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81.发明授权公开(公告)号：US07490762B2
公开(公告)日：2009-02-17
申请号：US12075236
申请日：2008-03-10
申请人： Steven Shepley , Joseph Cwikla , Bryan Reed , James Block , Robert Usner , Jay Paul Drummond , Mark D. Smith
发明人： Steven Shepley , Joseph Cwikla , Bryan Reed , James Block , Robert Usner , Jay Paul Drummond , Mark D. Smith
IPC分类号： G06Q40/00
CPC分类号： G06F3/023 , G06F3/04895 , G06F9/465 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q20/18 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/209 , G07F19/21 , G07F19/211 , H04L29/06 , H04L63/08 , H04L63/0853 , H04L63/12 , H04L67/02 , H04L67/12 , H04L67/2819 , H04L67/34 , H04L69/32 , H04L69/329
摘要： An automated transaction machine with a cross-vender software and hardware platform architecture includes a computer and a plurality of transaction function devices. The machine further includes a plurality of device driver components that generally correspond to each of the transaction function devices. The device drivers are operative responsive to communication from an XFS layer to control the operation of the transaction function devices. The machine further includes a terminal application and an ODS layer. The ODS layer includes a plurality of ODS components that generally correspond to the device drivers and/or transaction function devices. The ODS components responsive to the terminal application are operative to have the device drivers control the operation of the transaction function devices through communication with the XFS layer.
摘要翻译： 具有交叉供应商软件和硬件平台架构的自动交易机器包括计算机和多个交易功能设备。 该机器还包括通常对应于每个交易功能设备的多个设备驱动器组件。 设备驱动器响应于来自XFS层的通信来操作以控制事务功能设备的操作。 该机器还包括终端应用和ODS层。 ODS层包括通常对应于设备驱动器和/或交易功能设备的多个ODS组件。 响应于终端应用的ODS组件可操作以使设备驱动程序通过与XFS层通信来控制事务功能设备的操作。
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公开(公告)号：US07025255B1
公开(公告)日：2006-04-11
申请号：US10357191
申请日：2003-02-03
IPC分类号： G06F17/60
CPC分类号： G07F19/211 , G07F19/20
摘要： An application service provider (ASP) and automated transaction machine method and system is provided. The method includes providing a plurality of individually accessible server side ATM applications through at least one ASP server. The method further includes enabling a plurality of ATMs to selectively access each server side ATM application through communication with the at least one ASP server. The method also includes performing services for the ATMs with the at least one ASP server responsive to the plurality of server side ATM applications.
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83.发明授权公开(公告)号：US08430307B2
公开(公告)日：2013-04-30
申请号：US13571785
申请日：2012-08-10
CPC分类号： G06Q20/1085 , G06K7/0004 , G06K19/08 , G06Q20/18 , G06Q20/32 , G06Q20/3223 , G06Q20/327 , G06Q20/341 , G07F7/0886 , G07F7/1008 , G07F17/16 , G07F19/20 , G07F19/203 , G07F19/211
摘要： An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is able to perform at least one banking operation responsive to account indicia read by the card reader from the card. The banking operations include dispensing cash and accessing financial accounts. A user is also able to perform at least one banking operation responsive to financial account data received by the automated banking machine from a mobile phone.
摘要翻译： 一种自动银行机系统可以根据从数据记录中读取的数据进行财务转移。 该系统可操作用读卡器读取带有金融卡的帐户标记。 用户能够响应于读卡器从卡读取的帐户标记来执行至少一个银行操作。 银行业务包括发放现金和存取财务账目。 用户还能够响应于自动银行机从移动电话接收到的金融账户数据执行至少一个银行操作。
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公开(公告)号：US08342396B2
公开(公告)日：2013-01-01
申请号：US13136442
申请日：2011-08-01
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q40/02 , G07F19/206 , G07F19/211
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.
摘要翻译： 响应于数据承载记录控制的自动银行机包括读卡器，其可以从用户卡读取识别数据。 响应于读卡器读取的识别数据来授权自动银行机的用户操作。 允许自动银行机器临时使用机器应用程序，使得机器能够执行需要操作读卡器的授权银行交易。
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公开(公告)号：US08281989B2
公开(公告)日：2012-10-09
申请号：US13317087
申请日：2011-10-07
CPC分类号： G06Q20/1085 , G06K7/0004 , G06K19/08 , G06Q20/18 , G06Q20/32 , G06Q20/3223 , G06Q20/327 , G06Q20/341 , G07F7/0886 , G07F7/1008 , G07F17/16 , G07F19/20 , G07F19/203 , G07F19/211
摘要： An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. While a user operates the system to dispense cash or perform other banking operations, the system may further permit at least one portable wireless device to wirelessly access the system to conduct transactions.
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86.发明授权公开(公告)号：US08245916B2
公开(公告)日：2012-08-21
申请号：US13068596
申请日：2011-05-16
CPC分类号： G06K7/0004 , G06K19/08 , G06Q20/341 , G07F7/0886 , G07F7/1008
摘要： An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. The card reader may include a data store including a card reader device driver therein. The card reader may further communicate the device driver to a automated banking machine software application component, which is operative to use the device driver to operate the card reader.
摘要翻译： 一种自动银行机系统可以根据从数据记录中读取的数据进行财务转移。 该系统可操作用读卡器读取带有金融卡的帐户标记。 用户能够响应于从卡读取的帐户指示而执行至少一个银行操作。 这种银行业务可能包括发放现金和存取财务账目。 读卡器可以包括其中包括读卡器设备驱动器的数据存储器。 读卡器还可以将设备驱动程序传送到自动银行业务机器软件应用组件，该组件可操作以使用设备驱动程序来操作读卡器。
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87.发明授权公开(公告)号：US08240556B2
公开(公告)日：2012-08-14
申请号：US13373168
申请日：2011-11-07
CPC分类号： G06Q20/1085 , G06K7/0004 , G06K19/08 , G06Q20/18 , G06Q20/32 , G06Q20/3223 , G06Q20/327 , G06Q20/341 , G07F7/0886 , G07F7/1008 , G07F17/16 , G07F19/20 , G07F19/203 , G07F19/211
摘要： An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. A user is also enabled to perform at least one banking operation responsive to financial account data communicated to the automated banking machine from a mobile phone.
摘要翻译： 一种自动银行机系统可以根据从数据记录中读取的数据进行财务转移。 该系统可操作用读卡器读取带有金融卡的帐户标记。 用户能够响应于从卡读取的帐户标记来执行至少一个银行操作。 这种银行业务可能包括发放现金和存取财务账目。 用户还能够响应于从移动电话传送到自动银行机的金融账户数据来执行至少一个银行操作。
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88.发明授权公开(公告)号：US08186576B2
公开(公告)日：2012-05-29
申请号：US13068068
申请日：2011-05-02
CPC分类号： G06Q20/1085 , G06F3/023 , G06F3/04895 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/0453 , G06Q20/10 , G06Q20/18 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/211 , G07G5/00 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L67/12 , H04L67/2842 , H04L67/34 , H04L69/329
摘要： A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
摘要翻译： 响应于数据承载记录控制的银行系统包括可从用户卡读取识别数据的读卡器。 该系统可以根据读取的数据授权自动银行机的操作。 机器可以向机器用户提供电子交易收据。 银行主机可操作地将收据提交给银行的记录系统地址。 地址可以对应于与交易中涉及的帐户相关联的电子邮件地址，电话号码或其他地址。 收据还可以包括与交易相关联的图像。 该系统还可以对存放在机器上的支票进行成像，然后将图像电子地发送到支票制造者，收款人和/或结算所。
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89.发明授权公开(公告)号：US08123120B2
公开(公告)日：2012-02-28
申请号：US12072197
申请日：2008-02-25
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q40/02 , G07F17/42 , G07F19/206 , G07F19/211
摘要： A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The system is operative send a configuration XML message to a banking machine from an application server, wherein the configuration XML data includes configuration data targeted to the banking machine. The system comprising an application server is operative to send an application XML message to the banking machine, wherein the application XML application includes application data. In addition, the application data may be mapped to at least one corresponding resource on the banking machine responsive to the configuration data. The banking machine may performing a banking transaction using the at least one resource on the banking machine responsive to the application XML message.
摘要翻译： 响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取卡数据，包括识别数据，以及响应于识别数据授权自动银行机的操作。 系统可操作地从应用服务器向银行机发送配置XML消息，其中配置XML数据包括针对银行业务的配置数据。 包括应用服务器的系统用于向银行机发送应用XML消息，其中应用XML应用包括应用数据。 此外，响应于配置数据，应用数据可以被映射到银行机上的至少一个对应的资源。 银行机可以响应于应用XML消息，使用银行机上的至少一个资源来执行银行交易。
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90.发明申请公开(公告)号：US20120012652A1
公开(公告)日：2012-01-19
申请号：US13200163
申请日：2011-09-20
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q40/02 , G07F17/42 , G07F19/206 , G07F19/211
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.
摘要翻译： 响应于数据承载记录控制的自动银行机包括读卡器，其可以从用户卡读取识别数据。 响应于读卡器读取的识别数据来授权自动银行机的用户操作。 允许自动银行机器临时使用机器应用程序，使得机器能够执行需要操作读卡器的授权银行交易。
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