Automated Banking Machine Operated Responsive to Data Bearing Records with Improved Resistance to Fraud
    33.
    发明申请
    Automated Banking Machine Operated Responsive to Data Bearing Records with Improved Resistance to Fraud 有权
    自动化银行机器响应数据轴承记录,提高抵御欺诈的风险

    公开(公告)号:US20120286033A1

    公开(公告)日:2012-11-15

    申请号:US13555256

    申请日:2012-07-23

    IPC分类号: G07F19/00

    摘要: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.

    摘要翻译: 响应于从数据记录读取的数据控制银行系统机器。 该机器包括读卡器,小键盘,自动提款机,现金出口,存款接收开口以及可能易于安装欺诈设备的其他交易地点。 防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。 这种未经授权的设备可能包括欺诈性读卡设备,欺诈键盘输入拦截设备,现金出口陷阱设备和存款输入转移设备。

    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud
    35.
    发明授权
    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud 有权
    自动银行卡读卡机操作方法,以减少诈骗风险

    公开(公告)号:US07971780B2

    公开(公告)日:2011-07-05

    申请号:US11975375

    申请日:2007-10-19

    IPC分类号: G06F17/60

    CPC分类号: G06Q40/00

    摘要: A method of operating an automated banking machine in response to data included on a user card includes operating a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine operates to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    摘要翻译: 响应于包括在用户卡中的数据来操作自动银行机的方法包括操作现金分配自动银行机,其包括读卡器,小键盘,现金出口,存款接收开口和可能易受影响的其他交易位置 安装欺诈设备。 该机器用于感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备,欺诈键盘输入拦截设备,现金出口陷阱设备,存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件,并响应于此而作出响应。

    Cash dispensing automated banking machine with GPS
    39.
    发明授权
    Cash dispensing automated banking machine with GPS 有权
    自动点钞自动银行机与GPS

    公开(公告)号:US08348151B1

    公开(公告)日:2013-01-08

    申请号:US13411987

    申请日:2012-03-05

    IPC分类号: G06F17/60

    CPC分类号: G07F19/207 G07F19/20

    摘要: Automated banking machines include a Global Positioning System (GPS). The machines can transmit their GPS location reading to a service center. The service center can receive through a customer's cell phone, a customer request for directions to the nearest cash dispensing machine that does not have a transaction fee. The customer request can include account data and GPS location of the cell phone. The service center can determine from the account data which financial networks would not cause the customer to be assessed a transaction fee for a cash withdrawal. The service center can then determine from the GPS locations of the machines in these financial networks, which machine is geographically closest to the cell phone's GPS location. Directions to this nearest automated banking machine are then sent to the cell phone.

    摘要翻译: 自动银行机包括全球定位系统(GPS)。 机器可以将GPS位置读数传送到服务中心。 服务中心可以通过客户的手机接收客户的请求,指示最近没有交易费用的最近的现金分发机。 客户请求可以包括手机的帐户数据和GPS位置。 服务中心可以从帐户数据中确定哪些金融网络不会导致客户对现金提款的交易费用进行评估。 然后,服务中心可以从这些金融网络中的机器的GPS位置确定哪个机器在地理上最接近于手机的GPS位置。 到最近的自动银行机的方向然后发送到手机。