公开(公告)号：US20240257266A1

公开(公告)日：2024-08-01

申请号：US18602485

申请日：2024-03-12

申请人： Bank of Montreal

发明人： Duane Elliott LEE ,  Emily Marguerite COX

IPC分类号： G06Q40/12 ,  G06F16/23 ,  G06N20/00

CPC分类号： G06Q40/12 ,  G06F16/2365 ,  G06N20/00

摘要： A new issue management (NIMS) platform configured to track and report on New Issue data and generate visual elements, alerts and reports for interface applications. The NIMS platform provides a data capture and normalization solution. The NIMS platform can streamline data capture and dissemination processes and procedures by reducing duplicative data entry and manual input. The NIMS platform can improve data consistency by establishing automated systems across various lines of business for an organization. The NIMS platform can implement data capture, remediation and migration of current and historical data.

公开(公告)号：US20240249366A1

公开(公告)日：2024-07-25

申请号：US18425377

申请日：2024-01-29

申请人： Synchrony Bank

发明人： Piyush Sarda ,  Shishir Bhatia ,  Venkata Sai Sowmya Pottimurthy ,  Adbul Abdulrahman ,  Ajaywant Rana

IPC分类号： G06Q40/12

CPC分类号： G06Q40/12

摘要： A data management system identifies data stores that store transaction datasets associated with transactions. The data stores are configured based on respective parameters, and continue to receive additional transaction data over time. The system generates scripts based on the data stores' parameters and based on a filtering scheme. The system uses the scripts to extract subsets of the transaction datasets according to the filtering scheme in real-time as the data stores continue to receive additional transaction data. The system merges the extracted subsets of the transaction datasets into an output dataset according to an output scheme, and analyzes the output dataset, all in real-time as the data stores continue to receive the additional transaction data and the system continues to merge the extracted subsets. By analyzing the output dataset, the system recognizes a pattern in the output dataset. The system outputs an alert indicative of the recognized pattern.

公开(公告)号：US12045896B2

公开(公告)日：2024-07-23

申请号：US17702572

申请日：2022-03-23

申请人： Centerbase, LLC

发明人： John Brian Forbes ,  Robert Matthew Joyner

IPC分类号： G06Q40/12

CPC分类号： G06Q40/125

摘要： Apparatus and methods for generating automated time entries utilizing automated time capture. In an exemplary method, a duration of a communication session between a timekeeper operating a first communication device and a client operating a second communication device is determined in response to a termination of the communication session. The duration is determined by automated time capture without further input from the timekeeper. An automated time entry is generated upon termination of the communication session. The automated time entry identifies the timekeeper, the client, a date of the communication session, and the duration. A list of automated time entries is generated for review by the timekeeper. The list of automated time entries is provided to the timekeeper on one or more computing devices that includes the first communication device.

公开(公告)号：US12045895B1

公开(公告)日：2024-07-23

申请号：US18162690

申请日：2023-01-31

申请人： Productiv, Inc.

发明人： Ashish Aggarwal ,  Shantanu Kumar ,  Gaurav Sood ,  Sharan Jhangiani

IPC分类号： G06Q40/12 ,  G06N3/045 ,  G06N3/08

CPC分类号： G06Q40/12 ,  G06N3/045 ,  G06N3/08

摘要： A Software as a Service (SaaS) management platform (SMP) is provided, the SMP configured to perform a method including: receiving a plurality of expense records for a customer organization, wherein each one of the plurality of expense records identifies a user, a vendor, and an amount spent; using a first machine learning model to analyze the plurality of expense records and determine which ones of the expense records represent software purchases; using a second machine learning model to analyze the expense records that are determined to represent software purchases, and identify software titles that the software purchases are for; surfacing the expense records that represent software purchases, in association with their respective identified software titles, through a user interface of the SMP for the customer organization.

公开(公告)号：US12045884B2

公开(公告)日：2024-07-23

申请号：US17943401

申请日：2022-09-13

申请人： TRADING TECHNOLOGIES INTERNATIONAL, INC.

发明人： Sagy Pundak Mintz ,  Michael J. Burns

IPC分类号： G06Q40/04 ,  G06Q30/02 ,  G06Q30/0283 ,  G06Q40/06 ,  G06Q40/12

CPC分类号： G06Q40/04 ,  G06Q30/0278 ,  G06Q30/0283 ,  G06Q40/06 ,  G06Q40/12

摘要： Embodiments for determining a traded item's value are described herein. An embodiment includes identifying conditions for use in computing a value of the tradable object. The embodiment further includes determining whether a condition is satisfied based on market data, for example, and if the condition is satisfied, then determining the value of the item based on a rule associated with the condition; and if the condition is not satisfied, then determining whether a subsequent condition is satisfied. If a subsequent condition is satisfied, then determining the value of the tradable object based on a rule associated with the subsequent condition. An embodiment further includes computing an open profit and loss value based on the item's value. Other embodiments are also disclosed.

公开(公告)号：US20240242294A1

公开(公告)日：2024-07-18

申请号：US18096394

申请日：2023-01-12

申请人： Bank of America Corporation

发明人： Yogi Ahuja ,  Mardochee Macxis ,  Monika Kapur ,  Albena Fairchild ,  Utkarsh Raj

IPC分类号： G06Q40/12 ,  G06Q20/38

CPC分类号： G06Q40/12 ,  G06Q20/389

摘要： Apparatus and methods for an opt-in distributed ledger consortium to detect and prevent fraudulent transactions are provided. Two or more entities may opt into a private distributed ledger. A program may receive financial transaction information. The program may record the transaction on the distributed ledger. The program may activate a smart application on the ledger. The smart application may analyze each transaction for indicators of illegal activity. When indicators of illegal activity are found within a transaction, the program may generate a report. The program may transmit the report to each entity that has opted into the private distributed ledger. The program may also record the report on the private distributed ledger.

公开(公告)号：US20240232771A1

公开(公告)日：2024-07-11

申请号：US18009335

申请日：2022-10-28

申请人： CHINESE RESEARCH ACADEMY OF ENVIRONMENTAL SCIENCES

发明人： Haisheng LI ,  Hua JIANG ,  Jianglong CUI ,  Lieyu ZHANG ,  Guowen LI ,  Cao LIU ,  Xiaoguang LI ,  Jiaqian LI ,  Chen ZHAO ,  Caole LI ,  Xiaolin HOU ,  Shengwang GAO

IPC分类号： G06Q10/0639 ,  G06Q40/12

CPC分类号： G06Q10/0639 ,  G06Q40/123

摘要： A water-pollution environmental-protection verification method based on power grid and tax data fusion includes: acquiring power data and tax data corresponding to a plurality of enterprise identities in a target region; acquiring a pollutant output and a sewage purification consumable consumption corresponding to each enterprise identity based on the tax data; determining a first candidate enterprise identity set based on the pollutant output; determining a second candidate enterprise identity set based on the sewage purification consumable consumption and a sewage purification consumable consumption of an actual unit yield of each enterprise identity; acquiring production information of the plurality of enterprise identities based on the power data, and determining a third candidate enterprise identity set; and processing based on the first candidate enterprise identity set, the second candidate enterprise identity set and the third candidate enterprise identity set to determine a target enterprise identity.

公开(公告)号：US12026789B2

公开(公告)日：2024-07-02

申请号：US17666398

申请日：2022-02-07

申请人： CipherTrace, Inc.

发明人： David Alexander Jevans ,  Shannon Holland

IPC分类号： G06Q40/12 ,  G06Q20/06 ,  G06Q20/36 ,  G06Q20/40

CPC分类号： G06Q40/12 ,  G06Q20/065 ,  G06Q20/36 ,  G06Q20/40

摘要： Systems and methods of forensic analysis of cryptocurrency transactions are described herein. A method can include obtaining fiat-based transaction data from a bank account, identifying a purchase of a cryptocurrency from fiat-based transaction data and cryptocurrency exchange trade history data from a cryptocurrency exchange where the cryptocurrency was purchased, obtaining cryptocurrency-based transaction data that identifies downstream cryptocurrency transaction data where the cryptocurrency was transferred out of the cryptocurrency exchange; and scoring a user who purchased or used the cryptocurrency based on the fiat-based transaction data, the cryptocurrency exchange trade history data, and the cryptocurrency-based transaction data.

公开(公告)号：US12026787B2

公开(公告)日：2024-07-02

申请号：US17198203

申请日：2021-03-10

申请人： CXO Nexus

发明人： Barrington Young ,  Bhanupratap Chandrawat ,  Vincent Totoro ,  Steve Benfield ,  Sebastien Masclet

IPC分类号： G06Q40/12 ,  G06N5/048 ,  G06N20/10

CPC分类号： G06Q40/12 ,  G06N5/048 ,  G06N20/10

摘要： An intelligent enterprise system and method is disclosed. The system and method include an input/output (IO) interface configured to receive information related to accounting information, a processor interconnected with a memory configured to store received information from the IO interface, and analyze the information to provide timely vendor spend analytics, and a display device configured to display the provided timely vendor spend analytics.

公开(公告)号：US20240212060A1

公开(公告)日：2024-06-27

申请号：US18431947

申请日：2024-02-03

申请人： Capital One Services, LLC

发明人： Alex NIDERBERG ,  Colin HART ,  Ryan WEBB ,  Michael CHERMSIDE

IPC分类号： G06Q40/12 ,  G06Q20/32 ,  H04W4/021

CPC分类号： G06Q40/12 ,  G06Q20/322 ,  H04W4/021

摘要： In some embodiments, transaction data associated with a user may be processed based on one or more criteria indicative of a trip to determine transactions related to the trip. Based on a comparison between geolocation data associated with stored images and location data associated with the transactions, a visual representation derived from the images may be generated, where the visual representation indicates correlations between the images and the transactions determined to be related to the trip. Display instructions for displaying the visual representation on a client device of the user may be provided to the client device.