Tax refund system
    31.
    发明授权
    Tax refund system 有权
    退税制度

    公开(公告)号:US07177829B1

    公开(公告)日:2007-02-13

    申请号:US09354870

    申请日:1999-07-16

    IPC分类号: G06Q30/00

    摘要: A tax refund system is disclosed in which in exchange for a taxpayer assigning all or a portion of his or her tax refund, a participating provider provides to the taxpayer a spending vehicle with buying power at participating outlets. Tax return data for an individual's tax return is processed by the IRS. A taxpayer consents to using a portion of the tax return data to acquire a spending vehicle from a financial institution of the taxpayer's choosing. Using a portion of the tax return data, the IRS arranges to electronically transfer an amount related to the taxpayer's refund to an account at the financial institution selected by the taxpayer. A taxpayer then receives a spending vehicle such as a credit, debit, or cash card, spending account, coupon, or rebate from a financial institution or other spending vehicle provider such as a retailer, service provider, wholesaler, distributor, or entertainment entity.

    摘要翻译: 披露了纳税人的纳税申报制度,以纳税人的全部或部分退税方式交纳纳税人,参与提供者向参与者提供购买力的消费车辆。 个人报税表的纳税申报单由国税局处理。 纳税人同意使用一部分纳税申报数据从纳税人选择的金融机构获取支出车辆。 使用一部分纳税申报数据,国税局安排将与纳税人退款相关的金额电子转帐到由纳税人选定的金融机构的账户。 纳税人然后从诸如零售商,服务提供商,批发商,分销商或娱乐实体的金融机构或其他支出车辆提供商那里获得诸如信用卡,借记卡或现金卡,支出帐户,优惠券或回扣等支出车辆。

    Spending vehicles for payments
    32.
    发明授权
    Spending vehicles for payments 失效
    支付车费

    公开(公告)号:US07072862B1

    公开(公告)日:2006-07-04

    申请号:US09483537

    申请日:2000-01-14

    申请人: Robert D. Wilson

    发明人: Robert D. Wilson

    IPC分类号: G06F17/60

    摘要: The present invention is a system and method for associating payments with spending vehicles so that an individual who is entitled to receive periodic or special payments (e.g., Social Security checks, 401(k) distributions, dividend payments, tax refunds, etc.) may choose to receive in place of the payment a spending vehicle such as an e-card, a sponsor discount card, a sponsor rebate, or a sponsor coupon for use with purchases of the sponsor's products or services. Sponsors may include companies and organizations interested in offering purchase incentives to their customers. An individual who wishes to receive a spending vehicle rather than the regular payment selects the spending vehicle he or she would like to receive. The individual then assigns his or her right to receive the payment to a third party. The third party may be a sponsor of the spending vehicle or a financial institution that offers spending vehicles from a plurality of sponsors. If the spending vehicle is from a financial institution, the financial institution then arranges to give a spending vehicle to the individual and to transfer the individual's payment to the sponsor of the spending vehicle. The financial institution may take a portion of the individual's payment as compensation for the service provided to the individual and the sponsor.

    摘要翻译: 本发明是一种用于将支付与支出车辆相关联的系统和方法,使得有权接收定期或特殊支付的个人(例如,社会保障支票,401(k)分配,股利支付,退税等)可以 选择接收付款,例如电子卡,赞助商折扣卡,赞助者回扣或赞助商优惠券,以用于购买赞助商的产品或服务。 赞助商可能包括有兴趣向客户提供购买激励措施的公司和组织。 希望收到支出车辆而不是定期支付的个人会选择他或她想要接受的消费车辆。 个人然后将他或她的权利转让给第三方。 第三方可能是支出车辆的赞助商或提供来自多个赞助商的消费车辆的金融机构。 如果支出车辆来自金融机构,则金融机构然后安排向个人发放支出车辆,并将个人的付款转交给支出车辆的发起人。 金融机构可以将个人付款的一部分作为对个人和保荐人提供的服务的赔偿。

    Geometrically optimized fast neutron detector
    33.
    发明授权
    Geometrically optimized fast neutron detector 有权
    几何优化快中子探测器

    公开(公告)号:US06495837B2

    公开(公告)日:2002-12-17

    申请号:US09808216

    申请日:2001-03-14

    IPC分类号: G01T306

    CPC分类号: G01T3/06

    摘要: An improved fast neutron detector fabricated with alternating layers of hydrogenous, optically transparent, non scintillating material and scintillating material. Fast neutrons interact with the hydrogenous material generating recoil protons. The recoil protons enter the scintillating material resulting in scintillations. The detector is optically coupled to a photomultiplier tube which generates electrical pulses proportional in amplitude to the intensity of the scintillations, and therefore are an indication of the energy of the fast neutrons impinging upon the detector. Alternating layers of materials are dimensioned to optimize total efficiency of the detector, or to optimize the spectroscopy efficiency of the detector. The scintillating material is preferably ZnS, and the hydrogenous material is preferably plastic. The detector is ideally suited for well logging applications and fast neutron monitor applications.

    摘要翻译: 一种改进的快中子探测器,它用氢,光学透明,非闪烁材料和闪烁材料的交替层制成。 快中子与产生反冲质子的氢原子相互作用。 反冲质子进入闪烁材料,导致闪烁。 检测器光学耦合到光电倍增管,其产生与振荡强度成比例的电脉冲,因此是撞击检测器的快中子的能量的指示。 尺寸为交替的材料层以优化检测器的总效率,或优化检测器的光谱效率。 闪烁材料优选为ZnS,并且氢材料优选为塑料。 该探测器非常适用于测井应用和快速中子监测应用。

    TAX REFUND SYSTEM
    34.
    发明申请
    TAX REFUND SYSTEM 有权
    免税退税制度

    公开(公告)号:US20100293079A1

    公开(公告)日:2010-11-18

    申请号:US12844414

    申请日:2010-07-27

    摘要: A tax refund system is disclosed in which in exchange for a taxpayer assigning all or a portion of his or her tax refund, a participating provider provides to the taxpayer a spending vehicle with buying power at participating outlets. Tax return data for an individual's tax return is processed by the IRS. A taxpayer consents to using a portion of the tax return data to acquire a spending vehicle from a financial institution of the taxpayer's choosing. Using a portion of the tax return data, the IRS arranges to electronically transfer an amount related to the taxpayer's refund to an account at the financial institution selected by the taxpayer. A taxpayer then receives a spending vehicle such as a credit, debit, or cash card, spending account, coupon, or rebate from a financial institution or other spending vehicle provider such as a retailer, service provider, wholesaler, distributor, or entertainment entity.

    摘要翻译: 披露了纳税人的纳税申报制度,以纳税人的全部或部分退税方式交纳纳税人,参与提供者向参与者提供购买力的消费车辆。 个人报税表的纳税申报单由国税局处理。 纳税人同意使用一部分纳税申报数据从纳税人选择的金融机构获取支出车辆。 使用一部分纳税申报数据,国税局安排将与纳税人退款相关的金额电子转帐到由纳税人选定的金融机构的账户。 纳税人然后从诸如零售商,服务提供商,批发商,分销商或娱乐实体的金融机构或其他支出车辆提供商那里获得诸如信用卡,借记卡或现金卡,支出帐户,优惠券或回扣等支出车辆。

    SPENDING VEHICLES FOR PAYMENTS
    35.
    发明申请

    公开(公告)号:US20100145849A1

    公开(公告)日:2010-06-10

    申请号:US12710169

    申请日:2010-02-22

    申请人: Robert D. Wilson

    发明人: Robert D. Wilson

    IPC分类号: G06Q40/00

    摘要: A system and method for associating payments with spending vehicles so that an individual who is entitled to receive periodic or special payments such as social security checks receives in place of the payment a spending vehicle such as a discount card, rebate, or coupon for use with purchases of the sponsor's products or services. Sponsors include companies and organizations interested in offering purchase incentives to their customers. An individual who wishes to receive a spending vehicle rather than the regular payment selects the spending vehicle he or she would like to receive. The individual then assigns his or her right to receive the payment to a third party. The third party then arranges to give a spending vehicle to the individual and to transfer the individual's payment to the sponsor of the spending vehicle. The third party may take a portion of the payment as compensation for the service.

    System and method for providing a loan to a taxpayer based on a pre year-end tax refund
    36.
    发明授权
    System and method for providing a loan to a taxpayer based on a pre year-end tax refund 有权
    根据年终退税向纳税人提供贷款的制度和方法

    公开(公告)号:US07127425B1

    公开(公告)日:2006-10-24

    申请号:US09483666

    申请日:2000-01-14

    申请人: Robert D. Wilson

    发明人: Robert D. Wilson

    IPC分类号: G06Q40/00 G06F17/22

    摘要: A system and method for providing to a taxpayer a loan in an amount based on the taxpayer's estimated tax refund amount due for a current year, the loan being provided to the taxpayer prior to year end of the current tax year and prior to completion and filing of the taxpayer's current year tax return forms with a taxing authority. The taxpayer's estimated tax refund may be based on historical tax refund data as well as current year income data. A loan granting entity may consider the level of tax refunds that the taxpayer has received in previous years as well as income data for the first three quarters of the year to determine a reasonable estimate of the tax refund amount that the taxpayer will likely receive for the current tax year.

    摘要翻译: 一种向纳税人提供贷款的制度和方法,其金额是根据纳税人本年度到期的估计退税金额,该贷款是在当前纳税年度年底之前和完成和提交之前提供给纳税人的。 的纳税人当年纳税申报表与税务机关。 纳税人的估计退税可能是根据历史退税资料以及当年收入数据。 贷款授予单位可以考虑纳税人前几年收到的退税水平以及前三季度的收入数据,以确定纳税人可能收到的退税金额的合理估计 当前税收年度。

    Overhead projector mount system
    37.
    发明授权
    Overhead projector mount system 有权
    架空投影机安装系统

    公开(公告)号:US06379012B1

    公开(公告)日:2002-04-30

    申请号:US09597049

    申请日:2000-06-20

    IPC分类号: G03B2114

    CPC分类号: G03B21/132

    摘要: An overhead projector mounting system is provided that is configured to support a projector in a ceiling of a room. The system includes a housing having an opening through which an image generated by the projector is transmitted. Preferably, the system includes a mirror to reflect the image generated by the projector toward a viewing surface in the room.

    摘要翻译: 提供了一种高架投影仪安装系统,其被配置为将投影仪支撑在房间的天花板中。 该系统包括具有开口的壳体,通过该开口发射由投影仪生成的图像。 优选地,该系统包括将投影仪产生的图像反射到房间中的观察表面的反射镜。

    Formation density measurement utilizing pulse neutrons
    38.
    发明授权
    Formation density measurement utilizing pulse neutrons 失效
    使用脉冲中子的地层密度测量

    公开(公告)号:US5900627A

    公开(公告)日:1999-05-04

    申请号:US878545

    申请日:1997-06-19

    IPC分类号: G01V5/10 G01V5/12

    CPC分类号: G01V5/12 G01V5/104

    摘要: A device for measuring the density of a formation uses a high-energy pulsed neutron source which induces gamma rays in the formation, and determines a gamma diffusion length of the formation based on the attenuation of gamma rays produced by inelastic scattering of fast neutrons. The borehole tool houses the neutron source along with a near gamma ray detector and a far gamma ray detector. The gamma ray detectors are located at different distances from the fast neutron source and spaced sufficiently from the fast neutron source such that dependence of inelastic gamma counts on fast neutron transport and gamma production of the formation is substantially reduced. Gamma ray events can be sorted and counted in time- and energy-dependent bins. The present invention has several advantages over gamma-gamma logging, including deeper penetration of gamma, and is also superior over systems which measure, e.g., hydrogen-based porosity.

    摘要翻译: 用于测量地层密度的装置使用在地层中引起γ射线的高能量脉冲中子源,并且基于由快中子的非弹性散射产生的γ射线的衰减来确定地层的伽马扩散长度。 井眼工具包含一个近伽马射线探测器和一个远伽马射线探测器的中子源。 伽马射线探测器位于与快中子源不同的距离处,并与快中子源充分隔开,使得非弹性伽马计数对地层的快速中子输运和γ生成的依赖性显着降低。 伽马射线事件可以在时间和能量依赖的箱中进行排序和计数。 本发明比伽马伽马测井具有几个优点,包括γ的更深的穿透,并且与测量例如氢基孔隙率的系统相比也是优越的。

    Fluid fillable, collapsible dumbbells
    39.
    发明授权
    Fluid fillable, collapsible dumbbells 失效
    流体可填充,可折叠的哑铃

    公开(公告)号:US4854575A

    公开(公告)日:1989-08-08

    申请号:US144280

    申请日:1988-01-14

    IPC分类号: A63B21/06 A63B21/072

    摘要: A dumbbell is provided which is collapsible for storage and/or convenient transportability and can be expanded, when required for purposes of exercising, by introduction therein of fluid such as water and sand. The dumbbell comprises a hollow, collapsible container comprising a closed loop of hollow tube having an elliptical or doughnut shape, a hollow handle traversing the gap between the inner walls of the closed loop and a fluid inlet provided with a plug seal. The outer peripheral wall of the closed loop is provided with accordion pleats biased into the closed portion but expandable against the bias under the influence of pressure generated by introduction of fluid into the container. The amount of fluid so introduced is a matter of choice of the user to achieve the desired overall weight of the device. Advantageously the dumbbells are integrally molded from thermoplastic resin.

    摘要翻译: 提供哑铃,其可折叠以用于储存和/或方便的运输能力,并且当需要用于锻炼时,可以通过在其中引入诸如水和沙子的流体来扩大哑铃。 哑铃包括中空的可折叠容器,其包括具有椭圆形或环形形状的中空管的闭合环,穿过闭合环的内壁之间的间隙的空心手柄和设置有塞子密封件的流体入口。 闭环的外周壁设置有偏压到封闭部分中的折叠褶皱,但是在受到通过将流体引入容器中而产生的压力的影响下可抵抗偏压而膨胀。 如此引入的流体的量是用户选择实现设备的期望的总体重量的问题。 有利地,哑铃由热塑性树脂整体模制。

    Tax refund system
    40.
    发明授权
    Tax refund system 有权
    退税制度

    公开(公告)号:US08521625B2

    公开(公告)日:2013-08-27

    申请号:US12844414

    申请日:2010-07-27

    IPC分类号: G06F17/22 G07F19/00 G07B17/00

    摘要: A tax refund system is disclosed in which in exchange for a taxpayer assigning all or a portion of his or her tax refund, a participating provider provides to the taxpayer a spending vehicle with buying power at participating outlets. Tax return data for an individual's tax return is processed by the IRS. A taxpayer consents to using a portion of the tax return data to acquire a spending vehicle from a financial institution of the taxpayer's choosing. Using a portion of the tax return data, the IRS arranges to electronically transfer an amount related to the taxpayer's refund to an account at the financial institution selected by the taxpayer. A taxpayer then receives a spending vehicle such as a credit, debit, or cash card, spending account, coupon, or rebate from a financial institution or other spending vehicle provider such as a retailer, service provider, wholesaler, distributor, or entertainment entity.

    摘要翻译: 披露了纳税人的纳税申报制度,以纳税人的全部或部分退税方式交纳纳税人,参与提供者向参与者提供购买力的消费车辆。 个人报税表的纳税申报单由国税局处理。 纳税人同意使用一部分纳税申报数据从纳税人选择的金融机构获取支出车辆。 使用一部分纳税申报数据,国税局安排将与纳税人退款相关的金额电子转帐到由纳税人选定的金融机构的账户。 纳税人然后从诸如零售商,服务提供商,批发商,分销商或娱乐实体的金融机构或其他支出车辆提供商那里获得诸如信用卡,借记卡或现金卡,支出帐户,优惠券或回扣等支出车辆。