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    Systems and Methods for Pre-Authorized Money Transfer Transactions
    1.
    发明申请
    Systems and Methods for Pre-Authorized Money Transfer Transactions 有权
    预授权转账交易的系统和方法

    公开(公告)号：US20130066778A1

    公开(公告)日：2013-03-14

    申请号：US13228276

    申请日：2011-09-08

    申请人： Matthew Davis ,  Kunle Olamuyiwa ,  Sabrina Chan ,  Tara Bertram

    发明人： Matthew Davis ,  Kunle Olamuyiwa ,  Sabrina Chan ,  Tara Bertram

    IPC分类号： G06Q20/40

    CPC分类号： G06Q20/40 ,  G06Q20/04 ,  G06Q40/00 ,  G06Q40/02

    摘要： Methods and systems which allow one or more money transfer transactions to be implemented in a manner which provides additional certainty to a receiving party are provided. In one embodiment, a money transfer service authorizes a sender to transfer up to a certain amount of money. With this authorization, a money transfer transaction regiment is established, while the money transfer service maintains an accounting of the balance to insure that the balance remains below the pre-determined authorized amount. In another embodiment, a money transfer services utilizes reliability criteria to authorize a sender to transfer money with the money and service charge being collected after the transfer is completed.

    摘要翻译： 提供允许一个或多个汇款交易以向接收方提供额外确定性的方式来实施的方法和系统。 在一个实施例中，汇款服务授权发送者转移到一定数量的金额。 通过此授权，建立了汇款交易团，而汇款服务维持余额的会计处理，以确保余额低于预先确定的授权金额。 在另一个实施例中，货币转移服务利用可靠性标准来授权发送者在传输完成之后利用正在收集的金钱和服务费来转账。

    SYSTEM AND METHOD FOR RECEIVER STAGED MONEY TRANSFER TRANSACTIONS
    2.
    发明申请
    SYSTEM AND METHOD FOR RECEIVER STAGED MONEY TRANSFER TRANSACTIONS 审中-公开
    收货人分期货币转移交易系统和方法

    公开(公告)号：US20120303524A1

    公开(公告)日：2012-11-29

    申请号：US13113765

    申请日：2011-05-23

    申请人： Tara Bertram ,  Kunle Olamuyiwa ,  Sabrina Chan ,  Douglas Dalton ,  Richard Meszaros

    发明人： Tara Bertram ,  Kunle Olamuyiwa ,  Sabrina Chan ,  Douglas Dalton ,  Richard Meszaros

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/00

    摘要： A computer system is operated for a receiver-staged money transfer transaction. A staged transaction is received from a receiver and includes one or more items requested by the receiver. Information about one or more senders identified to receive the staged transaction is then received, and the staged transaction is sent to the one or more senders. Approval notifications are received from the one or more senders indicating the one or more items in the staged transaction that the one or more senders agree to fulfill. The requested items fulfilled by the one or more senders are then released to the receiver

    摘要翻译： 操作计算机系统用于接收者分期的汇款交易。 从接收器接收分阶段交易，并且包括由接收者请求的一个或多个项目。 然后接收关于识别为接收分阶段交易的一个或多个发送者的信息，并且分段交易被发送到一个或多个发送者。 从一个或多个发送者接收到批准通知，指示一个或多个发送者同意履行的分段交易中的一个或多个项目。 由一个或多个发送者执行的所请求的项目然后被释放给接收者

    Systems and methods for pre-authorized money transfer transactions
    4.
    发明授权
    Systems and methods for pre-authorized money transfer transactions 有权
    预授权转账交易的系统和方法

    公开(公告)号：US08775311B2

    公开(公告)日：2014-07-08

    申请号：US13228276

    申请日：2011-09-08

    申请人： Matthew Davis ,  Kunle Olamuyiwa ,  Sabrina Chan ,  Tara Bertram

    发明人： Matthew Davis ,  Kunle Olamuyiwa ,  Sabrina Chan ,  Tara Bertram

    IPC分类号： G06Q40/00 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q20/04

    CPC分类号： G06Q20/40 ,  G06Q20/04 ,  G06Q40/00 ,  G06Q40/02

    摘要： Methods and systems which allow one or more money transfer transactions to be implemented in a manner which provides additional certainty to a receiving party are provided. In one embodiment, a money transfer service authorizes a sender to transfer up to a certain amount of money. With this authorization, a money transfer transaction regiment is established, while the money transfer service maintains an accounting of the balance to insure that the balance remains below the pre-determined authorized amount. In another embodiment, a money transfer services utilizes reliability criteria to authorize a sender to transfer money with the money and service charge being collected after the transfer is completed.

    摘要翻译： 提供允许一个或多个汇款交易以向接收方提供额外确定性的方式来实施的方法和系统。 在一个实施例中，汇款服务授权发送者转移到一定数量的金额。 通过此授权，建立了汇款交易团，而汇款服务维持余额的会计处理，以确保余额低于预先确定的授权金额。 在另一个实施例中，货币转移服务利用可靠性标准来授权发送者在传输完成之后利用正在收集的金钱和服务费来转账。