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    Method and apparatus for managing revisions and tracking of insurance policy elements
    1.
    发明授权
    Method and apparatus for managing revisions and tracking of insurance policy elements 有权

    公开(公告)号：US11080790B2

    公开(公告)日：2021-08-03

    申请号：US12566452

    申请日：2009-09-24

    Applicant: Alan Harrison Keefer

    Inventor： Alan Harrison Keefer

    IPC: G06Q40/00 ,  G06Q40/08

    Abstract: An insurance policy management computing system (201) stores a legally-binding insurance policy as a read-only document including the complete policy history. To facilitate revisions to the policy, the computing system (201) provides an opportunity (202) to revise an insurance policy and recalls (203) the currently legally-binding insurance policy. Since the legally-binding insurance policy is a read-only document, the computing system (201) uses the legally-binding policy to generate an editable version that is a complete copy of the legally-binding policy. Once the editable version of the insurance policy has been generated, the input revisions can be incorporated into the policy and then, the revised version of the insurance policy is saved as a read-only, now-current version of the insurance policy. The new legally-binding insurance policy has a new creation and effective dates of the various policy elements. To evaluate the insurance policy, the most recently bound legally-binding insurance policy is accessed and that document contains the currently effective policy, as well as the policy history.

    Device for Securing Items in a Cargo Area of a Car
    3.
    发明申请
    Device for Securing Items in a Cargo Area of a Car 审中-公开
    用于固定汽车货物区域的物品的装置

    公开(公告)号：US20140246466A1

    公开(公告)日：2014-09-04

    申请号：US14194625

    申请日：2014-02-28

    Applicant: Michael Culleton ,  Ben Millett ,  Alan Harrison

    Inventor： Michael Culleton ,  Ben Millett ,  Alan Harrison

    IPC: B60R7/00

    CPC classification number: B60R5/04 ,  B60R7/02 ,  B60R7/08

    Abstract: A freestanding unit for securing loose items within the cargo area of a vehicle by propping items against a side wall of the cargo area includes a vertical wall section and bottom wall forming an overall L shaped cross section reinforced by molded ribs. The freestanding wall unit is secured to the carpeted floor of the vehicle's cargo area using continuous strips of hook and loop material. Two handles, situated one on either end of the vertical wall allow ease of use when removing or repositioning the freestanding wall unit within the cargo area. The handles are positioned at either end to provide a constant and steady peeling effect facilitated by the continuous hook and loop strips when removing the unit from a carpeted surface. The unit may be constructed as a solid one piece molded plastic part utilizing a tough and durable plastic.

    Abstract translation: 用于通过将货物支撑在货物区域的侧壁上来将物品固定在车辆货物区域内的独立装置包括垂直壁部分和底壁，其形成由模制肋增强的整体L形横截面。 独立的墙壁单元使用连续的钩环材料固定在车辆货物区域的地毯地板上。 两个手柄位于垂直墙壁的两端，可以方便地拆卸或重新定位货物区域内的独立墙壁单元。 手柄位于任一端，以便在从地毯表面上取下单元时，提供由连续的钩和环带促进的恒定且稳定的剥离效果。 该单元可以被构造为使用坚固耐用的塑料的固体单件模制塑料部件。

    Managing insurance information using versioned and non-versioned data
    6.
    发明申请
    Managing insurance information using versioned and non-versioned data 审中-公开
    使用版本控制和非版本化数据管理保险信息

    公开(公告)号：US20110307278A1

    公开(公告)日：2011-12-15

    申请号：US12802589

    申请日：2010-06-09

    Applicant: Geoffrey Clarke ,  Stephen J. Bassett ,  Michael Kuang-Chung Yang ,  Alan Harrison Keefer

    Inventor： Geoffrey Clarke ,  Stephen J. Bassett ,  Michael Kuang-Chung Yang ,  Alan Harrison Keefer

    IPC: G06Q40/00

    CPC classification number: G06Q40/08

    Abstract: Managing insurance information includes obtaining account information associated with an insurance account, selectively indicating a first portion of the account information that includes versioned information and a second portion of the account information that includes non-versioned information, obtaining policy information of an insurance policy associated with the insurance account, including copying at least some of the versioned information as a first portion of the insurance policy, and establishing a link between at least some of the non-versioned information and a second portion of the insurance policy. The second portion of the insurance policy that is linked with the non-versioned information is automatically updated to reflect changes to the non-versioned information.

    Abstract translation: 管理保险信息包括获取与保险账户相关联的账户信息，选择性地指示包括版本化信息的帐户信息的第一部分和包括非版本化信息的账户信息的第二部分，获得与 保险帐户，包括将至少一些版本信息复制为保险单的第一部分，以及建立至少一些非版本化信息和保险单的第二部分之间的链接。 与非版本信息相关联的第二部分保险单将自动更新，以反映对非版本信息的更改。

    Method and apparatus for pricing insurance policies
    9.
    发明授权
    Method and apparatus for pricing insurance policies 有权

    公开(公告)号：US09984415B2

    公开(公告)日：2018-05-29

    申请号：US12683129

    申请日：2010-01-06

    Applicant: Alan Harrison Keefer

    Inventor： Alan Harrison Keefer

    IPC: G06Q40/08

    CPC classification number: G06Q40/08

    Abstract: An insurance policy management computing system (201) stores a legally-binding insurance policy as a read-only document including the complete policy history. To facilitate revisions to the policy, the computing system (201) provides an opportunity (202) to revise an insurance policy and recalls (203) the currently legally-binding insurance policy. Since the legally-binding insurance policy is a read-only document, the computing system (201) uses the legally-binding policy to generate an editable version that is a complete copy of the legally-binding policy. Once the editable version of the insurance policy has been generated, the input revisions can be incorporated into the policy and then, the revised version of the insurance policy is saved as a read-only, now-current version of the insurance policy. The new legally-binding insurance policy has a new creation and effective dates of the various policy elements. To evaluate the insurance policy, the most recently bound legally-binding insurance policy is accessed and that document contains the currently effective policy, as well as the policy history.

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