公开(公告)号：US20060010062A1

公开(公告)日：2006-01-12

申请号：US11226104

申请日：2005-09-14

申请人： Jay Drummond ,  Bob Cichon ,  Mark Smith ,  David Weis

发明人： Jay Drummond ,  Bob Cichon ,  Mark Smith ,  David Weis

IPC分类号： G06Q40/00

CPC分类号： G07F19/211 ,  G06Q20/027 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q40/00 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  H04L67/02

摘要： An automated banking machine (12) is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having one or more browsers (76, 198, 200, 202). The machine can receive instructions in mark up language documents accessed at an HTTP address to cause operation of transaction function devices, such as a currency dispenser (42) and a display device (196).

公开(公告)号：US20050203847A1

公开(公告)日：2005-09-15

申请号：US11123654

申请日：2005-05-06

申请人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

发明人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

IPC分类号： G06F3/023 ,  G06F3/048 ,  G06F9/44 ,  G06F17/30 ,  G06Q20/00 ,  G07F19/00 ,  H04L29/06 ,  H04L29/08 ,  G06F17/60

CPC分类号： G06F3/023 ,  G06F3/04895 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0853 ,  H04L63/0861 ,  H04L63/12 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2814 ,  H04L67/2823 ,  H04L67/2842 ,  H04L67/34 ,  H04L69/329 ,  H04L69/40

摘要： An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

摘要翻译： 自动银行机（12）可操作以响应于通过内联网（16）与本地计算机系统（14）交换的HTML文档和TCP / IP消息以及响应于与外部服务器交换的消息进行交易（ 20,22,24,26,28,96）在广域网（18）中。 银行机包括具有HTML文档处理部分（76,80,82）的计算机（34）。 HTML文档处理部分可操作以通过代理服务器（88）与内联网中的家庭HTTP服务器（90）或广域网中的外部服务器进行通信。 计算机还包括与HTML文档处理部分接口并发送消息以操作自动银行机器中的设备（36）的设备应用部分（84）。 这些装置包括分配货币以及其它交易装置的纸张分配机构（42）。 设备应用部分通过内联网中的设备服务器（92）与银行机器中的设备接口软件部分（64）进行通信。 设备服务器对包括纸张分配器在内的银行机器中的设备进行本地控制。 银行机操作以读取对应于系统地址的用户卡上的标记。 计算机可操作地将银行业务器连接到与系统地址相对应的家庭或外部服务器，所连接的服务器操作银行业务机，直到用户完成交易。

公开(公告)号：US20050038747A1

公开(公告)日：2005-02-17

申请号：US10936242

申请日：2004-09-07

申请人： Jay Drummond ,  Bob Cichon ,  David Weis ,  James Church ,  Mikal Gilger ,  Jagadesh Myana ,  Todd Blakeslee ,  Aravind Dongara ,  Mark Moales ,  Radhika Bodapatla

发明人： Jay Drummond ,  Bob Cichon ,  David Weis ,  James Church ,  Mikal Gilger ,  Jagadesh Myana ,  Todd Blakeslee ,  Aravind Dongara ,  Mark Moales ,  Radhika Bodapatla

IPC分类号： G06Q20/00 ,  G06Q30/00 ,  G07F19/00 ,  H04L29/08 ,  G06F17/60

CPC分类号： G06Q30/06 ,  G06Q20/1085 ,  G06Q20/18 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  G07F19/211 ,  H04L67/02

摘要： A method for visual programming an automated transaction machine (12). The method includes the creation of terminal directors (225) that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations (238) between a plurality of ATM objects (230, 232) in a work space (224). Exemplary ATM objects include an authorization object (260), a back stage control object (262), a card reader object (264), a customer profile object (266), a depositor object (268), a dispenser object (270), keypad object (272), a logic object (274), a OCS object (276), a presenter object (278), a PIN entry object (280), a printer object (282), a sync object (284), and a transaction data object (286). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM. A portion of the exemplary ATM objects are operative to interface with a device interface layer (728) for communicating with physical hardware devices (724, 726). The device interface layer is operative to retrieve rules (721) and capability features from a data store (720) for automatically switching between two or more different devices of similar type when one of the devices becomes inoperative.

摘要翻译： 一种用于可视化编程自动交易机器（12）的方法。 该方法包括创建通常对应于由自动交易机器执行的交易的终端指令（225）。 通过在工作空间（224）中的多个ATM对象（230,232）之间可视地创建关联（238）来编程终端指导。 示例性ATM对象包括授权对象（260），后台控制对象（262），读卡器对象（264），客户简档对象（266），存储对象（268），分配器对象（270） 键盘对象（272），逻辑对象（274），OCS对象（276），演示者对象（278），PIN输入对象（280），打印机对象（282），同步对象（284） 交易数据对象（286）。 客户简档对象可操作以响应于使用ATM的人的确定的客户来检索客户简档信息。 示例性ATM对象的一部分可操作以与用于与物理硬件设备（724,726）通信的设备接口层（728）接口。 设备接口层可操作以从数据存储器（720）检索规则（721）和能力特征，用于当其中一个设备不工作时，在两个或多个类似类型的不同设备之间自动切换。

公开(公告)号：US20070136196A1

公开(公告)日：2007-06-14

申请号：US11601556

申请日：2006-11-17

申请人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

发明人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

IPC分类号： G06Q40/00

CPC分类号： G07F19/201 ,  G06F3/023 ,  G06F3/04895 ,  G06F9/465 ,  G06F16/95 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q40/00 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0853 ,  H04L63/12 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2819 ,  H04L67/34 ,  H04L69/329

摘要： An ATM is operative to conduct financial transactions in response to messages exchanged with a server via the Internet. The server is operative to send markup language documents to the ATM. The ATM includes a browser and can process received markup language documents. The documents include instructions that cause the ATM to operate specific transaction devices, such as a cash dispenser.

摘要翻译： ATM响应于通过因特网与服务器交换的消息进行金融交易。 服务器可以将标记语言文件发送到ATM。 ATM包括一个浏览器，可以处理接收到的标记语言文档。 这些文件包括导致ATM操作特定交易设备的指令，例如自动提款机。

公开(公告)号：US20050289055A1

公开(公告)日：2005-12-29

申请号：US11179457

申请日：2005-07-11

申请人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Covert ,  Mark Moales ,  David Weis ,  Mark Smith ,  Bruce Richards ,  James Church

发明人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Covert ,  Mark Moales ,  David Weis ,  Mark Smith ,  Bruce Richards ,  James Church

IPC分类号： G06Q40/00 ,  G07F19/00

CPC分类号： G07F19/20 ,  G06Q20/1085 ,  G06Q20/382 ,  G06Q40/00 ,  G07F19/206 ,  G07F19/211

摘要： An automated banking machine (12) is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having mark up language document handling software that includes a browser (76). The machine can receive instructions in mark up language documents accessed at an HTTP address to cause operation of transaction function devices, such as a currency dispenser (42).

公开(公告)号：US20050097047A1

公开(公告)日：2005-05-05

申请号：US11003791

申请日：2004-12-03

申请人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

发明人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

IPC分类号： G06F3/023 ,  G06F3/048 ,  G06F9/44 ,  G06F17/30 ,  G06Q20/00 ,  G07F19/00 ,  H04L29/06 ,  H04L29/08 ,  G06F17/60

CPC分类号： G06F3/023 ,  G06F3/04895 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0853 ,  H04L63/0861 ,  H04L63/12 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2814 ,  H04L67/2823 ,  H04L67/2842 ,  H04L67/34 ,  H04L69/329 ,  H04L69/40

摘要： An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices.

摘要翻译： 自动银行机（12）可操作以响应于通过内联网（16）与本地计算机系统（14）交换的HTML文档和TCP / IP消息以及响应于与外部服务器交换的消息进行交易（ 20,22,24,26,28,96）在广域网（18）中。 银行机包括具有HTML文档处理部分（76,80,82）的计算机（34）。 HTML文档处理部分可操作以通过代理服务器（88）与内联网中的家庭HTTP服务器（90）或广域网中的外部服务器进行通信。 计算机还包括与HTML文档处理部分接口并发送消息以操作自动银行机器中的设备（36）的设备应用部分（84）。 这些装置包括分配货币以及其它交易装置的纸张分配机构（42）。

公开(公告)号：US07737950B2

公开(公告)日：2010-06-15

申请号：US12220734

申请日：2008-07-28

申请人： Jay Paul Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

发明人： Jay Paul Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

IPC分类号： G06F3/02 ,  G06Q40/00 ,  G07D11/00 ,  G07F19/00

CPC分类号： G07F19/201 ,  G06F3/023 ,  G06F3/04895 ,  G06F9/465 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q40/00 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0853 ,  H04L63/12 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2819 ,  H04L67/34 ,  H04L69/329

摘要： A cash dispensing automated banking machine that operates in response to data read from user cards includes a cash dispenser, keypad, and a card reader. The card reader is operative to read data bearing records such as user cards that include financial account information. At least one computer in the automated banking machine is responsive to a keymap specified by at least one markup language document and is responsive to configuration data accessed by the automated banking machine, to selectively enable a subset of keys of the keypad to be capable of providing inputs operative to cause the automated banking machine to carry out a portion of a banking transaction.

摘要翻译： 响应从用户卡读取的数据操作的现金分发自动银行机包括自动取款机，小键盘和读卡器。 读卡器可操作以读取诸如包括金融帐户信息的用户卡的数据承载记录。 自动银行机器中的至少一台计算机响应于由至少一个标记语言文档指定的键盘映射，并响应于由自动银行机器访问的配置数据，以选择性地使键盘的一小部分键能够提供 输入可以使自动银行业务部门进行部分银行交易。

公开(公告)号：US07653601B2

公开(公告)日：2010-01-26

申请号：US11033601

申请日：2005-01-12

申请人： Jay Paul Drummond ,  Bob Cichon ,  Mark Smith ,  David Weis ,  James R. Church ,  Mikal R. Gilger

发明人： Jay Paul Drummond ,  Bob Cichon ,  Mark Smith ,  David Weis ,  James R. Church ,  Mikal R. Gilger

IPC分类号： G06Q40/00 ,  G06K5/00 ,  G07F19/00

CPC分类号： G07F19/211 ,  G06F3/023 ,  G06F3/04895 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q30/06 ,  G06Q40/00 ,  G07F19/20 ,  G07F19/206 ,  H04L29/06 ,  H04L67/02 ,  H04L67/12 ,  H04L67/34 ,  H04L69/329

摘要： A method of operating a cash dispensing automated banking machine includes causing through operation of a processor of a cash dispensing automated banking machine, a card reader of the machine to read data from a card which corresponds to an entity with which a customer operating the machine has an account. The method also includes providing through operation of the processor, at least one visual output through a display device on the automated banking machine, The visual output uniquely corresponds to the entity with which the customer has the account.

摘要翻译： 一种操作现金分配自动银行机的方法包括通过现金分配自动银行机的处理器的操作，机器的读卡器从卡中读取数据，该卡对应于操作该机器的客户的实体 一个帐户。 该方法还包括通过处理器的操作提供至少一个通过自动银行机上的显示装置的视觉输出。视觉输出唯一地对应于客户具有该账户的实体。

公开(公告)号：US07542944B1

公开(公告)日：2009-06-02

申请号：US09505594

申请日：2000-02-16

申请人： Jay Paul Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James R. Church ,  Mikal R. Gilger

发明人： Jay Paul Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James R. Church ,  Mikal R. Gilger

IPC分类号： G06Q40/00

CPC分类号： G06F9/548 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/211

摘要： A system for connecting transaction services to an ATM (10, 500) that includes a network (20). A user interface service (12) and a lookup service (22) are in operative connection with the network. Transaction services such as a printer service (16), card reader service (18), and cash dispenser service (14) are also in operative connection with the network. These transaction services are operative to register with the lookup service and to upload a service proxy to the lookup service. The user interface service is operative to locate transaction services on the network by invoking a remote lookup method on the lookup service. The lookup service is operative to return service proxies that match the type of service that is required. The user interface service is further operative to invoke methods of the service proxies that remotely control the functionality of the transaction services on the network. The user interface service is further operative to register events with the service proxies for notification when certain events on the services occur.

公开(公告)号：US07405724B2

公开(公告)日：2008-07-29

申请号：US11123654

申请日：2005-05-06

申请人： Jay Paul Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

发明人： Jay Paul Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

IPC分类号： G09G5/00 ,  G06F3/033 ,  G06F3/041 ,  G06Q40/00 ,  G07D11/00 ,  G07F19/00

CPC分类号： G06F3/023 ,  G06F3/04895 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0853 ,  H04L63/0861 ,  H04L63/12 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2814 ,  H04L67/2823 ,  H04L67/2842 ,  H04L67/34 ,  H04L69/329 ,  H04L69/40

摘要： An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

摘要翻译： 自动银行机（12）可操作以响应于通过内联网（16）与本地计算机系统（14）交换的HTML文档和TCP / IP消息以及响应于与外部服务器交换的消息进行交易（ 20,22,24,26,28,96）在广域网（18）中。 银行机包括具有HTML文档处理部分（76,80,82）的计算机（34）。 HTML文档处理部分可操作以通过代理服务器（88）与内联网中的家庭HTTP服务器（90）或广域网中的外部服务器进行通信。 计算机还包括与HTML文档处理部分接口并发送消息以操作自动银行机器中的设备（36）的设备应用部分（84）。 这些装置包括分配货币以及其他交易装置的纸张分配机构（42）。 设备应用部分通过内联网中的设备服务器（92）与银行机器中的设备接口软件部分（64）进行通信。 设备服务器对包括纸张分配器在内的银行机器中的设备进行本地控制。 银行机操作以读取对应于系统地址的用户卡上的标记。 计算机可操作地将银行业务器连接到与系统地址相对应的家庭或外部服务器，所连接的服务器操作银行业务机，直到用户完成交易。