公开(公告)号：US20160350867A1

公开(公告)日：2016-12-01

申请号：US15237176

申请日：2016-08-15

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elizabeth S. Votaw ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  Katherine Dintenfass ,  Candice Michelle Jones ,  Charles Karim Aweida ,  Parker Holt Bossier ,  Rebecca A. Chen ,  Nandhita Kumar ,  Min Zhao

IPC: G06Q40/00 ,  G06F3/0482 ,  G06F17/30

CPC classification number: G06Q40/12 ,  G06F3/0482 ,  G06F17/30061 ,  G06F17/30601 ,  G06F17/30867 ,  G06F17/3087 ,  G06Q50/01

Abstract: Embodiments of the invention comprise systems, computer program products, and methods for an interactive mapping system. The system provides improved tracking and management related to activity resource requirements in a time/geographic locational relationship. The system captures activity information and images and identifies relationship resource requirements for the activity. The system generates an interactive mapping system for user experience augmentation.

Abstract translation: 本发明的实施例包括用于交互式地图绘制系统的系统，计算机程序产品和方法。 该系统提供与时间/地理位置关系中的活动资源需求相关的改进的跟踪和管理。 系统捕获活动信息和图像，并确定活动的关系资源需求。 系统生成用于增加用户体验的交互式地图系统。

公开(公告)号：US09508070B2

公开(公告)日：2016-11-29

申请号：US13690091

申请日：2012-11-30

Applicant: Bank of America Corporation

Inventor： David M. Grigg ,  Matthew A. Calman ,  Carrie Anne Hanson ,  Marc Lance Warshawsky

IPC: G06Q20/00 ,  G06Q20/32 ,  G06Q30/00

CPC classification number: G06Q20/3224 ,  G06Q20/3278 ,  G06Q30/016

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for performing preliminary steps of a transaction on a mobile device. In some embodiments, a system is configured to: determine a user has entered a facility, wherein the user has a mobile device, and wherein the user is waiting to interact with at least one of an agent at or away from the facility or a computing device at the facility; communicate with the mobile device to determine a reason for the user's visit to the facility, the reason comprising a transaction intended to be executed by the user at the facility; transmit a form to the user's mobile device, the form being based on the intended transaction, and the form prompting the user to input information associated with the intended transaction; receive the user-filled form from the user's mobile device.

Abstract translation: 本发明的实施例涉及用于在移动设备上执行交易的初步步骤的系统，方法和计算机程序产品。 在一些实施例中，系统被配置为：确定用户已经进入了设施，其中用户具有移动设备，并且其中用户正在等待与设施中或远离设施的代理中的至少一个进行交互，或者计算 设备设备; 与移动设备通信以确定用户访问设施的原因，其原因包括旨在由用户在设施处执行的交易; 将表单发送到用户的移动设备，该表单基于预期的交易，以及提示用户输入与预期交易相关联的信息的形式; 从用户的移动设备接收用户填写的表单。

公开(公告)号：US20160171630A1

公开(公告)日：2016-06-16

申请号：US15047600

申请日：2016-02-18

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elizabeth S. Votaw ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  Katherine Dintenfass ,  Candice Michelle Jones ,  Charles Karim Aweida ,  Parker Holt Bossier ,  Rebecca A. Chen ,  Nandhita Kumar ,  Min Zhao

IPC: G06Q40/00 ,  G06Q50/00 ,  G06F17/30

CPC classification number: G06Q40/12 ,  G06F17/30061 ,  G06F17/30601 ,  G06F17/30867 ,  G06F17/3087 ,  G06Q50/01

Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system may display the activities, activity information, and images in an interactive map using markers. The markers in the interactive may be displayed as a function of the time of the activity, include images, or transaction data related to the activity. Positioning information related to the location of the user at the time of the activities may also be overlaid on the interactive map.

公开(公告)号：US20160163000A1

公开(公告)日：2016-06-09

申请号：US15045189

申请日：2016-02-16

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew A. Calman ,  Erik Stephen Ross

IPC: G06Q40/00 ,  G06K9/00 ,  G06T11/60 ,  G06Q30/06

CPC classification number: G06Q30/0641 ,  G06K9/00671 ,  G06K9/00744 ,  G06Q10/10 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0613 ,  G06Q30/0633 ,  G06Q30/0643 ,  G06Q40/02 ,  G06Q40/12 ,  G06T11/60 ,  G06T19/006

Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.

公开(公告)号：US20160162982A1

公开(公告)日：2016-06-09

申请号：US15045188

申请日：2016-02-16

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew A. Calman ,  Erik Stephen Ross

IPC: G06Q30/06 ,  G06T19/00

CPC classification number: G06Q30/0641 ,  G06K9/00671 ,  G06K9/00744 ,  G06Q10/10 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0613 ,  G06Q30/0633 ,  G06Q30/0643 ,  G06Q40/02 ,  G06Q40/12 ,  G06T11/60 ,  G06T19/006

Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.

Abstract translation: 提供系统，方法和计算机程序产品，用于使用实时视频分析，例如增强现实，为移动设备的用户提供实时预算和愿望清单。 通过使用实时视觉对象识别对象，标识，艺术作品，产品，位置以及可在实时视频流中识别的其他特征，可以与与之相关联的数据匹配，从而向用户提供实时 基于被确定为对象的产品和预算数据的预算影响和愿望清单更新。 以这种方式，可以将实时视频流中的产品和/或预算数据的对象包括在用户的预算和/或愿望列表中，使得用户接收实时预算和/或希望 包含位于实时视频流中的产品和/或预算数据的列表更新。

公开(公告)号：US09336548B2

公开(公告)日：2016-05-10

申请号：US13780670

申请日：2013-02-28

Applicant: Bank of America Corporation

Inventor： Matthew A. Calman

IPC: G06Q30/06 ,  G06Q50/00 ,  G06Q30/08

CPC classification number: G06Q30/0633 ,  G06Q50/01

Abstract: Systems, methods, and computer program products provide for generating a social network-based wish list of products desired by members of the social network and which are authorized to be purchased by other members of the social network on behalf of the member requesting the product. The present invention provides for automatically notifying a member of the social network that they are currently located at physical location, such as a retail store or the like, that currently has available one or more of the products on the wish list. The notifications may take the form of alerts communicated on the member's mobile communication device. Automatic notification occurs via a mobile communication device that is capable of identifying current location, determining that the current location has products available, and determine that one or more of the products currently available at the location are currently listed on the wish list.

Abstract translation: 系统，方法和计算机程序产品提供用于生成基于社交网络的社交网络成员期望的并且被授权由社交网络的其他成员代表请求产品的成员购买的产品的基于社交网络的愿望清单。 本发明提供了自动通知社交网络中他们当前位于愿望清单上当前具有一个或多个产品的物理位置（例如零售商店等）的成员。 通知可以采用在该成员的移动通信设备上传送的警报的形式。 通过能够识别当前位置的移动通信设备进行自动通知，确定当前位置具有可用的产品，并确定当前在该位置可用的一个或多个产品当前列在愿望列表中。

公开(公告)号：US20150088718A1

公开(公告)日：2015-03-26

申请号：US14032991

申请日：2013-09-20

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elizabeth S. Votaw ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  Katherine Dintenfass ,  Candice Michelle Jones ,  Charles Karim Aweida ,  Parker Holt Bossier ,  Rebecca A. Chen ,  Nandhita Kumar ,  Min Zhao

IPC: G06Q50/00 ,  G06T11/60 ,  G06Q40/00

CPC classification number: G06Q50/01 ,  G06Q40/00

Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, calendars, contact lists, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system captures past activities that occurred at the same or similar locations or time periods, and assemblies the activities into packages. The packages are supplemented with the images and the activity information related to the activities captured from the various sources of information, and the activities, activity information, and images are displayed in a package interface.

Abstract translation: 本发明的实施例包括用于财务和社会管理系统的系统，计算机程序产品和方法，其提供与用户进入活动的方式，位置，时间和位置相关的改进的跟踪和管理。 财务和社会管理系统从各种信息来源捕获活动信息和图像，包括但不限于社交网络帐户，电子收据，日历，联系人列表，位置确定设备等，并且将活动信息和图像相关联 与活动。 财务和社会管理系统捕获在相同或相似的位置或时间段发生的过去活动，并将活动组装成包。 这些包被补充有与从各种信息源捕获的活动相关的图像和活动信息，并且活动，活动信息和图像显示在包装界面中。

公开(公告)号：US20150088713A1

公开(公告)日：2015-03-26

申请号：US14032594

申请日：2013-09-20

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elizabeth S. Votaw ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  Katherine Dintenfass ,  Candice Michelle Jones ,  Charles Karim Aweida ,  Parker Holt Bossier ,  Rebecca A. Chen ,  Nandhita Kumar ,  Min Zhao

IPC: G06Q50/00 ,  G06Q40/00

CPC classification number: G06Q50/01 ,  G06Q40/00

Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, calendars, and the like, and associates the activity information and images with the activities. The financial and social management system may determine locations, social relationships, entities, categories, or the like from the various sources of information and tag the activities with location tags, social relationship tags, entity tags, category tags, or the like. The tags allow the user to easily filter the activities.

Abstract translation: 本发明的实施例包括用于财务和社会管理系统的系统，计算机程序产品和方法，其提供与用户进入活动的方式，位置，时间和位置相关的改进的跟踪和管理。 财务和社会管理系统从各种信息来源捕获活动信息和图像，包括但不限于社交网络帐户，电子收据，联系人列表，日历等，并将活动信息和图像与活动相关联。 财务和社会管理系统可以从各种信息来源确定位置，社会关系，实体，类别等，并且使用位置标签，社会关系标签，实体标签，类别标签等标记活动。 标签允许用户轻松过滤活动。

公开(公告)号：US20150088705A1

公开(公告)日：2015-03-26

申请号：US14032661

申请日：2013-09-20

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elizabeth S. Votaw ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  Katherine Dintenfass ,  Candice Michelle Jones ,  Charles Karim Aweida ,  Parker Holt Bossier ,  Rebecca A. Chen ,  Nandhita Kumar ,  Min Zhao

IPC: G06Q50/00 ,  G06Q40/00

CPC classification number: G06Q50/01 ,  G06Q40/12

Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, calendars, contact lists, location determination devices, and the like, and associates the activity information and images with the activities of one or more users. The financial and social management system captures past and future activities of the multiple users based on a location or time period, and assembles the activities into group packages. The group packages are supplemented with the images and the activity information related to the past and future activities captured from the various sources of information of the multiple users.

Abstract translation: 本发明的实施例包括用于财务和社会管理系统的系统，计算机程序产品和方法，其提供与用户进入活动的方式，位置，时间和位置相关的改进的跟踪和管理。 财务和社会管理系统从各种信息来源捕获活动信息和图像，包括但不限于社交网络帐户，电子收据，日历，联系人列表，位置确定设备等，并且将活动信息和图像相关联 与一个或多个用户的活动。 财务和社会管理系统基于位置或时间段捕获多个用户的过去和未来的活动，并将活动组装成组包。 组合包还补充有与多个用户的各种信息源捕获的过去和未来活动相关的图像和活动信息。

公开(公告)号：US20150088704A1

公开(公告)日：2015-03-26

申请号：US14032646

申请日：2013-09-20

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elizabeth S. Votaw ,  Laura Corinne Bondesen ,  Matthew A. Calman ,  Katherine Dintenfass ,  Candice Michelle Jones ,  Charles Karim Aweida ,  Parker Holt Bossier ,  Rebecca A. Chen ,  Nandhita Kumar ,  Min Zhao

IPC: G06Q50/00 ,  G06Q40/00

CPC classification number: G06Q40/12 ,  G06F17/30061 ,  G06F17/30601 ,  G06F17/30867 ,  G06F17/3087 ,  G06Q50/01

Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system may display the activities, activity information, and images in an interactive map using markers. The markers in the interactive may be displayed as a function of the time of the activity, include images, or transaction data related to the activity. Positioning information related to the location of the user at the time of the activities may also be overlaid on the interactive map.

Abstract translation: 本发明的实施例包括用于财务和社会管理系统的系统，计算机程序产品和方法，其提供与用户进入活动的方式，位置，时间和位置相关的改进的跟踪和管理。 财务和社会管理系统从各种信息来源捕获活动信息和图像，包括但不限于社交网络帐户，电子收据，位置确定设备等，并且将活动信息和图像与活动相关联。 财务和社会管理系统可以使用标记在交互式地图中显示活动，活动信息和图像。 交互式中的标记可以作为活动时间的函数显示，包括与活动相关的图像或交易数据。 在活动时与用户的位置相关的定位信息也可以叠加在交互式地图上。