公开(公告)号：US07200573B2

公开(公告)日：2007-04-03

申请号：US10693724

申请日：2003-10-23

申请人： Lawrence R. Miller ,  Khaja E. Ahmed ,  Navin Vasanthakumar ,  Mark Robinson ,  Jeffrey F. Boyd ,  Deborah Goldstein ,  Peter Cerra

发明人： Lawrence R. Miller ,  Khaja E. Ahmed ,  Navin Vasanthakumar ,  Mark Robinson ,  Jeffrey F. Boyd ,  Deborah Goldstein ,  Peter Cerra

IPC分类号： G06Q40/00

CPC分类号： G06Q20/02 ,  G06F21/645 ,  G06F2221/2119 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/12 ,  G06Q20/341 ,  G06Q20/355 ,  G06Q20/3821 ,  G06Q20/3823 ,  G06Q20/3825 ,  G06Q20/3829 ,  G06Q20/389 ,  G06Q20/40 ,  G06Q30/012 ,  G06Q30/06 ,  G06Q30/0601 ,  G06Q40/08 ,  G07F7/1008 ,  H04L63/126 ,  H04L2463/102

摘要： A system and method for providing warranties that financially guarantee one or more facts associated with an electronic transaction. In a preferred embodiment, warranties issued to the present system comprise a contract between a first party and a second party in which the first party: (1) warrants one or more warranted facts (2) for damages up to a warranted amount (3) if claimed by a relying customer within a claim period. The warranty is preferably issued by a participant in response to a request received from a customer that specifies a desired warranted amount and claim period. The participant and root entity evaluate the request in light of a plurality of factors and determine whether or not the warranty should be issued. In a preferred embodiment, the warranty comprises a contract between the buyer and its issuing participant. The seller is preferably a third-party beneficiary of this contract.

摘要翻译： 一种用于提供财务保证与电子交易相关的一个或多个事实的保证的系统和方法。 在一个优选实施例中，向本系统发出的保证包括第一方与第二方之间的合同，第一方与第二方之间的合同：（1）保证一个或多个有保证的事实（2）损害赔偿金（3） 如果在索赔期内由依赖客户声明。 保修期最好由参与者根据从顾客收到的指定所需保证金额和索赔期限的请求发出。 参与者和根实体根据多个因素评估请求，并确定是否应发出保修。 在优选实施例中，保修包括买方与其签发参与者之间的合同。 卖方最好是本合同的第三方受益人。