Banking system controlled responsive to data read from data bearing records
    4.
    发明授权
    Banking system controlled responsive to data read from data bearing records 有权
    响应从数据记录读取数据的银行系统

    公开(公告)号:US09004352B1

    公开(公告)日:2015-04-14

    申请号:US13788202

    申请日:2013-03-07

    IPC分类号: G07F19/00

    摘要: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.

    摘要翻译: 存款管理系统可响应于从数据承载记录读取的数据而可操作。 该系统与财务资金存放有关。 每个存放处可以接受物品,如存放袋。 每个存放处包括一个条形码阅读器,可以从位于存款袋上的条形码标签读取数据。 该系统允许商家在进行存款之前预先注册存款。 预注册存款与数据存储中的存款标识符相关联。 存款标识符可以用条形码表示。 如果系统确定存放处将具有在数据存储中对应的存款标识符的条形码读取到预先注册的存款,则操作该存储库以自动解锁其存款入口门以允许存款。 该系统还允许商家查看其存款历史。

    Automated banking machine with noncontact reading of card data
    5.
    发明授权
    Automated banking machine with noncontact reading of card data 有权
    自动银行机器,非接触式读卡数据

    公开(公告)号:US09033221B1

    公开(公告)日:2015-05-19

    申请号:US13769545

    申请日:2013-02-18

    IPC分类号: G06Q40/00 G07F19/00 G06Q20/10

    摘要: An automated banking machine is part of a banking system that can operate to cause financial transfers responsive to data read from data bearing records. The machine can also receive user card data from a cell phone, including an electronic account number. The phone's banking application encrypts the account number along with an inputted random number which was generated by the machine. The phone then displays a bar code image containing the encrypted data. The machine includes a bar code reader. The random number is used to verify the current transaction session. Thereafter, normal transaction flow can follow, including PIN input. The process allows for secure input of card data without physical insertion of a card. Thus, fraudulent activities based on card insertion can be reduced.

    摘要翻译: 自动银行机是银行系统的一部分,可以根据从数据记录中读取的数据进行响应,从而进行财务转移。 该机器还可以从手机接收用户卡数据,包括电子帐号。 手机的银行业务应用程序加密帐号以及机器生成的输入随机数。 然后,手机显示包含加密数据的条形码图像。 该机器包括一个条码阅读器。 随机数用于验证当前事务会话。 此后,可以遵循正常的交易流程,包括PIN输入。 该过程允许卡数据的安全输入,而无需物理插入卡。 因此,可以减少基于卡插入的欺诈活动。

    Automated banking machine with slide mounted devices
    6.
    发明授权
    Automated banking machine with slide mounted devices 有权
    具有滑动装置的自动银行机

    公开(公告)号:US08998078B2

    公开(公告)日:2015-04-07

    申请号:US14072257

    申请日:2013-11-05

    IPC分类号: G07F19/00 H05K7/14

    摘要: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.

    摘要翻译: 包括自动银行机器的装置可操作以至少部分地响应从数据承载记录读取的数据来进行财务转移。 该机器包括读卡器,其可操作以读取可用于识别机器的用户和金融帐户中的至少一个的卡数据。 与机器相关联的计算机可操作以通过读卡器的操作来读取卡片数据,并且确定读卡数据对应于被授权通过机器进行交易的金融账户。 该计算机至少部分地响应于使金融账户至少与评估和记入与金融交易相关联的值的确定。 机器的交易功能设备通过可以以不同方式配置的滑块来支持,以便于在机器内安装设备。

    Banking apparatus controlled responsive to data bearing records
    7.
    发明授权
    Banking apparatus controlled responsive to data bearing records 有权
    对数据记录进行响应的银行设备

    公开(公告)号:US08978973B2

    公开(公告)日:2015-03-17

    申请号:US13907901

    申请日:2013-06-01

    IPC分类号: G07F19/00

    摘要: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.

    摘要翻译: 银行系统至少部分受控于从数据记录中读取的数据的响应。 银行系统包括自动银行机。 该机器可操作以响应于从数据承载记录(例如由机器中的读卡器读取的卡片)读取的数据对应于授权用户或财务帐户的存储信息的确定来执行金融交易。 该机器可操作以接收和分发文件。 该机器包括可接收支票的支票接受者和可用于分配现金的自动取款机。 机器中的文档保存盒包括通过电感耦合无线供电的电路。 该机器可以通过使用感应器无线地从盒中读取数据。