Optical waveform generation and use based on print characteristics for MICR data of paper documents
    1.
    发明授权
    Optical waveform generation and use based on print characteristics for MICR data of paper documents 有权
    基于纸张文档的MICR数据的打印特性的光学波形生成和使用

    公开(公告)号:US08903155B2

    公开(公告)日:2014-12-02

    申请号:US13710641

    申请日:2012-12-11

    申请人: RDM Corporation

    摘要: A method and system for determining an optical waveform based on a plurality of print features of a selected marking of a document. The method and system comprise obtaining optical image data representing the print features of the selected marking. The optical image data is corrected for at least one of print contrast or reflectance of the print features in the optical image data using respective print contrast thresholds or reflectance thresholds to produce a converted pixel map of the selected marking, the pixel map containing an ordered sequence of values. Also included is a generation module to transform the print features represented in the converted pixel map to a plurality of corresponding waveform features to produce the optical waveform of the selected marking, the corresponding waveform features including a plurality of spaced apart peaks representing respective optical signal levels of the print features.

    摘要翻译: 一种用于基于文档的选定标记的多个打印特征来确定光学波形的方法和系统。 该方法和系统包括获得表示所选标记的打印特征的光学图像数据。 使用各自的打印对比度阈值或反射率阈值对光学图像数据中的打印对象或打印特征的反射率中的至少一个进行光学图像数据的校正,以产生所选标记的转换像素图,该像素图包含有序序列 的价值观。 还包括一个生成模块,用于将转换的像素图中表示的打印特征变换为多个对应的波形特征以产生所选择的标记的光学波形,相应的波形特征包括表示各个光信号电平的多个间隔开的峰值 的打印功能。

    SYSTEM AND METHOD FOR PROVIDING A DISTRIBUTED DECISIONING ENVIRONMENT FOR PROCESSING OF FINANCIAL TRANSACTIONS
    3.
    发明申请
    SYSTEM AND METHOD FOR PROVIDING A DISTRIBUTED DECISIONING ENVIRONMENT FOR PROCESSING OF FINANCIAL TRANSACTIONS 审中-公开
    提供财务交易处理决策环境的制度和方法

    公开(公告)号:US20140195439A1

    公开(公告)日:2014-07-10

    申请号:US14090381

    申请日:2013-11-26

    申请人: RDM Corporation

    发明人: Graham Heit

    IPC分类号: G06Q20/04

    摘要: A system and method for providing one or more client systems for communicating with a host system over a network. The client systems use a scanner to convert a paper form of a check, coupon, or other paper document to a digital representation and then the client systems send the digital representation over a network to the host system for storage. The host system archives the digital representation and determines the appropriate processing stream for a transaction related to the paper document (e.g. coupon, check), via a decisioning engine, based on a set of predefined stream selection rules. The host system then communicates the transaction to a back end transaction destination, according to the selected processing stream. Examples of the transaction destination can include ACH, Reproduce Paper, and Remittance.

    摘要翻译: 一种用于提供用于通过网络与主机系统通信的一个或多个客户端系统的系统和方法。 客户端系统使用扫描仪将支票,优惠券或其他纸张文档的纸张形式转换为数字表示,然后客户端系统通过网络将数字表示发送到主机系统进行存储。 主机系统归档数字表示,并且基于一组预定义的流选择规则,通过决策引擎确定与纸质文档有关的交易的适当处理流(例如优惠券,支票)。 然后,主机系统根据所选择的处理流将事务传送到后端事务目的地。 交易目的地的例子可以包括ACH,复制纸和汇款。

    METHOD AND SYSTEM FOR THIN CLIENT BASED IMAGE AND TRANSACTION MANAGEMENT
    4.
    发明申请
    METHOD AND SYSTEM FOR THIN CLIENT BASED IMAGE AND TRANSACTION MANAGEMENT 审中-公开
    基于客户的图像和交易管理方法与系统

    公开(公告)号:US20140195438A1

    公开(公告)日:2014-07-10

    申请号:US14023905

    申请日:2013-09-11

    申请人: RDM Corporation

    IPC分类号: G06Q20/04

    摘要: Provided is a system for coordinating collection and processing of digital data by a plurality of deposit modules with respect to a plurality of users over a communications network, the digital data based on a plurality of original paper deposits and including at least digital images of the original paper deposits and respective deposit information, the system comprising: a communications module that provides a list of one or more deposit functions assigned to each respective user, each of the deposit functions coordinated by a corresponding module of the plurality of deposit modules, and that provides a list of the respective digital data that is associated with each of the assigned deposit modules; the plurality of deposit modules that facilitates a distribution of the deposit functions for the collection and processing of the digital data with one or more users of the plurality of users.

    摘要翻译: 提供了一种用于通过通信网络协调由多个存储模块相对于多个用户收集和处理数字数据的系统,所述数字数据基于多个原始纸张存储并且至少包括原始数据的数字图像 纸张存放和相应的存款信息,该系统包括:通信模块,其提供分配给每个相应用户的一个或多个存款功能的列表,每个存款功能由多个存款模块的相应模块协调,并且提供 与每个分配的存款模块相关联的相应数字数据的列表; 所述多个存放模块有利于用于与多个用户的一个或多个用户收集和处理数字数据的存储功能的分配。

    MOBILE DEPOSIT SYSTEM FOR DIGITAL IMAGE AND TRANSACTION MANAGEMENT
    5.
    发明申请
    MOBILE DEPOSIT SYSTEM FOR DIGITAL IMAGE AND TRANSACTION MANAGEMENT 审中-公开
    用于数字图像和交易管理的移动存款系统

    公开(公告)号:US20150142645A1

    公开(公告)日:2015-05-21

    申请号:US14517111

    申请日:2014-10-17

    申请人: RDM Corporation

    IPC分类号: G06Q40/02 G06Q20/04 H04N1/00

    摘要: A central system for receiving captured transaction data from a plurality of remote capture devices over a network, the remote capture devices including a mobile device type and a fixed location device type, the system comprising: a receipt module to receive the captured transaction data; a processing module to process the received captured transaction data; and a storage module to store the processed transaction data such that characteristic data of the mobile device type is associated with the stored transaction data for said processed transaction data originating from a remote capture device of the mobile device type.

    摘要翻译: 一种用于通过网络从多个远程捕获设备接收捕获的交易数据的中央系统,所述远程捕获设备包括移动设备类型和固定位置设备类型,所述系统包括:收据模块,用于接收所捕获的交易数据; 处理模块,用于处理所接收的所捕获的交易数据; 以及存储模块,用于存储所处理的交易数据,使得所述移动设备类型的特征数据与来自所述移动设备类型的远程捕获设备的所述经处理的交易数据的所存储的交易数据相关联。

    OPTICAL WAVEFORM GENERATION AND USE BASED ON PRINT CHARACTERISTICS FOR MICR DATA OF PAPER DOCUMENTS
    6.
    发明申请
    OPTICAL WAVEFORM GENERATION AND USE BASED ON PRINT CHARACTERISTICS FOR MICR DATA OF PAPER DOCUMENTS 有权
    基于纸张文档的MICR数据的打印特性的光波形成和使用

    公开(公告)号:US20130182937A1

    公开(公告)日:2013-07-18

    申请号:US13710641

    申请日:2012-12-11

    申请人: RDM CORPORATION

    IPC分类号: G06K7/00

    摘要: A method and system for determining an optical waveform based on a plurality of print features of a selected marking of a document. The method and system comprise obtaining optical image data representing the print features of the selected marking. The optical image data is corrected for at least one of print contrast or reflectance of the print features in the optical image data using respective print contrast thresholds or reflectance thresholds to produce a converted pixel map of the selected marking, the pixel map containing an ordered sequence of values. Also included is a generation module to transform the print features represented in the converted pixel map to a plurality of corresponding waveform features to produce the optical waveform of the selected marking, the corresponding waveform features including a plurality of spaced apart peaks representing respective optical signal levels of the print features.

    摘要翻译: 一种用于基于文档的选定标记的多个打印特征来确定光学波形的方法和系统。 该方法和系统包括获得表示所选标记的打印特征的光学图像数据。 使用各自的打印对比度阈值或反射率阈值对光学图像数据中的打印对象或打印特征的反射率中的至少一个进行光学图像数据的校正,以产生所选标记的转换像素图,该像素图包含有序序列 的价值观。 还包括一个生成模块,用于将转换的像素图中表示的打印特征变换为多个对应的波形特征以产生所选择的标记的光学波形,相应的波形特征包括表示各个光信号电平的多个间隔开的峰值 的打印功能。

    METHOD AND SYSTEM FOR THIN CLIENT BASED IMAGE AND TRANSACTION MANAGEMENT
    9.
    发明申请
    METHOD AND SYSTEM FOR THIN CLIENT BASED IMAGE AND TRANSACTION MANAGEMENT 审中-公开
    基于客户的图像和交易管理方法与系统

    公开(公告)号:US20160379193A1

    公开(公告)日:2016-12-29

    申请号:US15167190

    申请日:2016-05-27

    申请人: RDM Corporation

    摘要: Provided is a system for coordinating collection and processing of digital data by a plurality of deposit modules with respect to a plurality of users over a communications network, the digital data based on a plurality of original paper deposits and including at least digital images of the original paper deposits and respective deposit information, the system comprising: a communications module that provides a list of one or more deposit functions assigned to each respective user, each of the deposit functions coordinated by a corresponding module of the plurality of deposit modules, and that provides a list of the respective digital data that is associated with each of the assigned deposit modules; the plurality of deposit modules that facilitates a distribution of the deposit functions for the collection and processing of the digital data with one or more users of the plurality of users, the deposit modules including a first module that monitors receipt of the digital images and respective deposit information of the digital data, the first module associated with a scanner function of the list of deposit functions, and including a second module for implementing on the digital data a second deposit function of the plurality of the deposit functions; and a workflow module that monitors a flow of the digital data between the first deposit module and the second deposit module based on a completion status of the digital data with respect to the first module.

    摘要翻译: 提供了一种用于通过通信网络协调由多个存储模块相对于多个用户收集和处理数字数据的系统,所述数字数据基于多个原始纸张存储并且至少包括原始数据的数字图像 纸张存放和相应的存款信息,该系统包括:通信模块,其提供分配给每个相应用户的一个或多个存款功能的列表,每个存款功能由多个存款模块的相应模块协调,并且提供 与每个分配的存款模块相关联的相应数字数据的列表; 所述多个存放模块有助于分配用于与所述多个用户的一个或多个用户收集和处理所述数字数据的所述存储功能,所述存储模块包括监视所述数字图像的接收的第一模块和相应的存储 数字数据的信息,与存储功能列表的扫描仪功能相关联的第一模块,以及包括用于在数字数据上实现多个存储功能的第二存储功能的第二模块; 以及工作流模块,其基于所述数字数据相对于所述第一模块的完成状态来监视所述第一存储模块和所述第二存储模块之间的数字数据的流。

    MOBILE DEPOSIT SYSTEM FOR DIGITIAL IMAGE AND TRANSACTION MANAGEMENT
    10.
    发明申请
    MOBILE DEPOSIT SYSTEM FOR DIGITIAL IMAGE AND TRANSACTION MANAGEMENT 审中-公开
    用于数字图像和交易管理的移动存款系统

    公开(公告)号:US20160350727A1

    公开(公告)日:2016-12-01

    申请号:US15233457

    申请日:2016-08-10

    申请人: RDM Corporation

    IPC分类号: G06Q20/04 H04N7/18 G06Q20/40

    摘要: A central system for receiving captured transaction data from a plurality of remote capture devices over a network, the remote capture devices including a mobile device type and a fixed location device type, the system comprising: a receipt module to receive the captured transaction data; a processing module to process the received captured transaction data; and a storage module to store the processed transaction data such that characteristic data of the mobile device type is associated with the stored transaction data for said processed transaction data originating from a remote capture device of the mobile device type.

    摘要翻译: 一种用于通过网络从多个远程捕获设备接收捕获的交易数据的中央系统,所述远程捕获设备包括移动设备类型和固定位置设备类型,所述系统包括:收据模块,用于接收所捕获的交易数据; 处理模块,用于处理所接收的所捕获的交易数据; 以及存储模块,用于存储所处理的交易数据,使得所述移动设备类型的特征数据与来自所述移动设备类型的远程捕获设备的所述经处理的交易数据的所存储的交易数据相关联。