.
    发明申请
    READABLE INDICIA FOR INSURANCE PAYMENT 审中-公开
    可查阅的保险支付指标

    公开(公告)号：US20140052461A1

    公开(公告)日：2014-02-20

    申请号：US13589904

    申请日：2012-08-20

    申请人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    发明人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    IPC分类号： G06Q40/08 ,  G06Q50/22

    CPC分类号： G06Q30/0601 ,  G06Q20/20

    摘要： Embodiments of the invention include systems, methods, and computer-program products for providing a readable indicia for insurance payments. The system may provide a readable indicia on a statement from a treatment provider, such as a medical treatment provider, where the user's insurance may have covered a portion of the treatment price. The readable indicia may provide the user with itemized treatments received and payment methods for each. Furthermore, the system may provide the user with information associated with his/her insurance policy. The itemized treatments received may indicate the treatments that the user received from the medical provider during the visit, such as exams, tests, and the like. Payment methods for each include an amount, if any, that an insurance company may have contributed and/or the amount due from the user for the treatment.

    摘要翻译： 本发明的实施例包括用于提供用于保险支付的可读标记的系统，方法和计算机程序产品。 系统可以提供来自治疗提供者（例如医疗提供者）的声明的可读标记，其中用户的保险可能已经覆盖了治疗价格的一部分。 可读标记可以向用户提供收到的逐项处理和每种付款方式。 此外，系统可以向用户提供与他/她的保险单相关联的信息。 收到的逐项治疗可以指示用户在访问期间从医疗机构接收的治疗，例如检查，测试等。 每种支付方式包括保险公司可能已经出资的金额（如果有的话）和/或用户应付的待处理金额。

    Readable indicia for healthcare payment codes
    5.
    发明授权
    Readable indicia for healthcare payment codes 有权
    医疗费用代码的可读标记

    公开(公告)号：US09026453B2

    公开(公告)日：2015-05-05

    申请号：US13589639

    申请日：2012-08-20

    申请人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    发明人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    IPC分类号： G06Q50/22

    CPC分类号： G06Q50/22 ,  G06F19/00

    摘要： Embodiments of the invention include systems, methods, and computer-program products for providing readable indicia for healthcare codes. As such, a readable indicia may be presented at a point-of-transaction (POT) for a user to select. The system may dynamically present the readable indicia based on the user, the merchant, and the products of the transaction. The user may select the readable indicia with his/her user device. Upon selection, the system may provide the user with private viewing and selecting of alternative payment methods available to the user for that transaction. Alternative payment methods may include insurance or government programs. The system may receive authorization to apply one of the alternative payment methods to the transaction. As such, the invention provides private, yet expedited transaction capabilities using alternative payment methods at a merchant POT.

    摘要翻译： 本发明的实施例包括用于为保健代码提供可读标记的系统，方法和计算机程序产品。 因此，可以在交易点（POT）处呈现可读标记，供用户选择。 系统可以基于用户，商家和交易的产品动态地呈现可读标记。 用户可以用他/她的用户设备选择可读标记。 一旦选择，系统可以向用户提供私人查看和选择可用于该交易的用户的替代支付方式。 其他支付方式可能包括保险或政府计划。 该系统可以接收授权以将交替的替代支付方式之一应用。 因此，本发明使用商家POT上的替代支付方法提供私人但又快速的交易能力。

    READABLE INDICIA FOR MEDICAL OFFICE PAYMENT
    6.
    发明申请
    READABLE INDICIA FOR MEDICAL OFFICE PAYMENT 有权
    医疗办公室付款的可读指标

    公开(公告)号：US20140052460A1

    公开(公告)日：2014-02-20

    申请号：US13589758

    申请日：2012-08-20

    申请人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    发明人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    IPC分类号： G06Q50/22 ,  G06Q40/08 ,  G06Q20/20

    CPC分类号： G06Q20/20 ,  G06Q20/14 ,  G06Q20/145 ,  G06Q20/3274 ,  G06Q20/3276 ,  G06Q30/0601 ,  G06Q50/22

    摘要： Embodiments of the invention include systems, methods, and computer-program products for providing readable indicia for medical office payments. As such, a readable indicia may be presented at a point-of-transaction (POT) at a medical treatment providers for a user to select. The system may dynamically present the readable indicia based on the user, the treatments provided, and the user's insurance coverage. The user may select the readable indicia with his/her user device. Upon selection, the system may provide the user with expedited viewing of itemized treatments, insurance coverage for each treatment, and amount due for each treatment, co-pay amount, an amount to be paid by the insurance company, detectable information, and a total amount the user will owe the medical treatment provider. The system may receive authorization to accept the treatment and apply a payment means to the treatment.

    摘要翻译： 本发明的实施例包括用于为医疗办公室支付提供可读标记的系统，方法和计算机程序产品。 因此，可以在医疗处理提供商处的交易点（POT）处呈现可读标记，供用户选择。 该系统可以基于用户，所提供的治疗和用户的保险范围来动态呈现可读标记。 用户可以用他/她的用户设备选择可读标记。 选择后，系统可以向用户提供逐项查看逐项处理，每次处理的保险范围，每次处理的应付金额，共同付款金额，保险公司要支付的金额，可检索的信息和总计 医疗费用由用户承担。 该系统可以接受接受治疗的授权，并对治疗应用支付手段。

    MOBILE WALLET ACCOUNT NUMBER DIFFERENTIATION
    7.
    发明申请
    MOBILE WALLET ACCOUNT NUMBER DIFFERENTIATION 审中-公开
    移动电子钱包帐户数量差异

    公开(公告)号：US20140006276A1

    公开(公告)日：2014-01-02

    申请号：US13536866

    申请日：2012-06-28

    申请人： David M. Grigg ,  Alicia C. Jones ,  Laura Corinne Bondesen ,  Peter John Bertanzetti ,  Steven M. Twombly

    发明人： David M. Grigg ,  Alicia C. Jones ,  Laura Corinne Bondesen ,  Peter John Bertanzetti ,  Steven M. Twombly

    IPC分类号： G06Q20/36

    CPC分类号： G06Q20/322 ,  G06Q20/34 ,  G06Q20/3672 ,  G06Q20/385

    摘要： Embodiments of the invention include systems, methods, and computer-program products for providing a mobile wallet account number associated with all of the payment devices on a mobile wallet. In this way, if the mobile wallet it misplaced, the user may not have to cancel and re-open each of the payment devices on the mobile wallet. The cancelling and re-opening process may be time consuming and effect other automatic transactions associated with the payment devices. The system provides a mobile wallet account number to a merchant and the merchant may process the transaction using that account number. Subsequently, the system may associate the mobile wallet account number with a payment device and apply the transaction to that payment device.

    摘要翻译： 本发明的实施例包括用于提供与移动钱包上的所有支付设备相关联的移动钱包帐号的系统，方法和计算机程序产品。 以这种方式，如果移动钱包错位，用户可能不必取消并重新打开移动钱包上的每个支付设备。 取消和重新开放过程可能是耗时的并且影响与支付设备相关联的其他自动交易。 系统向商家提供移动钱包帐号，商家可以使用该帐号处理交易。 随后，系统可以将移动钱包帐号与支付设备相关联，并将该交易应用于该支付设备。

    READABLE INDICIA FOR HEALTHCARE PAYMENT CODES
    9.
    发明申请
    READABLE INDICIA FOR HEALTHCARE PAYMENT CODES 有权
    医疗保健费用可读指标

    公开(公告)号：US20140052459A1

    公开(公告)日：2014-02-20

    申请号：US13589639

    申请日：2012-08-20

    申请人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    发明人： Glenn Grossman ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  David M. Grigg

    IPC分类号： G06Q50/22

    CPC分类号： G06Q50/22 ,  G06F19/00

    摘要： Embodiments of the invention include systems, methods, and computer-program products for providing readable indicia for healthcare codes. As such, a readable indicia may be presented at a point-of-transaction (POT) for a user to select. The system may dynamically present the readable indicia based on the user, the merchant, and the products of the transaction. The user may select the readable indicia with his/her user device. Upon selection, the system may provide the user with private viewing and selecting of alternative payment methods available to the user for that transaction. Alternative payment methods may include insurance or government programs. The system may receive authorization to apply one of the alternative payment methods to the transaction. As such, the invention provides private, yet expedited transaction capabilities using alternative payment methods at a merchant POT.

    摘要翻译： 本发明的实施例包括用于为保健代码提供可读标记的系统，方法和计算机程序产品。 因此，可以在交易点（POT）处呈现可读标记，供用户选择。 系统可以基于用户，商家和交易的产品动态地呈现可读标记。 用户可以用他/她的用户设备选择可读标记。 一旦选择，系统可以向用户提供私人查看和选择可用于该交易的用户的替代支付方式。 其他支付方式可能包括保险或政府计划。 该系统可以接收授权以将交替的替代支付方式之一应用。 因此，本发明使用商家POT上的替代支付方法提供私人但又快速的交易能力。