公开(公告)号：US20060059086A1

公开(公告)日：2006-03-16

申请号：US11226083

申请日：2005-09-14

Applicant: Michael Mulhern

Inventor： Michael Mulhern

IPC: G06Q40/00

CPC classification number: G06Q10/00 ,  G06Q40/025

Abstract: A computer-based system and method administering and marketing a tax-advantaged loan program to loan consumers, plan administrators, and employers and method for lending money to employees based on their individual contributions to pension vehicles is disclosed. The system includes the use of computers and computer programs for marketing, underwriting, initiation, calculating periodic loan amounts, funding, monitoring, storing data, processing, and administration of loans designed to increase employee retirement savings with the loan costs being offset by tax savings. The loans may be made for any period of time and may be repaid based on the repayment capability of individual borrowers, subject of credit considerations and term limitations.

Abstract translation: 披露了一种基于计算机的系统和方法，管理和销售税收优惠贷款计划，以贷款消费者，计划管理人员和雇主以及根据其对养老金车辆的个人捐款向员工提供贷款的方法。 该系统包括使用计算机和计算机程序来营销，承销，启动，计算定期贷款额度，资金，监控，存储数据，处理和管理贷款，旨在增加员工退休储蓄，贷款成本由抵扣税收减免 。 贷款可以在任何时间段内进行，可以根据个人借款人的还款能力偿还贷款，信用考虑和期限限制。

公开(公告)号：US20160052609A1

公开(公告)日：2016-02-25

申请号：US14832105

申请日：2015-08-21

Applicant: Michael Mulhern

Inventor： Michael Mulhern

IPC: B63B59/04 ,  B63B59/02 ,  B63B35/00

CPC classification number: B63B59/045

Abstract: A system and method for housing a boat. The system has an outer or host hull having a bow, a stern and an interior adapted to accommodate a hull of a boat. At the stern of the host hull is a door that can be opened or closed. In a closed position the interior of the host hull becomes water tight. A plurality of bumpers are attached to the host hull. A pump is in host hull to pump water out of the host hull when the door is closed. A portion of the outer hull adjacent the stern may be deeper than a portion of the outer hull adjacent the bow.

Abstract translation: 一种用于容纳船的系统和方法。 该系统具有外部或主体船体，其具有弓，船尾和适于容纳船体的内部。 在船尾的船尾是可以打开或关闭的门。 在封闭位置，主体船体的内部变得水密。 多个保险杠附接到主体船体。 当门关闭时，泵在主机船体中将水从主体船体中抽出。 与船尾相邻的外壳的一部分可以比邻近船首的外壳的一部分更深。

公开(公告)号：US20120096777A1

公开(公告)日：2012-04-26

申请号：US13107118

申请日：2011-05-13

Applicant: Karl BACKUS ,  George Bradley ,  Tim Eliassen ,  Timothy W. Gudgel ,  Scott David Hazard ,  Holger Krueger ,  Marcin Marchewka ,  Michael Mulhern ,  Patrick O'Brien ,  James O'Callaghan ,  Yutang Zhang

Inventor： Karl BACKUS ,  George Bradley ,  Tim Eliassen ,  Timothy W. Gudgel ,  Scott David Hazard ,  Holger Krueger ,  Marcin Marchewka ,  Michael Mulhern ,  Patrick O'Brien ,  James O'Callaghan ,  Yutang Zhang

IPC: E04B7/10 ,  E04B1/32 ,  E04C3/02 ,  E04C3/38 ,  E04H14/00

CPC classification number: E04B2/885 ,  E04B7/08 ,  E04C3/11 ,  E04C3/40 ,  E04C2003/0491 ,  E04D3/08 ,  E04D2003/0868 ,  E06B1/38

Abstract: The present invention relates to support structures including truss assemblies and purlins, the truss assemblies including struts, wherein utilities such as pipes and cables can be contained within the purlins, and can pass through openings in the struts, to thereby be retained by the support structures so as to be hidden from view.

Abstract translation: 本发明涉及包括桁架组件和桁条的支撑结构，桁架组件包括支柱，其中诸如管道和电缆的实用程序可以包含在pur条内，并且可以穿过支柱中的开口，从而被支撑结构保持 以免被隐藏。