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    Tokenized asset backed by government bonds and identity and risk scoring of associated token transactions
    21.
    发明授权
    Tokenized asset backed by government bonds and identity and risk scoring of associated token transactions 有权

    公开(公告)号：US10977645B2

    公开(公告)日：2021-04-13

    申请号：US16897696

    申请日：2020-06-10

    Applicant: Miles Paschini ,  Nitin Agarwal

    Inventor： Miles Paschini ,  Nitin Agarwal

    IPC: G06Q20/36 ,  H04L9/06 ,  G06Q20/40

    Abstract: A method for facilitating the exchange of a stable cryptocurrency collateralized by government-issued debt. First granularity parameters are received through a first wallet interface of a first digital wallet. A first restricted use key is generated based upon the first granularity parameters and provided to an owner of a second digital wallet. A second restricted use key is generated based upon second granularity parameters received through a second wallet interface associated with the second digital wallet. Information from a blockchain wallet is accessed using the second restricted use key wherein the information relates to one or more of an ID classification and risk score of the second wallet owner at a level of detail determined by the second granularity parameters. An indication to proceed with a transaction between the first digital wallet and the second digital wallet may then be received through the first wallet interface.

    System and method for electronic prepaid account replenishment
    24.
    发明授权
    System and method for electronic prepaid account replenishment 有权

    公开(公告)号：US08479980B2

    公开(公告)日：2013-07-09

    申请号：US13040074

    申请日：2011-03-03

    Applicant: Miles Paschini ,  Marshall Rose

    Inventor： Miles Paschini ,  Marshall Rose

    IPC: G06F17/00

    CPC classification number: G06Q20/349 ,  G06Q20/10 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/346 ,  G06Q20/363 ,  G06Q20/3672 ,  G06Q20/40 ,  G07F7/0866 ,  G07F7/1008 ,  H04M17/00 ,  H04M17/20 ,  H04M17/204 ,  H04M2017/24

    Abstract: A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from the customer at a point-of-sale. The method further includes generating, at the point-of-sale, an authorization message including at least the membership account number and embedded transaction information identifying the service offered by the vendor and the requested amount. The embedded transaction information is then communicated from the point-of-sale to a database server. The customer account is credited, in response to the embedded transaction information, based upon an amount of the payment. The method also includes electronically transferring funds based upon the amount of the payment from a first account associated with the point-of-sale to a second account associated with the vendor.

    SYSTEM AND METHOD FOR DISTRIBUTING PERSONAL IDENTIFICATION NUMBERS OVER A COMPUTER NETWORK
    26.
    发明申请
    SYSTEM AND METHOD FOR DISTRIBUTING PERSONAL IDENTIFICATION NUMBERS OVER A COMPUTER NETWORK 审中-公开
    用于在计算机网络上分配个人识别号码的系统和方法

    公开(公告)号：US20100299221A1

    公开(公告)日：2010-11-25

    申请号：US12786403

    申请日：2010-05-24

    Applicant: Miles Paschini ,  Marshall Rose

    Inventor： Miles Paschini ,  Marshall Rose

    IPC: G06Q30/00 ,  G06Q10/00 ,  G06F17/30

    CPC classification number: H04M15/68 ,  G06Q10/087 ,  G06Q30/0601 ,  H04M15/59 ,  H04M17/00 ,  H04M17/20 ,  H04M2017/25 ,  H04M2017/2593 ,  H04M2215/0196

    Abstract: The present invention comprises a system and method for managing an inventory of PINs in a PIN distribution network. The distribution network includes a hub coupled to a one or more servers and each of the servers is coupled to at least one client terminal. The system includes a hub for dynamically allocating PINs of the inventory among the servers so as to substantially maintain a quantity of PINs at each server at a desired level for each server. Additionally, the hub acquires additional PINs in response to at least one PIN in the inventory being distributed to at least one user from at least one of the client terminals. In variations, the hub maintains centralized databases and synchronizes the centralized databases with corresponding databases at each server.

    Abstract translation: 本发明包括用于管理PIN分配网络中的PIN库存的系统和方法。 分配网络包括耦合到一个或多个服务器的集线器，并且每个服务器耦合到至少一个客户终端。 该系统包括用于在服务器之间动态分配清单的PIN的集线器，以便在每个服务器上基本上维持每个服务器处于期望级别的PIN数量。 此外，集线器响应于库存中的至少一个PIN从至少一个客户端分配给至少一个用户来获取附加PIN。 在变化中，集线器维护集中式数据库，并将集中式数据库与每个服务器上的相应数据库进行同步。

    Transaction processing platform for faciliating electronic distribution of plural prepaid services
    27.
    发明授权
    Transaction processing platform for faciliating electronic distribution of plural prepaid services 有权
    促进多项预付费服务电子分销的交易处理平台

    公开(公告)号：US07280644B2

    公开(公告)日：2007-10-09

    申请号：US11007662

    申请日：2004-12-07

    Applicant: Roni Dolev Tamari ,  Larry Herbinaux ,  Darren New ,  Miles Paschini ,  Patrick K. Hazel ,  Marshall Rose

    Inventor： Roni Dolev Tamari ,  Larry Herbinaux ,  Darren New ,  Miles Paschini ,  Patrick K. Hazel ,  Marshall Rose

    IPC: H04M15/00

    CPC classification number: G06Q20/28 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/4012 ,  G06Q30/0621 ,  H04M15/49 ,  H04M15/51 ,  H04M17/00 ,  H04M17/20 ,  H04M2017/2593

    Abstract: A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service. The platform is also configured to provide supplier response information received through the supply interfaces to the conduit interface.

    Abstract translation: 公开了能够便于向各种类型的预付产品向消费者发放的交易处理平台。 事务处理平台被配置为与这种预付产品的一个或多个提供者接口，以便于产品的采购或激活。 该平台包括一个管道接口，通过该管道接口接收服务请求消息，并分别用于为相应类型的预付费服务生成交易请求。 可操作地耦合到导管接口的供应接口布置被配置为通过与第一类型的预付费服务相关联的第一供应接口路由第一交易请求。 供应接口布置还通过与第二类型的预付费服务相关联的第二供应接口路由第二交易请求。 该平台还被配置为将通过供应接口接收的供应商响应信息提供给导管接口。

    System and method for distributing personal identification numbers over a computer network
    28.
    发明申请
    System and method for distributing personal identification numbers over a computer network 审中-公开
    通过计算机网络分发个人身份证号码的系统和方法

    公开(公告)号：US20050229003A1

    公开(公告)日：2005-10-13

    申请号：US10821405

    申请日：2004-04-09

    Applicant: Miles Paschini ,  Marshall Rose

    Inventor： Miles Paschini ,  Marshall Rose

    IPC: H04M15/00 ,  H04M17/00

    CPC classification number: H04M15/68 ,  G06Q10/087 ,  G06Q30/0601 ,  H04M15/59 ,  H04M17/00 ,  H04M17/20 ,  H04M2017/25 ,  H04M2017/2593 ,  H04M2215/0196

    Abstract: The present invention comprises a system and method for managing an inventory of PINs in a PIN distribution network. The distribution network includes a hub coupled to a one or more servers and each of the servers is coupled to at least one client terminal. The system includes a hub for dynamically allocating PINs of the inventory among the servers so as to substantially maintain a quantity of PINs at each server at a desired level for each server. Additionally, the hub acquires additional PINs in response to at least one PIN in the inventory being distributed to at least one user from at least one of the client terminals. In variations, the hub maintains centralized databases and synchronizes the centralized databases with corresponding databases at each server.

    Abstract translation: 本发明包括用于管理PIN分配网络中的PIN库存的系统和方法。 分配网络包括耦合到一个或多个服务器的集线器，并且每个服务器耦合到至少一个客户终端。 该系统包括用于在服务器之间动态分配清单的PIN的集线器，以便在每个服务器上基本上维持每个服务器处于期望级别的PIN数量。 此外，集线器响应于库存中的至少一个PIN从至少一个客户端分配给至少一个用户来获取附加PIN。 在变化中，集线器维护集中式数据库，并将集中式数据库与每个服务器上的相应数据库进行同步。

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