公开(公告)号：US20120271762A1

公开(公告)日：2012-10-25

申请号：US13543245

申请日：2012-07-06

申请人： 94303 Freeland ,  Franck Chastagnol ,  Hugo Olliphant ,  Celine Martig ,  Thomas Belousek ,  Bharathi Ramavarjula ,  Alex Khomenko ,  Kenneth Kang

发明人： 94303 Freeland ,  Franck Chastagnol ,  Hugo Olliphant ,  Celine Martig ,  Thomas Belousek ,  Bharathi Ramavarjula ,  Alex Khomenko ,  Kenneth Kang

IPC分类号： G06Q20/10

CPC分类号： G06Q20/10 ,  G06Q20/223 ,  G06Q20/32

摘要： A method and system utilized to receive a registration request to register a mobile telephone with a financial payment system and contact information that identifies the mobile telephone. The system generates a confirmation code responsive to receiving the contact information and communicates the confirmation code to the mobile telephone. The system further receives from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code; and configures the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system.

摘要翻译： 一种用于接收注册请求的方法和系统，用于注册具有金融支付系统的移动电话和识别移动电话的联系信息。 系统响应于接收到联系人信息而生成确认码，并将确认码传送给移动电话。 该系统还从移动电话接收确认注册的请求，确认注册的请求包括确认码; 并配置财务支付系统上的第一个金融账户，以接收移动电话的指示，在金融支付系统上转账。

公开(公告)号：US20120330845A1

公开(公告)日：2012-12-27

申请号：US13168671

申请日：2011-06-24

申请人： Kenneth Kang

发明人： Kenneth Kang

IPC分类号： G06Q20/00 ,  G06K7/14 ,  G06Q40/00 ,  G06K19/06

CPC分类号： G06Q20/0425 ,  G06Q20/108 ,  G06Q20/20 ,  G06Q20/3274 ,  G06Q20/38215 ,  G06Q40/02

摘要： Systems and methods are disclosed to provide an animated 2D barcode check that is used to securely and efficiently transmit financial information between mobile devices. The financial information includes a check written by a payer and transmitted to a merchant. The check includes account information of the payer and of the merchant with a payment service provider, a payment amount, and a cryptographic signature that has been certified by the payment service provider. The payer's mobile device encodes the check into a sequence of 2D barcodes and displays the sequence of 2D barcodes in a loop that is scanned by a camera on the merchant's mobile device. The merchant uses the cryptographic signature to verify the validity of the signature on the check without having Internet connectivity to the payment service provider. The merchant may later present the check to the payment service provider to receive payment.

摘要翻译： 公开了系统和方法来提供用于在移动设备之间安全且有效地传送财务信息的动画2D条形码检查。 财务信息包括由付款人书写并发送给商家的支票。 检查包括付款人和具有支付服务提供商的商家的帐户信息，支付金额和已由支付服务提供商认证的加密签名。 付款人的移动设备将支票编码成二维条形码序列，并在由商家移动设备上的相机扫描的循环中显示二维条形码序列。 商家使用加密签名来验证支票上的签名的有效性，而无需与支付服务提供商互联网连接。 商家可以稍后将支票提交给支付服务提供商以接收付款。

公开(公告)号：US09721237B2

公开(公告)日：2017-08-01

申请号：US13168671

申请日：2011-06-24

申请人： Kenneth Kang

发明人： Kenneth Kang

IPC分类号： G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q40/02 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/38

CPC分类号： G06Q20/0425 ,  G06Q20/108 ,  G06Q20/20 ,  G06Q20/3274 ,  G06Q20/38215 ,  G06Q40/02

摘要： Systems and methods are disclosed to provide an animated 2D barcode check that is used to securely and efficiently transmit financial information between mobile devices. The financial information includes a check written by a payer and transmitted to a merchant. The check includes account information of the payer and of the merchant with a payment service provider, a payment amount, and a cryptographic signature that has been certified by the payment service provider. The payer's mobile device encodes the check into a sequence of 2D barcodes and displays the sequence of 2D barcodes in a loop that is scanned by a camera on the merchant's mobile device. The merchant uses the cryptographic signature to verify the validity of the signature on the check without having Internet connectivity to the payment service provider. The merchant may later present the check to the payment service provider to receive payment.