公开(公告)号：US09633351B2

公开(公告)日：2017-04-25

申请号：US12939675

申请日：2010-11-04

申请人： Judson Reed ,  Patrick Faith ,  Ben Rewis

发明人： Judson Reed ,  Patrick Faith ,  Ben Rewis

IPC分类号： G06Q20/00 ,  G06Q20/38 ,  G06Q20/20 ,  G06Q20/40 ,  H04L9/32

CPC分类号： G06Q20/3829 ,  G06Q20/20 ,  G06Q20/383 ,  G06Q20/40 ,  G06Q20/401 ,  H04L9/3226 ,  H04L9/3234 ,  H04L2209/56

摘要： Techniques for eliminating the need for merchants and acquirers to conduct Payment Card Industry (“PCI”) security audit procedures are provided. Merchants and acquirers can eliminate the operating expenses associated with conducting audits to ensure compliance with PCI Data Security Standards (“DSS”), while at the same time ensuring that cardholders' data remains secure, thus protecting the cardholders from fraudulent transactions. System security is further enhanced through the use of per transaction audits, with the scope of the audit being directly between the Point of Sale (POS) terminal and the payment processing network. PCI DSS compliance can thus be assured on a per transaction basis, as opposed to only ensuring compliance generally for a merchant or acquirer on a periodic basis. Per transaction PCI DSS compliance is assured, while at the same time eliminating the need for merchants or acquirers to conduct compliance audits.

公开(公告)号：US08500006B2

公开(公告)日：2013-08-06

申请号：US12853175

申请日：2010-08-09

申请人： Mark Carlson ,  Ben Rewis

发明人： Mark Carlson ,  Ben Rewis

IPC分类号： G06Q40/00

CPC分类号： G06Q30/04 ,  G06Q30/02

摘要： In a disclosed embodiment, a bill pay system presents a bill payment interface having an area for presenting bill payment details. The bill payment interface includes the display of one or more offers for purchase of gift cards. The one or more offers for purchase of gift cards may be determined based on merchants identified in the bill payment details. The bill payment details may be updated to reflect a purchase of an offered gift card.

摘要翻译： 在公开的实施例中，账单支付系统呈现具有用于呈现账单支付细节的区域的账单支付接口。 帐单支付界面包括显示一个或多个购买礼品卡的优惠。 购买礼品卡的一个或多个优惠可以根据帐单支付细节中确定的商家确定。 帐单支付细节可能会更新，以反映购买提供的礼品卡。

公开(公告)号：US20170186001A1

公开(公告)日：2017-06-29

申请号：US15457765

申请日：2017-03-13

申请人： Judson Reed ,  Patrick Faith ,  Ben Rewis

发明人： Judson Reed ,  Patrick Faith ,  Ben Rewis

IPC分类号： G06Q20/38 ,  G06Q20/40

摘要： Techniques for eliminating the need for merchants and acquirers to conduct Payment Card Industry (“PCI”) security audit procedures are provided. Merchants and acquirers can eliminate the operating expenses associated with conducting audits to ensure compliance with PCI Data Security Standards (“DSS”), while at the same time ensuring that cardholders' data remains secure, thus protecting the cardholders from fraudulent transactions. System security is further enhanced through the use of per transaction audits, with the scope of the audit being directly between the Point of Sale (POS) terminal and the payment processing network. PCI DSS compliance can thus be assured on a per transaction basis, as opposed to only ensuring compliance generally for a merchant or acquirer on a periodic basis. Per transaction PCI DSS compliance is assured, while at the same time eliminating the need for merchants or acquirers to conduct compliance audits.