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公开(公告)号：US20150012346A1
公开(公告)日：2015-01-08
申请号：US14495437
申请日：2014-09-24
申请人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
发明人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
CPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/385 , G06Q20/4016 , G06Q30/0222
摘要： Embodiments of the invention are directed to passing a plurality of communications directly from a merchant to a payment processing network. A first communication may include payment information in an authorization request, while a second transaction may include non-payment transaction data. The communications may be linked with a transaction identifier. In other embodiments, a capture file process is disclosed where capture files are generated by the payment processing network, and transactions are subsequently cleared and settled.
摘要翻译： 本发明的实施例涉及将多个通信直接从商家传递到支付处理网络。 第一通信可以包括授权请求中的支付信息，而第二交易可以包括不支付交易数据。 通信可以与事务标识符相关联。 在其他实施例中，公开捕获文件处理，其中捕获文件由支付处理网络生成，并且事务随后被清除和确定。
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公开(公告)号：US08924297B2
公开(公告)日：2014-12-30
申请号：US13405140
申请日：2012-02-24
申请人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
发明人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
CPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/385 , G06Q20/4016 , G06Q30/0222
摘要： Embodiment of the invention are directed to passing a plurality of communications directly from a merchant to a payment processing network. A first communication may include payment information in an authorization request, while a second transaction may include non-payment transaction data. The communications may be linked with a transaction identifier. In other embodiments, a capture file process is disclosed where capture files are generated by the payment processing network, and transactions are subsequently cleared and settled.
摘要翻译： 本发明的实施例涉及将多个通信直接从商家传递到支付处理网络。 第一通信可以包括授权请求中的支付信息，而第二交易可以包括不支付交易数据。 通信可以与事务标识符相关联。 在其他实施例中，公开捕获文件处理，其中捕获文件由支付处理网络生成，并且事务随后被清除和确定。
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公开(公告)号：US20120221468A1
公开(公告)日：2012-08-30
申请号：US13405140
申请日：2012-02-24
申请人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
发明人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
IPC分类号： G06Q20/40
CPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/385 , G06Q20/4016 , G06Q30/0222
摘要： Embodiments of the invention are directed to passing a plurality of communications directly from a merchant to a payment processing network. A first communication may include payment information in an authorization request, while a second transaction may include non-payment transaction data. The communications may be linked with a transaction identifier. In other embodiments, a capture file process is disclosed where capture files are generated by the payment processing network, and transactions are subsequently cleared and settled.
摘要翻译： 本发明的实施例涉及将多个通信直接从商家传递到支付处理网络。 第一通信可以包括授权请求中的支付信息，而第二交易可以包括不支付交易数据。 通信可以与事务标识符相关联。 在其他实施例中，公开捕获文件处理，其中捕获文件由支付处理网络生成，并且事务随后被清除和确定。
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公开(公告)号：US20180253726A1
公开(公告)日：2018-09-06
申请号：US15958966
申请日：2018-04-20
申请人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
发明人： Phil Kumnick , Krishna Koganti , Davidson Wuichet , Lloyd Cato , Jeff Kusheba
CPC分类号： G06Q20/40 , G06Q20/20 , G06Q20/385 , G06Q20/4016 , G06Q30/0222
摘要： Embodiments of the invention are directed to passing a plurality of communications directly from a merchant to a payment processing network. A first communication may include payment information in an authorization request, while a second transaction may include non-payment transaction data. The communications may be linked with a transaction identifier. In other embodiments, a capture file process is disclosed where capture files are generated by the payment processing network, and transactions are subsequently cleared and settled.
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