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公开(公告)号：US08666041B2
公开(公告)日：2014-03-04
申请号：US13531677
申请日：2012-06-25
IPC分类号： H04M11/00
CPC分类号： G06Q20/401 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/16 , G06Q20/385 , G06Q20/4037 , G06Q20/409 , G06Q20/425 , G06Q30/0284 , G06Q40/00 , G06Q40/12 , G07F7/08 , H04L29/06 , H04L67/14 , H04L69/329
摘要： Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining a first communication address of the first party, and contacting the first party. The process also includes determining that the first person desires to communicate with the second person, determining a second communication address of the second person, initiating a communication between the first person and the second person, and receiving a signal from the first person that authorizes the transaction or declines the transaction.
摘要翻译： 提出了系统，方法和设备，以促进基于帐户的交易。 在一个实施例中，该方法包括将第一人员与帐户相关联，将第二人员与该帐户相关联，接收来自第三方的请求以授权第二人与第三方之间的交易，确定第二人与第三方之间的第一通信地址 第一方，并联系第一方。 该过程还包括确定第一人希望与第二人通信，确定第二人的第二通信地址，发起第一人与第二人之间的通信，以及接收来自第一人的授权的第一人的信号 交易或拒绝交易。
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公开(公告)号：US20090254461A1
公开(公告)日：2009-10-08
申请号：US12245995
申请日：2008-10-06
CPC分类号： G06Q20/401 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/16 , G06Q20/385 , G06Q20/4037 , G06Q20/409 , G06Q20/425 , G06Q30/0284 , G06Q40/00 , G06Q40/12 , G07F7/08 , H04L29/06 , H04L67/14 , H04L69/329
摘要： Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining a first communication address of the first party, and contacting the first party. The process also includes determining that the first person desires to communicate with the second person, determining a second communication address of the second person, initiating a communication between the first person and the second person, and receiving a signal from the first person that authorizes the transaction or declines the transaction.
摘要翻译： 提出了系统，方法和设备，以促进基于帐户的交易。 在一个实施例中，该方法包括将第一人员与帐户相关联，将第二人员与该帐户相关联，接收来自第三方的请求以授权第二人与第三方之间的交易，确定第二人与第三方之间的第一通信地址 第一方，并联系第一方。 该过程还包括确定第一人希望与第二人通信，确定第二人的第二通信地址，发起第一人与第二人之间的通信，以及接收来自第一人的授权的第一人的信号 交易或拒绝交易。
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23.发明授权Vending machine system and method for encouraging the purchase of profitable items 有权自动售货机系统和鼓励购买有利可图的物品的方法公开(公告)号：US07249050B1
公开(公告)日：2007-07-24
申请号：US09345092
申请日：1999-06-30
IPC分类号： G06Q30/00
CPC分类号： G07F9/02 , G06Q20/20 , G06Q20/203 , G06Q30/0211 , G06Q30/0238
摘要： This invention relates generally to systems and methods for delivering products-on-demand to individuals and, more particularly, to delivery via vending machines. In accordance with a preferred embodiment, the method of the instant invention is initiated when a customer makes an initial product selection. Based the customer's product choice, a determination is made as to whether or not that product qualifies for an alternate product offer. If it does not so qualify, the customer's original selection will be dispensed and the transaction ends. On the other hand, if the product does so qualify, the customer will be presented with an offer message that suggests that he or she should try an alternative product. Typically, the product that is offered as an alternative will be the one whose sale is most beneficial to the vending machine operator, e.g., the one yielding the greatest profit. If the customer accepts the alternate offer, the alternate product will be dispensed. However, if the customer declines the alternate product offer, the originally requested item will be vended. The particular circumstances under which an alternate product offer is presented to the customer are quantified by representing them as a collection of rules, the evaluation of which depends preferably on previously collected sales data.
摘要翻译： 本发明一般涉及用于将产品按需提供给个人的系统和方法，更具体地涉及通过自动贩卖机递送的系统和方法。 根据优选实施例，当客户进行初始产品选择时，启动本发明的方法。 根据客户的产品选择，确定该产品是否符合替代产品报价。 如果不符合条件，客户的原始选择将被分配，交易结束。 另一方面，如果产品符合条件，客户将会收到一个报价信息，表明他或她应该尝试替代产品。 通常，作为替代品提供的产品将是销售对自动售货机操作者最有利的产品，例如产生最大利润的产品。 如果客户接受备用报价，则备用产品将被分配。 然而，如果客户拒绝替代产品报价，则原始要求的产品将被销售。 将替代产品提供给客户的特定情况通过将它们表示为规则的集合来量化，其评估优选地取决于先前收集的销售数据。
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公开(公告)号：US07184990B2
公开(公告)日：2007-02-27
申请号：US09858458
申请日：2001-05-16
IPC分类号： G06F17/60
CPC分类号： G06Q10/087 , G06Q20/00 , G06Q20/12 , G06Q20/20 , G06Q20/201 , G06Q20/203 , G06Q20/387 , G06Q30/02 , G06Q30/0283 , G06Q30/06 , G06Q30/0601 , G06Q30/0633 , G06Q50/12 , G07C15/005 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： An automated kitchen apparatus determines a time until expiration of a food product. In one embodiment, the kitchen apparatus determines the time until expiration by receiving a start signal indicating that a food product is available to sell. Such a start signal may be generated by a timer on a warming bin that is initiated when a food product is placed in the warming bin. By measuring the elapsed time since the start signal was received, the time until expiration is determined. Based on the time until expiration, the automated kitchen apparatus sets the minimum price of that food product. Customers at a POS terminal may then purchase the aged food product for the minimum price. In one embodiment, an offer describing the food product and its minimum price is displayed on the POS terminal. In another embodiment, the customer is offered the food product for his change due, if that change due is not less than the minimum price.
摘要翻译： 自动厨房设备决定了食品到期的时间。 在一个实施例中，厨房设备通过接收到指示食品可用于销售的开始信号来确定到期限为止的时间。 这样的启动信号可以由加热箱上的定时器产生，该定时器在食品放置在加热箱中时启动。 通过测量从接收到起始信号起的经过时间，确定到达期限的时间。 根据到期时间，自动厨房设备设定该食品的最低价格。 POS终端的客户可以以最低的价格购买老年食品。 在一个实施例中，在POS终端上显示描述食品及其最低价格的报价。 在另一个实施方案中，如果该变化不低于最低价格，则为客户提供用于其变更的食品。
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公开(公告)号：US06985879B2
公开(公告)日：2006-01-10
申请号：US10244262
申请日：2002-09-16
申请人： Jay S. Walker , Magdalena M. Fincham , Stephen C. Tulley , Andrew S. Van Luchene , Daniel E. Tedesco
发明人： Jay S. Walker , Magdalena M. Fincham , Stephen C. Tulley , Andrew S. Van Luchene , Daniel E. Tedesco
IPC分类号： G06F17/60
CPC分类号： G06Q20/10 , G06Q30/02 , G06Q30/0211 , G06Q30/0222 , G06Q30/0224 , G06Q30/0226 , G06Q30/0235 , G06Q30/0236 , G06Q30/0601 , G06Q40/00 , G06Q40/04
摘要： In accordance with at least one embodiment of the present invention a retailer may receive a request from a group of customers for a reward the group desires to earn by making purchases at the retailer. In response to such a request the retailer determines purchasing conditions the group must satisfy in order to earn the reward. The purchasing conditions may be determined based on, for example, a value of the reward (e.g., a cost of the reward to the retailer), a number of customers in the group, and/or a time by which the group desires to earn the reward. The purchasing conditions may be determined such that the retailer realizes at least a predetermined profit after the cost of providing the reward is considered. The methods of the present invention may be implemented at an online and/or brick-and-mortar retailer.
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26.发明授权Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network 有权采购系统和方法，其中买方在使用通信网络购买的产品的零售商处拥有公开(公告)号：US06754636B1
公开(公告)日：2004-06-22
申请号：US09337906
申请日：1999-06-22
IPC分类号： G06F1760
CPC分类号： G06Q30/02 , G06Q20/00 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q20/201 , G06Q20/24 , G06Q20/401 , G06Q20/403 , G06Q30/0225 , G06Q30/0238 , G06Q30/0273 , G06Q30/0277 , G06Q30/06 , G06Q30/0613 , G07F7/00 , G07F9/026
摘要： Purchasing systems and methods are provided wherein a buyer takes possession of a product at a retailer. A purchasing system may communicate with a buyer through a communication network to establish a first price for a product between the buyer and a seller. The purchasing system may also arrange for the buyer to take possession of the product at a retailer, different from the seller, that offers the product for sale at a second price. Verification information, which enables the retailer to authorize the buyer to take possession of the product, is transmitted to the retailer. The buyer provides a payment, based on the first price, to the purchasing system in exchange for the right to take possession of the product at the retailer. In one embodiment, the purchasing system receives a buyer offer, including an offer price, related to the product. In another embodiment, the purchasing system transmits redemption information, including a redemption code, to the buyer. The redemption information may also include information that enables the creation of a voucher to be used when taking possession of the product. The purchasing system may also receive information related to an attempt by the buyer to take possession of the product, including the redemption code, from the retailer.
摘要翻译： 提供采购系统和方法，其中买方在零售商处占有产品。 购买系统可以通过通信网络与买方通信，以便为买方和卖方之间的产品建立第一价格。 购买系统还可以安排买方在与卖方不同的零售商处以产品以第二价格出售产品。 允许零售商授权买方接管产品的验证信息被传送给零售商。 买方根据第一个价格向采购系统提供付款，以换取在零售商处拥有该产品的权利。 在一个实施例中，采购系统接收与产品相关的买方报价，包括报价。 在另一个实施例中，购买系统向购买者发送包括兑换代码的兑换信息。 兑换信息还可以包括能够创建在占有产品时使用的凭证的信息。 购买系统还可以接收与买方尝试从零售商接管产品（包括兑换代码）的信息。
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公开(公告)号：US06597770B2
公开(公告)日：2003-07-22
申请号：US09994569
申请日：2001-11-27
IPC分类号： H04M1100
CPC分类号： G07F7/08 , G06Q20/04 , G06Q20/12 , G06Q20/385 , G06Q20/4037 , G06Q20/425 , H04L29/06 , H04L67/14 , H04L69/329
摘要： One embodiment of the present invention comprises receiving an indication of a first person; associating the first person with an account; receiving an indication of a second person; associating the second person with the account; receiving a request to authorize a transaction between the second person and a third party; determining whether the first person desires to communicate with the second person; and enabling communication between the first person and the second person if the first person desires to communicate with the second person.
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公开(公告)号：US07756746B2
公开(公告)日：2010-07-13
申请号：US11621422
申请日：2007-01-09
IPC分类号： G06Q99/00
CPC分类号： G06Q10/087 , G06Q20/00 , G06Q20/12 , G06Q20/20 , G06Q20/201 , G06Q20/203 , G06Q20/387 , G06Q30/02 , G06Q30/0283 , G06Q30/06 , G06Q30/0601 , G06Q30/0633 , G06Q50/12 , G07C15/005 , G07F5/24 , G07F9/02 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： Some embodiments provide methods and apparatus for determining a food product and determining a price range defining a maximum price and a minimum price. An indication is stored that the food product may be offered, as a set of one or more food products, in exchange for a round-up amount associated with a purchase, if the round-up amount is in the price range.
摘要翻译： 一些实施例提供了用于确定食品的方法和装置以及确定定义最大价格和最低价格的价格范围。 如果综合金额在价格范围内，则存储指示可以提供食品作为一组或多种食品，以换取与购买相关的总计金额。
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公开(公告)号：US07587333B1
公开(公告)日：2009-09-08
申请号：US09218085
申请日：1998-12-22
申请人： Jay S. Walker , Daniel E. Tedesco , John M. Packes, Jr. , Charles A. Rattner , Magdalena Mik , Andrew S. Van Luchene
发明人： Jay S. Walker , Daniel E. Tedesco , John M. Packes, Jr. , Charles A. Rattner , Magdalena Mik , Andrew S. Van Luchene
IPC分类号： G06Q40/00
CPC分类号： G07C15/005 , G06Q10/087 , G06Q20/12 , G06Q20/20 , G06Q20/387 , G06Q30/02 , G06Q30/06 , G06Q50/12 , G07F5/24 , G07F9/026 , G07F17/0071 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： A method and apparatus is disclosed for advancing the sale of vending machine products. The invention enables selling products without revealing the identity of the product. By concealing the identity of the products from a consumer prior to receiving payment, the present invention promotes the automated sale of perishable, slow-selling and/or less profitable products, to increase the overall profitability of a vending machine. Various embodiments are disclosed, including: predetermined price embodiments in which a vending machine sells one or more mystery products for a predetermined price; consumer-specified price embodiments in which a consumer is allowed to specify a price for one or more mystery products; and upsell embodiments in which a vending machine offers one or more upsell mystery products in exchange for the amount of change owed to a consumer, or in exchange for an amount of change owed to a consumer plus an additional monetary value.
摘要翻译： 公开了用于推进自动售货机产品销售的方法和装置。 本发明能够销售产品而不揭示产品的身份。 通过在收到付款之前隐藏来自消费者的产品的身份，本发明促进了易腐烂，慢销售和/或不太有利可图的产品的自动销售，以增加自动售货机的整体盈利能力。 公开了各种实施例，包括：售货机以预定价格出售一种或多种神秘产品的预定价格实施例; 消费者指定的价格实施方案，允许消费者指定一种或多种神秘产品的价格; 并且提供自动售货机提供一个或多个加售神秘产品以换取对消费者的变化量的替代实施例，或者换取对消费者的一些变化加上额外的货币价值。
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30.发明授权公开(公告)号：US07536349B1
公开(公告)日：2009-05-19
申请号：US09098481
申请日：1998-06-16
摘要： A billing server receives charge data from a card authorization terminal. The charge data indicates a transaction amount, such as a purchase price, and a first financial account, such as a credit card account. The billing server determines a second financial account that corresponds to the first financial account. For example, the second financial account may be the financial account of an insurance company or other reimbursing party. The billing server also determines a reimbursement amount that corresponds to the first financial account. The second financial account is charged the reimbursement amount. Thus, a portion or all of the transaction amount is paid by a reimbursing party. The second financial account is only charged if a reimbursement rule is satisfied. For example, only purchases made at certain types of merchants may be reimbursed. In addition, the billing server may first request approval before charging the second financial account.
摘要翻译： 计费服务器从卡授权终端接收费用数据。 费用数据表示交易金额，例如购买价格，以及第一个金融账户，如信用卡账户。 计费服务器确定对应于第一金融账户的第二金融账户。 例如，第二财务帐户可以是保险公司或其他报销方的财务账户。 计费服务器还确定对应于第一金融账户的报销金额。 第二个财务帐户收取报销金额。 因此，一部分或全部交易金额由偿付方支付。 第二个财务帐户只有在偿还规定得到满足的情况下才会被收取。 例如，只有在某些类型的商家进行的购买可能会被报销。 此外，计费服务器可以在对第二金融账户收费之前首先请求批准。
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