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公开(公告)号：US20150365283A1
公开(公告)日：2015-12-17
申请号：US14306158
申请日：2014-06-16
Applicant: Bank of America Corporation
Inventor： James G. Ronca , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin
CPC classification number: G06Q20/3829 , G06Q20/065 , G06Q20/10 , G06Q20/36 , G06Q20/381 , G06Q20/4016 , G06Q20/4037 , H04L41/0816 , H04L63/0428 , H04L67/12 , H04L2463/102
Abstract: A system includes a memory that may store a customer account associated with a customer and a processor communicatively coupled to the memory. The processor is able to receive a request to deposit a quantity of cryptocurrency into the customer account and associate the quantity of cryptocurrency with the customer account. The processor is also able to deposit the quantity of cryptocurrency into a vault connected to a network and determine a total quantity of cryptocurrency deposited into the vault. The processor may also, in response to determining the total quantity of cryptocurrency deposited into the vault exceeds a threshold, facilitate the disconnection of the vault from the network.
Abstract translation: 系统包括可以存储与客户相关联的客户帐户的存储器和通信地耦合到存储器的处理器。 处理器能够接收一个请求，将一定数量的密码存入存储到客户帐户中，并将密码数量与客户帐户相关联。 处理器还能够将数量的加密资源存入连接到网络的保管库，并确定存放在保管库中的加密货币的总数量。 处理器还可以响应于确定存储在保险库中的总和量的总量超过阈值，便于保险库与网络的断开连接。
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公开(公告)号：US20150363783A1
公开(公告)日：2015-12-17
申请号：US14305916
申请日：2014-06-16
Applicant: Bank of America Corporation
Inventor： James G. Ronca , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin , Richard H. Thomas
CPC classification number: G06Q20/4016 , G06Q20/065 , G06Q20/382 , G06Q20/3829
Abstract: The system includes a processor operable to receive a request from a customer to perform a cryptocurrency transaction with a third party. The processor may also retrieve block chain information associated with the cryptocurrency transaction. The processor may also determine the amount of cryptocurrency associated with the cryptocurrency transaction. The processor may further calculate a risk score for performing the cryptocurrency transaction based at least in part upon the block chain information and the amount of cryptocurrency.
Abstract translation: 该系统包括处理器，其可操作以接收来自客户的请求，以执行与第三方的密码学货币交易。 处理器还可以检索与该密码事务相关联的块链信息。 处理器还可以确定与加密事务处理相关联的加密机制的量。 所述处理器可以进一步计算用于至少部分地基于所述块链信息和所述密码量的量来执行所述密码学事务处理的风险分数。
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公开(公告)号：US20150363778A1
公开(公告)日：2015-12-17
申请号：US14306110
申请日：2014-06-16
Applicant: Bank of America Corporation
Inventor： James G. Ronca , Jason P. Blackhurst , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin , Richard H. Thomas
CPC classification number: G06Q20/3829 , G06Q20/065 , G06Q20/4016 , H04L9/3236 , H04L2209/38 , H04L2209/56
Abstract: A system includes a memory and a processor coupled to the memory. The processor may communicate with an electronic payment service, the electronic payment service providing a virtual account associated with the customer and determine that the customer initiated a request for a financial transaction, the financial transaction configured to transfer an amount of currency from the virtual account to a destination. The processor is also able to validate the financial transaction based at least upon data received from the electronic payment service and determine the customer account is associated with the virtual account based at least upon data received from the electronic payment service. The processor also may determine a quantity of cryptocurrency equivalent to the amount of currency (the quantity of cryptocurrency associated with the customer account) and transfer the quantity of cryptocurrency to the electronic payment service.
Abstract translation: 系统包括存储器和耦合到存储器的处理器。 处理器可以与电子支付服务通信，电子支付服务提供与客户相关联的虚拟账户，并确定客户发起了金融交易请求，金融交易被配置为将货币数量从虚拟账户转移到 一个目的地 处理器还能够至少基于从电子支付服务接收到的数据来验证金融交易，并且至少基于从电子支付服务接收的数据来确定客户帐户与虚拟账户相关联。 处理器还可以确定等价于货币量（与客户帐户相关联的密码量）并且将密码量的数量传送到电子支付服务的数量的密码。
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公开(公告)号：US20150363773A1
公开(公告)日：2015-12-17
申请号：US14305981
申请日：2014-06-16
Applicant: Bank of America Corporation
Inventor： James G. Ronca , Jason P. Blackhurst , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin , Richard H. Thomas
CPC classification number: G06Q20/3829 , G06Q20/065 , G06Q40/02 , H04L9/0894
Abstract: A system includes a memory and a processor. The memory may store a customer account associated with a customer and an enterprise account associated with an enterprise. The processor may be communicatively coupled to the memory and may cause the system to receive a request to deposit a first amount of a cryptocurrency in the customer account from the customer. The processor may also cause the system to determine a public key associated with the customer account and receive the first amount of the cryptocurrency. The processor may further cause the system to determine a first value approximately equivalent to the first amount of cryptocurrency and associate the first value with the customer account. The processor is further able to aggregate the first amount of cryptocurrency with an aggregated amount of the cryptocurrency in the enterprise account and facilitate securing the public key in the enterprise account.
Abstract translation: 系统包括存储器和处理器。 存储器可以存储与客户相关联的客户账户和与企业相关联的企业帐户。 处理器可以通信地耦合到存储器，并且可以使系统从客户接收在客户帐户中存入第一数量的密码学的请求。 处理器还可以使得系统确定与客户帐户相关联的公共密钥并且接收第一数量的密码体制。 处理器还可以使得系统确定大致相当于第一个加密量的量的第一值，并将第一个值与客户帐户相关联。 处理器还能够在企业帐户中以汇总的密码体积的量聚合第一批密码学量，并有助于将公钥保护在企业帐户中。
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