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    INFORMATION PROCESSING SYSTEM AND INFORMATION PROCESSING METHOD
    1.
    发明公开
    INFORMATION PROCESSING SYSTEM AND INFORMATION PROCESSING METHOD 审中-公开

    公开(公告)号：US20240346464A1

    公开(公告)日：2024-10-17

    申请号：US18631977

    申请日：2024-04-10

    申请人： ASICS CORPORATION

    发明人： Ryo KAMIYA

    IPC分类号： G06Q10/30 ,  G06Q30/0207 ,  G06Q30/0208

    CPC分类号： G06Q10/30 ,  G06Q30/0208 ,  G06Q30/0236

    摘要： An information processing system includes: a possession registration management unit that records possession registration information in which user identification information for identifying a user and product identification information for identifying a product obtained by the user are related to each other; a usage history management unit that records usage history information regarding use of the product, acquired from a terminal used by the user; a collection management unit that acquires collection information indicating that the product has been retrieved from the user; and a benefit management unit that generates benefit information indicating a benefit to be granted to the user, based on possession registration information and usage history information of the product on the condition that the collection information has been acquired.

    SYSTEMS AND METHODS FOR DYNAMICALLY ASSESSING CANDIDATE USER ELIGIBILITY IN AFFILIATE PROGRAMS
    3.
    发明公开
    SYSTEMS AND METHODS FOR DYNAMICALLY ASSESSING CANDIDATE USER ELIGIBILITY IN AFFILIATE PROGRAMS 审中-公开

    公开(公告)号：US20240330970A1

    公开(公告)日：2024-10-03

    申请号：US18193273

    申请日：2023-03-30

    申请人： Wells Fargo Bank, N.A.

    发明人： Debashis Ghosh ,  Maria Chiarenza ,  Stephanie Simon ,  Daniel Mertes

    IPC分类号： G06Q30/0207

    CPC分类号： G06Q30/0224 ,  G06Q30/0236

    摘要： Systems, apparatuses, methods, and computer program products are disclosed for assessing affiliate program eligibility of a candidate user. An example method includes determining an engagement status of the candidate user with respect to an organizational entity determined to be associated with the candidate user. The method further includes evaluating whether the candidate user is eligible for one or more affiliate programs based on the engagement status for the candidate user with respect to the organizational entity and in an instance the candidate user is eligible for at least one of the one or more affiliate programs, generating an eligibility notification, wherein the eligibility notification describes the one or more affiliate programs for which the candidate user is eligible. The method further includes providing the eligibility notification to the candidate user.

    COMPUTER SYSTEM FOR PROVIDING PAYMENTS, INCENTIVES, AND FRAUD PROTECTION WITHIN OR ACROSS INDUSTRIES
    4.
    发明公开
    COMPUTER SYSTEM FOR PROVIDING PAYMENTS, INCENTIVES, AND FRAUD PROTECTION WITHIN OR ACROSS INDUSTRIES 审中-公开

    公开(公告)号：US20240320703A1

    公开(公告)日：2024-09-26

    申请号：US18678957

    申请日：2024-05-30

    申请人： BUY IT MOBILITY NETWORKS INC.

    发明人： Adam FRISCH ,  Aydin A. KADASTER ,  S. Jermaine JOHNSTON ,  Donald KRASNOSKY

    IPC分类号： G06Q30/0207 ,  G06Q20/40 ,  G06Q30/0251 ,  H04L9/00 ,  H04L9/06

    CPC分类号： G06Q30/0236 ,  G06Q20/4016 ,  G06Q30/0255 ,  H04L9/0637 ,  H04L9/50 ,  H04L2209/56

    摘要： A network includes a platform provider having a centralized operating environment including a combination of hardware, software, and a communication device configured to receive information from a plurality of enterprise networks each configured to independently communicate information to the platform provider. The information includes customer information, device information, requested enrollment or application information, requested transaction information, completed enrollment or application information, or completed transaction information, or a combination thereof. The platform provider is configured to validate and record the information in a secure ledger. The platform provider is further configured to, based on the information, identify incentives, advertisements, or other communications to provide a customer, deliver incentives, advertisements, or other communications to a customer, calculate a fee owed by one enterprise network to one of the platform provider, another enterprise network, or a customer, or assess a probability that a requested consumer, device, enrollment, application, or transaction is fraudulent.

    TECHNIQUES FOR DYNAMICALLY AND SECURELY MANAGING USER REWARDS
    6.
    发明公开
    TECHNIQUES FOR DYNAMICALLY AND SECURELY MANAGING USER REWARDS 审中-公开

    公开(公告)号：US20240242241A1

    公开(公告)日：2024-07-18

    申请号：US18153632

    申请日：2023-01-12

    申请人： Ally Financial Inc.

    发明人： Harish Naik ,  Arvy Rajasekaran ,  Dallas Gale ,  Dzmitry Dubarau ,  Jared Allmond ,  Sathish Muthukrishnan

    IPC分类号： G06Q30/0207

    CPC分类号： G06Q30/0224 ,  G06Q30/0236 ,  G06Q2220/00

    摘要： Methods, systems, and devices to support techniques for dynamically and securely managing user rewards are described. A system may issue digital assets that include a user-specific code to a user, and the system may store the digital assets on a distributed ledger (e.g., in a digital wallet associated with the user). The system may issue one or more digital assets to the user in response to determining that the user has performed one or more actions corresponding to the one or more digital assets. In some examples, each digital asset may include a same user-specific code, such as a quick response (QR) code, embedded in a respective image associated with each digital asset. The user may present an owned digital asset to a third-party vendor, and the third-party vendor may scan the user-specific code associated with the digital asset to identify and provide rewards available to the user.

    Multi-Computer System for Data Privacy and Governance
    8.
    发明公开
    Multi-Computer System for Data Privacy and Governance 审中-公开

    公开(公告)号：US20240176896A1

    公开(公告)日：2024-05-30

    申请号：US18070907

    申请日：2022-11-29

    申请人： Bank of America Corporation

    发明人： Siten Sanghvi

    IPC分类号： G06F21/60 ,  G06F21/62 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/0207

    CPC分类号： G06F21/602 ,  G06F21/6218 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q20/405 ,  G06Q30/0236

    摘要： Arrangements for providing data security control functions are provided. In some aspects, a request to process a transaction may be received. The transaction request may include identification of one or more destinations or target nodes for data, transaction details, a source of the transaction, and the like. In some examples, one or more data elements may be identified and a category of each data element may be identified. One or more rules engines may be identified and executed. Based on the application of rules in the one or more rules engines, secure data elements may be generated and encrypted. The encrypted data elements may be sent to a distributed ledger system for storage. One or more notifications may be transmitted to one or more target nodes indicating that data has been sent to the distributed ledger system. The target nodes may retrieve and decrypt the data to process the transaction.

    BLOCKCHAIN-BASED CONVERSATION MANAGEMENT
    9.
    发明公开
    BLOCKCHAIN-BASED CONVERSATION MANAGEMENT 审中-公开

    公开(公告)号：US20240152950A1

    公开(公告)日：2024-05-09

    申请号：US18410376

    申请日：2024-01-11

    申请人： DISH Network L.L.C.

    发明人： Nicholas Brandon Newell ,  Swapnil Anil Tilaye

    IPC分类号： G06Q30/0207 ,  G06Q20/06 ,  G06Q20/38 ,  H04L9/06

    CPC分类号： G06Q30/0236 ,  G06Q20/065 ,  G06Q20/3829 ,  H04L9/0643 ,  G06Q2220/00 ,  H04L9/50

    摘要： Disclosed is a conversation management system that manages conversations about a content using blockchain technology. The content management system can use the blockchain technology to validate the conversations, and provide a content provider of the content a secured access to the validated conversations. The validation of the conversations can ensure that the conversations are not fake, e.g., provided by real people and not generated using bots. A conversation about the content is added as a block to the blockchain upon validation, and once added may not be modified, and therefore, the content provider may be assured that the conversation is secure and genuine. The content provider can use the knowledge obtained from the validated conversations in making future content.

    Method of optimizing an offer value to a selected group of consumers
    10.
    发明授权
    Method of optimizing an offer value to a selected group of consumers 有权

    公开(公告)号：US11961100B2

    公开(公告)日：2024-04-16

    申请号：US17767565

    申请日：2020-10-09

    申请人： KEZZLER AS

    发明人： Magnar Løken

    IPC分类号： G06Q30/02 ,  G06Q30/0202 ,  G06Q30/0204 ,  G06Q30/0207

    CPC分类号： G06Q30/0202 ,  G06Q30/0205 ,  G06Q30/0236

    摘要： A method of optimizing an offer value to be offered to a selected group of consumers includes selecting a series of products, wherein each are serialized unique code marked; selecting a target group of consumers from a consumer database, each consumer with a registered consumer profile in the consumer database, the selecting based on a set of criteria; selecting a first subgroup of consumers from the target group of consumers; determining an initial offer value of the uniquely code marked product to be presented to the initial first subgroup of consumers; distributing (offering) the initial offer value to the selected initial first subgroup of consumers; a number of the selected initial first subgroup of consumers accepting the offer; associating the code of the uniquely code marked product to the acceptance of offer to the consumer profile of each the accepting consumer in the first subgroup of consumers; summing the number of accepted uniquely code marked products to a first uptake value as a function of the initial offer value; registering the initial offer value and the first uptake value in order to calculate a first initial profit value; repeating, for a number of second, third, . . . time, the following steps: selecting a second, third, . . . subgroup of consumers from the target group of consumers; determining a second (third, . . . ) offer value of the uniquely code marked product to be presented to the second, third, . . . subgroup of consumers, being different from the first offer value; distributing (offering) the second (third, . . . ) offer value to the selected second, third, . . . subgroup of consumers; a number of the selected second group of consumers accepting the second, third, . . . offer; associating the code of the uniquely code marked product to the accepted second (third, . . . ) offer value to the consumer profile of each the accepting consumer; summing the second (third, . . . ) number of accepted uniquely code marked products to a second (third, . . . ) uptake value as a function of the second (third, . . . ) offer value; registering the second (third, . . . ) offer value and the second (third, . . . ) uptake value in order to calculate a second, (third, . . . ) initial profit value; thus establishing a set of uptake values as a function of offer values, and their calculated or estimated corresponding profit values; based on these data points, establishing a relationship of profit as a function of offer value; selecting from the relationship a near-optimal offer value giving a near-optimal profit; distributing (offering) the optimal offer value to a large part of or all of the selected target group of consumers.