公开(公告)号：US20110313898A1

公开(公告)日：2011-12-22

申请号：US12819774

申请日：2010-06-21

Applicant: Nitesh Singhal ,  Parijat Sinha ,  Nitin Agarwal ,  Muthukumar Murugesan

Inventor： Nitesh Singhal ,  Parijat Sinha ,  Nitin Agarwal ,  Muthukumar Murugesan

IPC: G06Q20/00 ,  G06F21/20 ,  G06Q40/00 ,  G06Q10/00 ,  G06Q30/00

CPC classification number: G06Q20/409 ,  G06F21/34 ,  G06Q20/12 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q30/0609 ,  G06Q30/0635 ,  G06Q40/12 ,  H04L63/083

Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.

Abstract translation: 根据一个或多个实施例的用于促进网络上的电子商务的系统和方法包括通过网络经由发行者设备经由用户设备和支付媒体的发行者与用户通信，所述支付媒体被发送给用户 由发行者通过网络接收用户指令以将支付媒体链接到与用户相关的用户帐户，通过网络提示用户输入仅由发行者和用户知道的安全密码，从安全密码接收安全密码 用户通过安全协议验证支付媒体是否由用户拥有，返回与用户有关的支付媒体验证的响应，以及存储支付媒体验证信息。