System and method for automated loan compliance assessment
    1.
    发明授权
    System and method for automated loan compliance assessment 有权
    自动化贷款合规评估的系统和方法

    公开(公告)号:US07752124B2

    公开(公告)日:2010-07-06

    申请号:US10249784

    申请日:2003-05-07

    IPC分类号: G06Q40/00

    摘要: An automated system and method for reviewing and assessing compliance with legal compliance requirements for loan applications. Loan application data is extracted from client loan origination systems and transmitted as a loan information file over a secure communication network to an automated compliance assessment system server where the loan information file is audited for compliance with Federal, state, and local legal compliance requirements. The loan information file is reviewed for legal compliance requirements imposed by Federal, State, and local jurisdictions, as well as licensing requirements that the client loan company and related personnel must satisfy. The results of the audit process are transmitted over a secure communication network to the client loan company, with areas of noncompliance indicated. The automated compliance assessment system server also stores rules data derived from legal compliance requirements, license data derived from regulatory requirements, system setup data and supplemental system application data.

    摘要翻译: 一种自动化系统和方法,用于审查和评估贷款申请的法律合规性要求的合规性。 从客户贷款发起系统中提取贷款申请数据,并通过安全通信网络作为贷款信息文件传送到自动化合规性评估系统服务器,其中贷款信息文件经过审计以符合联邦,州和当地合法法规要求。 对贷款信息文件进行审查,审查联邦,州和地方管辖区的法律合规要求,以及客户贷款公司和相关人员必须满足的许可要求。 审计过程的结果通过安全通信网络传输到客户贷款公司,并指出了不合规的地区。 自动化合规评估系统服务器还存储从法律合规性要求导出的规则数据,从监管要求导出的许可证数据,系统设置数据和补充系统应用程序数据。

    System and method for determining physical characteristics of an unrestrained animal
    2.
    发明授权
    System and method for determining physical characteristics of an unrestrained animal 失效
    用于确定无限制动物的身体特征的系统和方法

    公开(公告)号:US07711151B2

    公开(公告)日:2010-05-04

    申请号:US11557453

    申请日:2006-11-07

    申请人: Scott Jurk

    发明人: Scott Jurk

    IPC分类号: G06K9/00

    摘要: The invention provides a computer software means for determining physical characteristics of an unrestrained animal by enabling a user to interact with one or more images of the unrestrained animal on a graphical user interface connected to a computer. Using the graphical user interface, the user is able to designate piecewise linear and circumferential measurements of selected animal features on the one or more images. The computer software program receives one or more selected images of an unrestrained animal, displays the one or more images on the graphical user interface, receives a user designated animal type and calibration measurements of animal size indicia, receives user selected measurements of animal physical characteristic from the one or more images and adjusts the measurements based on the calibration measurements of animal physical size, and displays the selected images, adjusted and computed measurements and estimated measurement error on the graphical user interface.

    摘要翻译: 本发明提供了一种用于通过使用户能够在连接到计算机的图形用户界面上与无限制动物的一个或多个图像交互来确定无限制动物的物理特征的计算机软件装置。 使用图形用户界面,用户能够在一个或多个图像上指定所选动物特征的分段线性和圆周测量。 计算机软件程序接收一个或多个所选择的无限制动物的图像,在图形用户界面上显示一个或多个图像,接收用户指定的动物类型和动物大小标记的校准测量值,从动物物理特征的接收用户选择的测量结果 一个或多个图像并且基于动物物理尺寸的校准测量来调整测量值,并且在图形用户界面上显示所选择的图像,调整和计算的测量值以及估计的测量误差。

    System and method for in-line stress measurement by continuous Barkhausen method
    4.
    发明授权
    System and method for in-line stress measurement by continuous Barkhausen method 有权
    通过连续Barkhausen方法进行在线应力测量的系统和方法

    公开(公告)号:US07038444B2

    公开(公告)日:2006-05-02

    申请号:US10708436

    申请日:2004-03-03

    IPC分类号: G01N27/72

    CPC分类号: G01N27/725

    摘要: A method and system for performing in-line measurement of stresses in pipeline walls by continuous Barkhausen method comprises an inspection pig including permanent or DC electromagnets for generating a magnetic field that moves with the inspection pig through a pipeline, inductive or other types of magnetic field sensors for reading Barkhausen noise signals generated by the moving magnetic field, and associated instrumentation for amplifying, filtering, detecting and storing the Barkhausen noise signals. The size of the sensors may be selected to match the size of defects being investigated. By comparing trending data over time to determine changes in Barkhausen noise levels, greater detection sensitivity may be achieved. The method may be particularly advantageous for use in inspection pigs that also use magnetic flux leakage to determine pipeline defects, since the magnetic flux leakage method also use permanent or DC electromagnets.

    摘要翻译: 通过连续的巴克豪森方法对管壁内的应力进行在线测量的方法和系统包括:检查猪,其包括永久或直流电磁铁,用于产生与检查猪一起通过管道移动的磁场,感应或其他类型的磁场 用于读取由移动磁场产生的Barkhausen噪声信号的传感器,以及用于放大,滤波,检测和存储Barkhausen噪声信号的相关仪器。 可以选择传感器的尺寸以匹配正在研究的缺陷的尺寸。 通过比较随时间的趋势数据来确定巴克豪森噪声水平的变化,可以实现更高的检测灵敏度。 由于磁通泄漏方法也使用永久或直流电磁铁,所以该方法对于也可以使用磁通泄漏来确定管道缺陷的检查猪中尤为有利。

    High intensity light reflector apparatus
    5.
    发明授权
    High intensity light reflector apparatus 失效
    高强度光反射器

    公开(公告)号:US07954982B2

    公开(公告)日:2011-06-07

    申请号:US12437804

    申请日:2009-05-08

    申请人: Stephen B Keen

    发明人: Stephen B Keen

    IPC分类号: F21V7/18 F21V19/02

    摘要: An air-cooled light reflector apparatus for high intensity light sources typically used in indoor horticultural and agriculture applications. The reflector apparatus includes an internal reflector fixed to a curved assembly of hinged extruded sections, a unique adjustable light source mounting fixture bracket, a double-paned insulating glass window and an insulating cover enclosing the apparatus. Forced air is provided to the apparatus for cooling the light source, while the heated air is ducted externally to minimize any rise in ambient air temperature. The double-paned insulating glass and enclosing insulating cover further minimize rise in ambient air temperature. The curvature of the internal reflector provides optimal photometric characteristics.

    摘要翻译: 用于高强度光源的空气冷却光反射器装置通常用于室内园艺和农业应用中。 反射器装置包括固定到铰接挤压部分的弯曲组件的内部反射器,独特的可调节光源安装固定支架,双层隔热玻璃窗和封闭该装置的绝缘盖。 强制空气被提供给用于冷却光源的设备,而加热的空气被外部导管以最小化环境空气温度的任何上升。 双层中空玻璃和封闭绝缘盖进一步最大限度地降低环境空气温度的上升。 内部反射镜的曲率提供了最佳的光度特性。

    Loan compliance auditing system and method
    9.
    发明授权
    Loan compliance auditing system and method 有权
    贷款合规审计制度和方法

    公开(公告)号:US07412417B1

    公开(公告)日:2008-08-12

    申请号:US09518837

    申请日:2000-03-03

    申请人: Frank D. Tuttle

    发明人: Frank D. Tuttle

    IPC分类号: G06Q40/00

    摘要: The present invention comprises a system and method for auditing loan compliance with state and federal laws and regulations. The invention comprises allowing a user to display and enter loan audit compliance data and to interactively build a set of loan compliance rules. The loan compliance rules are built for all loan licenses available within a locality. The applicable licenses are then associated with a loan originator to form a list of applicable licenses for the loan originator. In response to a loan audit request, the system identifies the loan type and the loan originator, retrieves the applicable license for the loan type and the loan originator and then retrieves the loan compliance rules associated with the applicable licenses. The system compares the loan compliance rules to the loan data to determine loan audit compliance.

    摘要翻译: 本发明包括对符合州和联邦法律法规的贷款审计的系统和方法。 本发明包括允许用户显示和输入贷款审计合规数据并交互地构建一组贷款合规规则。 贷款合规规则是为一个地区内可用的所有贷款许可证制定的。 然后,适用的许可证与贷款发起人相关联,以形成贷款发起人的适用许可证清单。 响应贷款审计请求,系统确定贷款类型和贷款发起人,检索贷款类型和贷款发起人的适用许可证,然后检索与适用许可证相关的贷款合规规则。 系统将贷款合规规则与贷款数据进行比较,以确定贷款审计合规性。

    System and method for classification of documents

    公开(公告)号:US07283998B2

    公开(公告)日:2007-10-16

    申请号:US10653432

    申请日:2003-09-02

    IPC分类号: G06F17/30

    摘要: The invention provides a classification engine for classifying documents that makes use of functions included in a similarity search engine. The classification engine executes a classify command from a client that makes use of similarity search results, and rules files, classes files, and a classification profile embedded in the classification command. When the classification receives a classify command from a client, it retrieves a classification profile and input documents to be classified, sends extracted values from the input documents based on anchor values to a XML transformation engine to obtain a search schema, requests a similarity search by a search manager to determine the similarity between input documents and anchor values, and classifies the input documents according to the rules files, classes files, and the classification profile. The client is then notified that the classify command has been completed and the classification results are stored in a database.