公开(公告)号：US20100153249A1

公开(公告)日：2010-06-17

申请号：US12600525

申请日：2009-06-24

申请人： Leiming Yuan ,  Wenjin Liang ,  Lei Ma

发明人： Leiming Yuan ,  Wenjin Liang ,  Lei Ma

IPC分类号： G06Q20/00 ,  G06Q10/00 ,  G06Q50/00 ,  G06Q40/00 ,  H04M1/66 ,  H04L12/58 ,  H04W4/12

CPC分类号： H04L12/14 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/325 ,  G06Q20/3255 ,  G06Q20/40 ,  G06Q30/04 ,  G06Q40/12 ,  H04L12/1467 ,  H04M15/00 ,  H04M15/09 ,  H04M15/68 ,  H04M17/00 ,  H04M17/02 ,  H04M17/20 ,  H04M17/204 ,  H04M2017/24 ,  H04M2215/0196 ,  H04M2215/66 ,  H04W4/24

摘要： Disclosed are a method and a system for making a payment to a third party using a communication client such as a mobile phone. The payment is made through an intermediary platform adapted for establishing communication between the communication client and the third-party subsystem. The intermediary platform receives a call-in request from the communication client, determines whether the communication client has a mobile telephone number, and further determines whether the mobile telephone number has a payment account bound therewith. If affirmative, the intermediary platform accepts a payment request from the communication client, and makes a deduction from the payment account in order to complete the payment. The intermediary platform may also be used to make a payment to the third-party through a network client such as a PC.

摘要翻译： 公开了使用诸如移动电话的通信客户端向第三方付款的方法和系统。 支付是通过适于在通信客户​​端和第三方子系统之间建立通信的中间平台进行的。 中间平台从通信客户端接收呼入请求，确定通信客户端是否具有移动电话号码，并进一步确定移动电话号码是否具有绑定的支付账户。 如果肯定，中介平台接受来自通信客户的付款请求，并从付款帐户扣除以完成付款。 中介平台还可以用于通过诸如PC的网络客户端向第三方付款。