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    Automated banking machine with noncontact reading of card data
    7.
    发明授权
    Automated banking machine with noncontact reading of card data 有权
    自动银行机器，非接触式读卡数据

    公开(公告)号：US09033221B1

    公开(公告)日：2015-05-19

    申请号：US13769545

    申请日：2013-02-18

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Natarajan Ramachandran ,  Mark A. Douglass

    IPC分类号： G06Q40/00 ,  G07F19/00 ,  G06Q20/10

    CPC分类号： G07F19/201 ,  G06K7/0004 ,  G06Q20/1085 ,  G06Q20/32 ,  G06Q20/3274 ,  G06Q20/352 ,  G06Q20/385 ,  G07F7/10 ,  G07F7/1075 ,  G07F19/20 ,  G07F19/205

    摘要： An automated banking machine is part of a banking system that can operate to cause financial transfers responsive to data read from data bearing records. The machine can also receive user card data from a cell phone, including an electronic account number. The phone's banking application encrypts the account number along with an inputted random number which was generated by the machine. The phone then displays a bar code image containing the encrypted data. The machine includes a bar code reader. The random number is used to verify the current transaction session. Thereafter, normal transaction flow can follow, including PIN input. The process allows for secure input of card data without physical insertion of a card. Thus, fraudulent activities based on card insertion can be reduced.

    摘要翻译： 自动银行机是银行系统的一部分，可以根据从数据记录中读取的数据进行响应，从而进行财务转移。 该机器还可以从手机接收用户卡数据，包括电子帐号。 手机的银行业务应用程序加密帐号以及机器生成的输入随机数。 然后，手机显示包含加密数据的条形码图像。 该机器包括一个条码阅读器。 随机数用于验证当前事务会话。 此后，可以遵循正常的交易流程，包括PIN输入。 该过程允许卡数据的安全输入，而无需物理插入卡。 因此，可以减少基于卡插入的欺诈活动。

    Automated banking machine with slide mounted devices
    8.
    发明授权
    Automated banking machine with slide mounted devices 有权
    具有滑动装置的自动银行机

    公开(公告)号：US08998078B2

    公开(公告)日：2015-04-07

    申请号：US14072257

    申请日：2013-11-05

    申请人： Diebold Self-Service Systems, division of Diebold, Incorporated

    发明人： Richard C. Lute ,  Mark A. Douglass ,  Roy Mleziva ,  Shawn Griggy

    IPC分类号： G07F19/00 ,  H05K7/14

    CPC分类号： H05K7/14 ,  G07F19/205 ,  Y10S902/08 ,  Y10S902/09 ,  Y10S902/10 ,  Y10S902/11 ,  Y10S902/12 ,  Y10S902/13 ,  Y10S902/14 ,  Y10S902/15

    摘要： An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.

    摘要翻译： 包括自动银行机器的装置可操作以至少部分地响应从数据承载记录读取的数据来进行财务转移。 该机器包括读卡器，其可操作以读取可用于识别机器的用户和金融帐户中的至少一个的卡数据。 与机器相关联的计算机可操作以通过读卡器的操作来读取卡片数据，并且确定读卡数据对应于被授权通过机器进行交易的金融账户。 该计算机至少部分地响应于使金融账户至少与评估和记入与金融交易相关联的值的确定。 机器的交易功能设备通过可以以不同方式配置的滑块来支持，以便于在机器内安装设备。