摘要:
A tax refund system is disclosed in which in exchange for a taxpayer assigning all or a portion of his or her tax refund, a participating provider provides to the taxpayer a spending vehicle with buying power at participating outlets. Tax return data for an individual's tax return is processed by the IRS. A taxpayer consents to using a portion of the tax return data to acquire a spending vehicle from a financial institution of the taxpayer's choosing. Using a portion of the tax return data, the IRS arranges to electronically transfer an amount related to the taxpayer's refund to an account at the financial institution selected by the taxpayer. A taxpayer then receives a spending vehicle such as a credit, debit, or cash card, spending account, coupon, or rebate from a financial institution or other spending vehicle provider such as a retailer, service provider, wholesaler, distributor, or entertainment entity.
摘要:
The present invention is a system and method for associating payments with spending vehicles so that an individual who is entitled to receive periodic or special payments (e.g., Social Security checks, 401(k) distributions, dividend payments, tax refunds, etc.) may choose to receive in place of the payment a spending vehicle such as an e-card, a sponsor discount card, a sponsor rebate, or a sponsor coupon for use with purchases of the sponsor's products or services. Sponsors may include companies and organizations interested in offering purchase incentives to their customers. An individual who wishes to receive a spending vehicle rather than the regular payment selects the spending vehicle he or she would like to receive. The individual then assigns his or her right to receive the payment to a third party. The third party may be a sponsor of the spending vehicle or a financial institution that offers spending vehicles from a plurality of sponsors. If the spending vehicle is from a financial institution, the financial institution then arranges to give a spending vehicle to the individual and to transfer the individual's payment to the sponsor of the spending vehicle. The financial institution may take a portion of the individual's payment as compensation for the service provided to the individual and the sponsor.
摘要:
An improved fast neutron detector fabricated with alternating layers of hydrogenous, optically transparent, non scintillating material and scintillating material. Fast neutrons interact with the hydrogenous material generating recoil protons. The recoil protons enter the scintillating material resulting in scintillations. The detector is optically coupled to a photomultiplier tube which generates electrical pulses proportional in amplitude to the intensity of the scintillations, and therefore are an indication of the energy of the fast neutrons impinging upon the detector. Alternating layers of materials are dimensioned to optimize total efficiency of the detector, or to optimize the spectroscopy efficiency of the detector. The scintillating material is preferably ZnS, and the hydrogenous material is preferably plastic. The detector is ideally suited for well logging applications and fast neutron monitor applications.
摘要:
A tax refund system is disclosed in which in exchange for a taxpayer assigning all or a portion of his or her tax refund, a participating provider provides to the taxpayer a spending vehicle with buying power at participating outlets. Tax return data for an individual's tax return is processed by the IRS. A taxpayer consents to using a portion of the tax return data to acquire a spending vehicle from a financial institution of the taxpayer's choosing. Using a portion of the tax return data, the IRS arranges to electronically transfer an amount related to the taxpayer's refund to an account at the financial institution selected by the taxpayer. A taxpayer then receives a spending vehicle such as a credit, debit, or cash card, spending account, coupon, or rebate from a financial institution or other spending vehicle provider such as a retailer, service provider, wholesaler, distributor, or entertainment entity.
摘要:
A system and method for associating payments with spending vehicles so that an individual who is entitled to receive periodic or special payments such as social security checks receives in place of the payment a spending vehicle such as a discount card, rebate, or coupon for use with purchases of the sponsor's products or services. Sponsors include companies and organizations interested in offering purchase incentives to their customers. An individual who wishes to receive a spending vehicle rather than the regular payment selects the spending vehicle he or she would like to receive. The individual then assigns his or her right to receive the payment to a third party. The third party then arranges to give a spending vehicle to the individual and to transfer the individual's payment to the sponsor of the spending vehicle. The third party may take a portion of the payment as compensation for the service.
摘要:
A system and method for providing to a taxpayer a loan in an amount based on the taxpayer's estimated tax refund amount due for a current year, the loan being provided to the taxpayer prior to year end of the current tax year and prior to completion and filing of the taxpayer's current year tax return forms with a taxing authority. The taxpayer's estimated tax refund may be based on historical tax refund data as well as current year income data. A loan granting entity may consider the level of tax refunds that the taxpayer has received in previous years as well as income data for the first three quarters of the year to determine a reasonable estimate of the tax refund amount that the taxpayer will likely receive for the current tax year.
摘要:
An overhead projector mounting system is provided that is configured to support a projector in a ceiling of a room. The system includes a housing having an opening through which an image generated by the projector is transmitted. Preferably, the system includes a mirror to reflect the image generated by the projector toward a viewing surface in the room.
摘要:
A device for measuring the density of a formation uses a high-energy pulsed neutron source which induces gamma rays in the formation, and determines a gamma diffusion length of the formation based on the attenuation of gamma rays produced by inelastic scattering of fast neutrons. The borehole tool houses the neutron source along with a near gamma ray detector and a far gamma ray detector. The gamma ray detectors are located at different distances from the fast neutron source and spaced sufficiently from the fast neutron source such that dependence of inelastic gamma counts on fast neutron transport and gamma production of the formation is substantially reduced. Gamma ray events can be sorted and counted in time- and energy-dependent bins. The present invention has several advantages over gamma-gamma logging, including deeper penetration of gamma, and is also superior over systems which measure, e.g., hydrogen-based porosity.
摘要:
A dumbbell is provided which is collapsible for storage and/or convenient transportability and can be expanded, when required for purposes of exercising, by introduction therein of fluid such as water and sand. The dumbbell comprises a hollow, collapsible container comprising a closed loop of hollow tube having an elliptical or doughnut shape, a hollow handle traversing the gap between the inner walls of the closed loop and a fluid inlet provided with a plug seal. The outer peripheral wall of the closed loop is provided with accordion pleats biased into the closed portion but expandable against the bias under the influence of pressure generated by introduction of fluid into the container. The amount of fluid so introduced is a matter of choice of the user to achieve the desired overall weight of the device. Advantageously the dumbbells are integrally molded from thermoplastic resin.
摘要:
A tax refund system is disclosed in which in exchange for a taxpayer assigning all or a portion of his or her tax refund, a participating provider provides to the taxpayer a spending vehicle with buying power at participating outlets. Tax return data for an individual's tax return is processed by the IRS. A taxpayer consents to using a portion of the tax return data to acquire a spending vehicle from a financial institution of the taxpayer's choosing. Using a portion of the tax return data, the IRS arranges to electronically transfer an amount related to the taxpayer's refund to an account at the financial institution selected by the taxpayer. A taxpayer then receives a spending vehicle such as a credit, debit, or cash card, spending account, coupon, or rebate from a financial institution or other spending vehicle provider such as a retailer, service provider, wholesaler, distributor, or entertainment entity.