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    SYSTEM FOR INFORMATION TRANSFER BETWEEN COMMUNICATION CHANNELS
    61.
    发明申请
    SYSTEM FOR INFORMATION TRANSFER BETWEEN COMMUNICATION CHANNELS 有权

    公开(公告)号：US20220311723A1

    公开(公告)日：2022-09-29

    申请号：US17840758

    申请日：2022-06-15

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Sandeep Kumar Chauhan ,  Hari Gopalkrishnan ,  Jagadish Reddy

    IPC: H04L51/18 ,  G06N20/00 ,  G10L15/26

    Abstract: Systems, computer program products, and methods are described herein for information transfer between communication channels. The present invention is configured to electronically receive, via a first communication channel associated with an entity, information associated with a transfer of resources from a user at a first time; initiate one or more machine learning algorithms at on the information associated with the transfer of resources at the first time; generate, using the one or more machine learning algorithms, a summary of the information associated with the transfer of resources; electronically receive an indication that the user wishes to transfer to a second communication channel; and initiate a communication channel transfer protocol to transmit the summary of the information associated with the transfer of resources to the second communication channel.

    System for secure access and initiation using a remote terminal
    63.
    发明授权
    System for secure access and initiation using a remote terminal 有权

    公开(公告)号：US11341796B1

    公开(公告)日：2022-05-24

    申请号：US17140764

    申请日：2021-01-04

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Radha Janakiraman ,  Sandeep Kumar Chauhan

    IPC: G07C9/00 ,  G06T19/00 ,  H04L9/08

    Abstract: Systems, computer program products, and methods are described herein for secure access and initiation using a remote terminal. The present invention is configured to determine that a secondary user has entered a secure environment, wherein the secure environment comprises a safe-deposit box associated with a primary user; determine that the secondary user has initiated an augmented reality session using a computing device associated with the secondary user; automatically generate a digital authentication key in response determining that the secondary user has entered the secure environment and has initiated the augmented reality session; electronically receive, from the computing device associated with the primary user, an authorization to transmit the digital authentication key to the computing device associated with the secondary user; transmit the digital authentication key to the computing device associated with the secondary user; and emulate the augmented reality session on the computing device associated with the primary user.

    Data processing system and method for managing electronic split transactions using user profiles
    64.
    发明授权
    Data processing system and method for managing electronic split transactions using user profiles 有权

    公开(公告)号：US11328274B2

    公开(公告)日：2022-05-10

    申请号：US16941112

    申请日：2020-07-28

    Applicant: Bank of America Corporation

    Inventor： Sandeep Kumar Chauhan ,  Udaya Kumar Raju Ratnakaram

    IPC: G06Q20/10 ,  G06Q20/22

    Abstract: A system configured for managing a split transaction is disclosed. The system receives a request from a first user device associated with a first user to initiate a split transaction session between the first, second, and third users. A first user device associated with the first user includes second contact information associated with the second user. A second user device associated with the second user includes third contact information associated with the third user. The system receives an API request from the first user device to retrieve a third user profile. The system sends a request to the second user device to retrieve the third user profile. The second user device retrieves the third user profile and sends it to the system. The system retrieves the second and third user profiles and adds them to the split transaction session. The system conducts the split transaction session.

    System for implementing contactless authentication
    65.
    发明授权
    System for implementing contactless authentication 有权

    公开(公告)号：US11295549B1

    公开(公告)日：2022-04-05

    申请号：US17060133

    申请日：2020-10-01

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Durgesh Singh Yadav ,  Sandeep Kumar Chauhan

    IPC: G06V40/12 ,  G06Q20/34 ,  G06K9/62 ,  G06Q20/40 ,  G06V40/50

    Abstract: Systems, computer program products, and methods are described herein for implementing contactless authentication. The present invention is configured to receive a contactless resource transfer interaction by a user using a resource transfer instrument at a resource transfer terminal; retrieve, from the resource transfer instrument, a unique code associated with one or more fingerprint patterns of the user; receive a pattern associated with the contactless resource transfer interaction; determine that the unique code associated with the one or more fingerprint patterns of the user matches one or more pre-registered unique codes associated with the one or more fingerprint patterns of the user; determine that the pattern associated with the contactless resource transfer interaction matches one or more pre-registered patterns associated with one or more authorized contactless resource transfer interactions; and authorize an execution of the resource transfer interaction.

    METHODS, DEVICES, AND SYSTEMS FOR MOBILE DEVICE OPERATIONS DURING TELEPHONE CALLS
    68.
    发明申请
    METHODS, DEVICES, AND SYSTEMS FOR MOBILE DEVICE OPERATIONS DURING TELEPHONE CALLS 有权

    公开(公告)号：US20210383351A1

    公开(公告)日：2021-12-09

    申请号：US16895420

    申请日：2020-06-08

    Applicant: Bank of America Corporation

    Inventor： Sandeep Kumar Chauhan ,  Udaya Kumar Raju Ratnakaram ,  Geetika Lal

    IPC: G06Q20/32 ,  G10L15/08

    Abstract: Aspects of the disclosure relate to mobile device operations during an ongoing call. The mobile device operations may relate to payment processing operations. The mobile device may determine contact information associated with a party in an ongoing call. The mobile device may determine, based on the contact information, information associated with a payment transaction request. The mobile device may send, based on the determined information the payment transaction request. The mobile device may dynamically determine a user interface to be displayed during the call to facilitate the various mobile device operations.

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