公开(公告)号：US20080249880A1

公开(公告)日：2008-10-09

申请号：US12138515

申请日：2008-06-13

申请人： Li Wen Liu ,  Gamaethige Francis Robert Sulak Soysa ,  James C. Lungaro ,  Llavanya Fernando ,  Simon Lee

发明人： Li Wen Liu ,  Gamaethige Francis Robert Sulak Soysa ,  James C. Lungaro ,  Llavanya Fernando ,  Simon Lee

IPC分类号： G06Q30/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q30/0207 ,  G06Q30/0236 ,  G06Q30/0238 ,  G06Q30/0245 ,  G06Q30/0268 ,  G07C9/00142 ,  G07F7/1033

摘要： Apparatus and methods for transaction processing. The apparatus may be a transaction terminal including a keypad, a circuit for interacting with the transaction customer and a link communicatively connecting the keypad and the customer-interaction circuit. The cashier may interact with the keypad, while the customer (and not the cashier) may interact with the customer-interaction circuit. The link may communicate a dollar amount for the transaction between the keypad and the customer-interaction circuit. Accessories for the keypad may include a check reader, a display or a receipt printer. Accessories for the customer-interaction circuit may include a smart-card reader, a magnetic-strip reader and biometric readers. The customer-interaction circuit may include a port for connection to a remote service provider. That port may be the only remote-access port in the transaction terminal. The customer-interaction circuit may include a virtual keypad, and the circuit itself maybe programmed to capture a personal identifier number by means of that virtual keypad. The customer-interaction circuit may include virtual paper, and the circuit itself may be programmed to capture a signature by means of the virtual paper. A cash register at the POS location with the transaction terminal may not be communicatively coupled to the transaction terminal.

摘要翻译： 交易处理的装置和方法。 该设备可以是交易终端，其包括键盘，用于与交易客户交互的电路以及以通信方式连接键盘和客户交互电路的链接。 收银员可以与键盘进行交互，而客户（而不是收银员）可以与客户交互电路进行交互。 该链路可以传达用于小键盘和客户交互电路之间的交易的美元金额。 键盘的附件可以包括检查阅读器，显示器或收据打印机。 客户互动电路的附件可能包括智能卡读卡器，磁条阅读器和生物识别读取器。 客户交互电路可以包括用于连接到远程服务提供商的端口。 该端口可能是事务终端中唯一的远程访问端口。 客户交互电路可以包括虚拟键盘，并且电路本身可以被编程为通过该虚拟键盘捕获个人标识符号码。 客户交互电路可以包括虚拟纸，并且电路本身可以被编程为通过虚拟纸来捕获签名。 具有交易终端的POS位置处的收银机可能不可通信地耦合到交易终端。

公开(公告)号：US07866553B2

公开(公告)日：2011-01-11

申请号：US12138515

申请日：2008-06-13

申请人： Li Wen Liu ,  Gamaethige Francis Robert Sulak Soysa ,  James C. Lungaro ,  Llavanya Fernando ,  Simon Lee

发明人： Li Wen Liu ,  Gamaethige Francis Robert Sulak Soysa ,  James C. Lungaro ,  Llavanya Fernando ,  Simon Lee

IPC分类号： G06K15/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q30/0207 ,  G06Q30/0236 ,  G06Q30/0238 ,  G06Q30/0245 ,  G06Q30/0268 ,  G07C9/00142 ,  G07F7/1033

摘要： Apparatus and methods for transaction processing. The apparatus may be a transaction terminal including a keypad, a circuit for interacting with the transaction customer and a link communicatively connecting the keypad and the customer-interaction circuit. The cashier may interact with the keypad, while the customer (and not the cashier) may interact with the customer-interaction circuit. The link may communicate a dollar amount for the transaction between the keypad and the customer-interaction circuit. Accessories for the keypad may include a check reader, a display or a receipt printer. Accessories for the customer-interaction circuit may include a smart-card reader, a magnetic-strip reader and biometric readers. The customer-interaction circuit may include a port for connection to a remote service provider. That port may be the only remote-access port in the transaction terminal. The customer-interaction circuit may include a virtual keypad, and the circuit itself maybe programmed to capture a personal identifier number by means of that virtual keypad. The customer-interaction circuit may include virtual paper, and the circuit itself may be programmed to capture a signature by means of the virtual paper. A cash register at the POS location with the transaction terminal may not be communicatively coupled to the transaction terminal.

摘要翻译： 交易处理的装置和方法。 该设备可以是交易终端，其包括键盘，用于与交易客户交互的电路以及以通信方式连接键盘和客户交互电路的链接。 收银员可以与键盘进行交互，而客户（而不是收银员）可以与客户交互电路进行交互。 该链路可以传达用于小键盘和客户交互电路之间的交易的美元金额。 键盘的附件可以包括检查阅读器，显示器或收据打印机。 客户互动电路的附件可能包括智能卡读卡器，磁条阅读器和生物识别读取器。 客户交互电路可以包括用于连接到远程服务提供商的端口。 该端口可能是事务终端中唯一的远程访问端口。 客户交互电路可以包括虚拟键盘，并且电路本身可以被编程为通过该虚拟键盘捕获个人标识符号码。 客户交互电路可以包括虚拟纸，并且电路本身可以被编程为通过虚拟纸来捕获签名。 具有交易终端的POS位置处的收银机可能不可通信地耦合到交易终端。

公开(公告)号：US07407095B1

公开(公告)日：2008-08-05

申请号：US09628567

申请日：2000-07-31

申请人： Li Wen Liu ,  Gamaethige Francis Robert Sulak Soysa ,  James C. Lungaro ,  Llavanya Fernando ,  Simon Lee

发明人： Li Wen Liu ,  Gamaethige Francis Robert Sulak Soysa ,  James C. Lungaro ,  Llavanya Fernando ,  Simon Lee

IPC分类号： G06K15/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q30/0207 ,  G06Q30/0236 ,  G06Q30/0238 ,  G06Q30/0245 ,  G06Q30/0268 ,  G07C9/00142 ,  G07F7/1033

摘要： Apparatus and methods for translation processing. The apparatus may be a transaction system including a keypad, a circuit for interacting with the transaction customer and a link communicatively connecting the keypad and the customer-interaction circuit. The cashier may interact with the keypad, while the customer (and not the cashier) may interact with the customer-interaction circuit. The link may communicate a dollar amount for the transaction between the keypad and the customer-interaction circuit. Accessories for the keypad may include a display. Accessories for the customer-interaction circuit may include a smart-card reader, a magnetic-strip reader, a check reader, a receipt printer and a biometric-information circuit. The customer-interaction circuit may include a port for connection to a remote service provider. That port may be the only remote-access port in the transaction system. The customer-interaction circuit may include a virtual PIN pad, and the circuit itself may be a programmed to capture a personal identification number by means of that virtual PIN pad. The customer-interaction circuit may include virtual paper, and the circuit itself may be programmed to capture a signature by means of the virtual paper. A cash register at the point of sale with the transaction system may not be communicatively coupled to the transaction system.

摘要翻译： 翻译处理的装置和方法。 该装置可以是包括键盘，用于与交易客户交互的电路和以通信方式连接键盘和客户交互电路的链接的交易系统。 收银员可以与键盘进行交互，而客户（而不是收银员）可以与客户交互电路进行交互。 该链路可以传达用于小键盘和客户交互电路之间的交易的美元金额。 键盘的附件可能包括显示器。 用于客户交互电路的附件可以包括智能卡阅读器，磁条阅读器，检查阅读器，收据打印机和生物测定信息电路。 客户交互电路可以包括用于连接到远程服务提供商的端口。 该端口可能是事务系统中唯一的远程访问端口。 客户交互电路可以包括虚拟PIN焊盘，并且电路本身可以被编程为通过该虚拟PIN焊盘捕获个人识别号码。 客户交互电路可以包括虚拟纸，并且电路本身可以被编程为通过虚拟纸来捕获签名。 与交易系统的销售点的收银机可能不会通信地耦合到交易系统。

公开(公告)号：US07305565B1

公开(公告)日：2007-12-04

申请号：US09588109

申请日：2000-05-31

申请人： James C. Lungaro ,  Susan W. Tso ,  Llavanya Fernando ,  Simon Lee

发明人： James C. Lungaro ,  Susan W. Tso ,  Llavanya Fernando ,  Simon Lee

IPC分类号： H04L9/32

CPC分类号： G06Q20/38215 ,  G06Q20/00 ,  G06Q20/32 ,  G06Q20/3823 ,  G07F7/10

摘要： Apparatus and methods for encrypting an identifier such as a PIN entered on a keypad. The apparatus may include a pad, an encrypting circuit adjacent the pad and a link coupling the pad and the encrypting circuit. The pad is for entering an identifier, and the circuit for encrypting the entered identifier. The pad may be a physical touch pad such as an N-wire-technology touch pad. Alternatively, the pad may be a virtual touch screen. The encrypting circuit may be a CPU along with a memory coupled to the CPU and programmed to encrypt. The CPU and programmed memory may be the first CPU programmable to encrypt the entered identifier, through which the identifier passes. The encrypting circuit may be a microcontroller programmed to encrypt. In still another variation, the encrypting circuit may be an application-specific integrated circuit (ASIC). The apparatus may include a housing that encloses the encrypting circuit and link. The housing would be resistant to access, tampering or tapping. The housing may be at least partially of chip-on-glass technology. The encrypting circuit may be embedded in the housing, as may the link. A method for encrypting an identifier includes placing a pad for entering an identifier, a circuit for encrypting an identifier and a link communicatively coupling the pad and the circuit adjacent in an access-resistant housing. An identifier is entered on the pad and communicated to the encrypting circuit. The encrypting circuit encrypts the identifier. The encrypted identifier may be forwarded for verification.

摘要翻译： 用于加密诸如在键盘上输入的PIN的标识符的装置和方法。 该装置可以包括焊盘，与焊盘相邻的加密电路以及耦合焊盘和加密电路的链路。 该垫用于输入标识符，以及用于加密输入的标识符的电路。 垫可以是诸如N线技术触摸板的物理触摸板。 或者，垫可以是虚拟触摸屏。 加密电路可以是连接到CPU的存储器并被编程为加密的CPU。 CPU和编程存储器可以是可编程的第一个可加密输入的标识符的CPU，标识符通过该标识符。 加密电路可以是被编程为加密的微控制器。 在另一个变型中，加密电路可以是专用集成电路（ASIC）。 该装置可以包括封装加密电路和链路的外壳。 外壳将抵抗进入，篡改或攻丝。 壳体可以至少部分地是玻璃碎片技术。 加密电路可以嵌入在外壳中，如链接一样。 用于加密标识符的方法包括：放置用于输入标识符的焊盘，用于加密标识符的电路和在接入电阻外壳中通信地耦合焊盘和电路的链路。 在焊盘上输入标识符并传送到加密电路。 加密电路加密标识符。 加密的标识符可以被转发以用于验证。