SYSTEM AND METHOD FOR CUSTOM SERVICE MARKETS
    51.
    发明申请
    SYSTEM AND METHOD FOR CUSTOM SERVICE MARKETS 有权
    自定义服务市场的系统和方法

    公开(公告)号:US20140249958A1

    公开(公告)日:2014-09-04

    申请号:US14276285

    申请日:2014-05-13

    IPC分类号: G06Q30/06 G06Q20/40

    摘要: Methods and systems for providing custom services are disclosed. A developer interface provides standards, such as an application platform interface, for developers to use to make and test applications and services. A user interface can access downloadable or hosted services or applications to multiple users, such as, merchants, banks and networks. The system can then provide custom individual or packages of services to users based on the services requested by the user and charge the user for them on a subscription or per-use basis.

    摘要翻译: 公开了提供定制服务的方法和系统。 开发人员界面提供开发人员用于制作和测试应用程序和服务的标准,例如应用程序平台接口。 用户界面可以向多个用户(如商家,银行和网络)访问可下载或托​​管的服务或应用程序。 然后,该系统可以基于用户请求的服务向用户提供定制的个人或一组服务,并以订阅或每次使用为该用户收取费用。

    P2P Transfer Using Prepaid Card
    54.
    发明申请
    P2P Transfer Using Prepaid Card 审中-公开
    使用预付卡进行P2P传输

    公开(公告)号:US20140129451A1

    公开(公告)日:2014-05-08

    申请号:US14151728

    申请日:2014-01-09

    IPC分类号: G06Q20/22

    摘要: A method and system for making a payment is disclosed. In the method, a Payor can specify an account from which to withdraw funds for the payment and specify an activation code necessary to activate the payment. The payment can be sent to a Payee in the form of a pre-paid transaction account. The account will not be activated unless the Payee provides the activation code. Funds can be withdrawn from the account specified by the Payor either in full at the time the payment is made or are withdrawn as the Payee uses the transaction account to access the funds.

    摘要翻译: 公开了一种用于付款的方法和系统。 在该方法中,Payor可以指定一个帐户从中提取资金用于付款,并指定激活付款所需的激活代码。 支付可以以预付费交易账户的形式发送给收款人。 除非收款人提供激活码,否则该帐户将不被激活。 在收款人付款或收回时,收款人可以从收款人指定的账户中提取资金,因为收款人使用交易账户进入资金。

    COUPON OFFERS FROM MULTIPLE ENTITIES
    55.
    发明申请
    COUPON OFFERS FROM MULTIPLE ENTITIES 有权
    COUPON从多个实体提供

    公开(公告)号:US20140074600A1

    公开(公告)日:2014-03-13

    申请号:US14080681

    申请日:2013-11-14

    申请人: Mark Carlson

    发明人: Mark Carlson

    IPC分类号: G06Q30/02

    摘要: Offers from multiple entities provide an incentive for consumers to behave in a manner that is beneficial to the offer provider. Each offer is associated with rules that establish conditions that must be met for the offer to be valid. For example, a rule may be established to promote the use a specific form of payment, such as a particular credit card. Thus, the offer would only be valid if the consumer paid for the merchandise using the particular credit card. A merchant may generate its own offers or receive offers from a variety of sources (e.g., a payment processing organization, an issuer, or other external sources).

    摘要翻译: 来自多个实体的报价可以鼓励消费者以有利于报价提供者的方式表现。 每个报价都与规定相关联,以确定报价有效的必须满足的条件。 例如,可以建立规则来促进使用特定的付款方式,例如特定的信用卡。 因此,如果消费者使用特定的信用卡支付商品,该报价将是有效的。 商家可以从各种来源(例如,支付处理组织,发行商或其他外部来源)产生自己的报价或接收报价。

    SCHEMA-BASED DYNAMIC PARSE/BUILD ENGINE FOR PARSING MULTI-FORMAT MESSAGES
    57.
    发明申请
    SCHEMA-BASED DYNAMIC PARSE/BUILD ENGINE FOR PARSING MULTI-FORMAT MESSAGES 审中-公开
    基于示意图的动态PARSE / BUILD发动机,用于分配多格式信息

    公开(公告)号:US20140025762A1

    公开(公告)日:2014-01-23

    申请号:US14017214

    申请日:2013-09-03

    IPC分类号: H04L12/58

    摘要: A parse/build engine that can handle multi-format financial messages. The engine converts the different format messages into a common format, and the common format message is then processed by the business service application. A parser examines the message and determines an appropriate schema for the particular format of message received. The schema is a data structure in a schema registry that includes a grammar structure for the received format as well as pointers to handlers for converting the different fields of the message into the internal message format using the grammar structure (the “grammar” can include field sequence, field type, length, character encoding, optional and required fields, etc.). The handlers are individually compiled. As formats change, new formats or changes to old formats can be dynamically added to the parse/build engine by loading new schema and handlers.

    摘要翻译: 一个可以处理多格式财务信息的解析/构建引擎。 引擎将不同格式的消息转换为通用格式,然后通用格式消息由业务服务应用程序处理。 解析器检查消息,并为接收的消息的特定格式确定适当的模式。 该模式是模式注册表中的数据结构,其中包含接收格式的语法结构以及使用语法结构将消息的不同字段转换为内部消息格式的处理程序指针(“语法”可以包括字段 序列,字段类型,长度,字符编码,可选和必填字段等)。 处理程序是单独编译的。 随着格式的变化,新格式或旧格式的更改可以通过加载新的模式和处理程序来动态添加到解析/构建引擎。

    Schema-based dynamic parse/build engine for parsing multi-format messages
    58.
    发明授权
    Schema-based dynamic parse/build engine for parsing multi-format messages 有权
    用于解析多格式消息的基于模式的动态解析/构建引擎

    公开(公告)号:US08555262B2

    公开(公告)日:2013-10-08

    申请号:US12707634

    申请日:2010-02-17

    IPC分类号: G06F9/45 G06F9/44

    摘要: A parse/build engine that can handle multi-format financial messages. The engine converts the different format messages into a common format, and the common format message is then processed by the business service application. A parser examines the message and determines an appropriate schema for the particular format of message received. The schema is a data structure in a schema registry that includes a grammar structure for the received format as well as pointers to handlers for converting the different fields of the message into the internal message format using the grammar structure (the “grammar” can include field sequence, field type, length, character encoding, optional and required fields, etc.). The handlers are individually compiled. As formats change, new formats or changes to old formats can be dynamically added to the parse/build engine by loading new schema and handlers.

    摘要翻译: 一个可以处理多格式财务信息的解析/构建引擎。 引擎将不同格式的消息转换为通用格式,然后通用格式消息由业务服务应用程序处理。 解析器检查消息,并为接收的消息的特定格式确定适当的模式。 该模式是模式注册表中的数据结构,其中包含接收格式的语法结构以及使用语法结构将消息的不同字段转换为内部消息格式的处理程序指针(“语法”可以包括字段 序列,字段类型,长度,字符编码,可选和必填字段等)。 处理程序是单独编译的。 随着格式的变化,新格式或旧格式的更改可以通过加载新的模式和处理程序来动态添加到解析/构建引擎。

    FAMILIAR DYNAMIC HUMAN CHALLENGE RESPONSE TEST CONTENT
    59.
    发明申请
    FAMILIAR DYNAMIC HUMAN CHALLENGE RESPONSE TEST CONTENT 有权
    家庭动态人类挑战反应测试内容

    公开(公告)号:US20130160098A1

    公开(公告)日:2013-06-20

    申请号:US13721647

    申请日:2012-12-20

    IPC分类号: G06F21/45 G06F21/31

    摘要: Embodiments of the invention are directed to human challenge response test delivery systems and methods. Specifically, embodiments of the present invention are directed to secure human challenge response test delivery services of configurable difficulty for user devices. One embodiment of the present invention is directed to methods and systems for implementing a familiar and dynamic human challenge response test challenge repository created from transaction data. The dynamic human challenge response test challenge repository may be created by a server computer receiving a plurality of transaction data. Challenge items may be extracted from the transaction data using an extraction algorithm. Furthermore, in some embodiments a challenge message may be sent to a requestor, a verification request may be received, and the verification request may be compared to the challenge message. Another embodiment may be directed at using user information in a human challenge response test to mutually authenticate a user and a service provider.

    摘要翻译: 本发明的实施例涉及人类挑战响应测试传递系统和方法。 具体地,本发明的实施例涉及用于用户设备的可配置难度的安全的人类挑战响应测试传递服务。 本发明的一个实施例涉及用于实现从交易数据库创建的熟悉和动态的人类挑战响应测试挑战存储库的方法和系统。 可以由接收多个交易数据的服务器计算机创建动态人类挑战响应测试挑战存储库。 可以使用提取算法从交易数据中提取挑战项目。 此外,在一些实施例中,挑战消息可以被发送到请求者,可以接收验证请求,并且将验证请求与挑战消息进行比较。 另一个实施例可以针对在人类挑战响应测试中使用用户信息来相互认证用户和服务提供商。

    Input device with an accelerometer
    60.
    发明授权
    Input device with an accelerometer 有权
    带加速度计的输入设备

    公开(公告)号:US08260269B2

    公开(公告)日:2012-09-04

    申请号:US12954111

    申请日:2010-11-24

    IPC分类号: H04M3/42

    摘要: Methods, devices, and systems are described for bumping a mobile device, such as a smart phone, against a fixed poster board display at a store to initiate a download of coupons, advertisements, or other benefits to the mobile device. Products can be rated by a user's up/down bump or other bump patterns. Using accelerometer-based inertial measurements, multiple users can control multiple mouse cursors on a large display with their mobile devices in order to select information to be downloaded to their mobile devices.

    摘要翻译: 描述了方法,设备和系统,用于使诸如智能电话的移动设备与存储处的固定的海报板显示器相撞,以便向移动设备发起优惠券,广告或其他益处的下载。 产品可以通过用户的上/下凹凸或其他凹凸图案进行评级。 使用基于加速度计的惯性测量,多个用户可以使用移动设备在大型显示器上控制多个鼠标光标,以便选择要下载到其移动设备的信息。