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1.发明授权Computer implemented automated credit application analysis and decision routing system 有权计算机实现自动化信用应用程序分析和决策路由系统公开(公告)号：US07814002B2
公开(公告)日：2010-10-12
申请号：US10650389
申请日：2003-08-28
IPC分类号： G06Q40/00
CPC分类号： G07F7/08 , G06Q20/10 , G06Q20/4037 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/04
摘要： A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one funding source, for receiving a funding decision from the at least one funding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureau, and analyze and summarize the credit report data. A computer readable storage medium has a substrate physically configured to represent the computer program which causes a computer to provide the credit application and routing system.
摘要翻译： 信用申请和路由系统包括具有并执行程序的中央处理器。 该系统包括用于从远程位置的相应申请人选择性地接收信用申请数据的数据输入能力，以及用于选择性地将信用申请数据转发到远程资金来源的选择性能力，并且选择性地将资金决策数据从资金来源转发到各自的申请人。 计算机程序包括用于从至少一个远程应用程序输入和显示设备接收信用申请的例程，用于选择性地将接收到的信用申请转发到至少一个资金来源，用于从至少一个资金来源接收资金决定，以及为了 将所接收的资金决定转发给所述至少一个远程应用输入和显示设备。 系统还可以从信用局获取信用报告数据，分析和总结信用报告数据。 计算机可读存储介质具有物理地配置为表示使计算机提供信用应用和路由系统的计算机程序的基板。
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2.发明授权Computer implemented automated credit application analysis and decision routing system 有权计算机实现自动化信用应用程序分析和决策路由系统公开(公告)号：US07801807B2
公开(公告)日：2010-09-21
申请号：US10441534
申请日：2003-05-20
IPC分类号： F40
CPC分类号： G07F7/08 , G06Q20/10 , G06Q20/4037 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/04
摘要： A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one finding source, for receiving a finding decision from the at least one finding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaus, and analyze and summarize the credit report data. A computer readable storage medium has a substrate physically configured to represent the computer program which causes a computer to provide the credit application and routing system.
摘要翻译： 信用申请和路由系统包括具有并执行程序的中央处理器。 该系统包括用于从远程位置的相应申请人选择性地接收信用申请数据的数据输入功能，以及用于选择性地将信用申请数据转发到远程资金来源的选择性能力，并且有选择地将资金来源的决策数据从资金来源转发到各自的申请人。 计算机程序包括用于从至少一个远程应用程序输入和显示设备接收信用应用程序的例程，用于选择性地将接收到的信用应用转发到至少一个查找源，用于从至少一个查找源接收查找决定，并且为 将所接收的资金决定转发给所述至少一个远程应用输入和显示设备。 该系统还可以从信用局获取信用报告数据，并分析和总结信用报告数据。 计算机可读存储介质具有物理地配置为表示使计算机提供信用应用和路由系统的计算机程序的基板。
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公开(公告)号：US5878403A
公开(公告)日：1999-03-02
申请号：US526776
申请日：1995-09-12
CPC分类号： G07F7/08 , G06Q20/10 , G06Q20/4037 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/04
摘要： A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one funding source, for receiving a funding decision from the at least one funding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaua, and analyze and summarize the credit report data. A computer readable storage medium has a substrate physically configured to represent the computer program which causes a computer to provide the credit application and routing system.
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4.发明授权Computer implemented automated credit application analysis and decision routing system 失效计算机实现自动化信用应用程序分析和决策路由系统公开(公告)号：US06587841B1
公开(公告)日：2003-07-01
申请号：US09107321
申请日：1998-06-30
IPC分类号： G06F1760
CPC分类号： G07F7/08 , G06Q20/10 , G06Q20/4037 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G06Q40/04
摘要： A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one funding source, for receiving a funding decision from the at least one funding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaua, and analyze and summarize the credit report data. A computer readable storage medium has a substrate physically configured to represent the computer program which causes a computer to provide the credit application and routing system.
摘要翻译： 信用申请和路由系统包括具有并执行程序的中央处理器。 该系统包括用于从远程位置的相应申请人选择性地接收信用申请数据的数据输入能力，以及用于选择性地将信用申请数据转发到远程资金来源的选择性能力，并且有选择地将资金来源的决策数据从资金来源转发给各自的申 计算机程序包括用于从至少一个远程应用程序输入和显示设备接收信用申请的例程，用于选择性地将接收到的信用申请转发到至少一个资金来源，用于从至少一个资金来源接收资金决定，以及为了 将所接收的资金决定转发给所述至少一个远程应用输入和显示设备。 系统还可以从信用局获取信用报告数据，分析和总结信用报告数据。 计算机可读存储介质具有物理地配置为表示使计算机提供信用应用和路由系统的计算机程序的基板。
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