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公开(公告)号：US08463705B2
公开(公告)日：2013-06-11
申请号：US12714540
申请日：2010-02-28
IPC分类号： G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/40 , G06Q40/02 , H04L9/3231 , H04L2209/56
摘要： Embodiments of the invention broadly contemplate systems, methods, apparatuses and program products that leverage the mobile web, especially the spoken (telecom) web, to handle transactions. According to embodiments of the invention, in essence, a mobile device such as a phone is used as a terminal, remote authentication is employed, and a challenge response using a per transaction audio based code is used as a confirmation. Embodiments of the invention also provide further protection against repudiation, and greater trust in the transaction, by employing witnesses.
摘要翻译： 本发明的实施例广泛地考虑利用移动网络，特别是口语（电信）网络来处理事务的系统，方法，装置和程序产品。 根据本发明的实施例，本质上，使用诸如电话的移动设备作为终端，采用远程认证，并且使用基于每个事务音频的代码的挑战响应作为确认。 通过使用证人，本发明的实施例还提供进一步的保护以防止抵制和更多的对交易的信任。
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公开(公告)号：US20110213706A1
公开(公告)日：2011-09-01
申请号：US12714540
申请日：2010-02-28
CPC分类号： G06Q20/10 , G06Q20/40 , G06Q40/02 , H04L9/3231 , H04L2209/56
摘要： Embodiments of the invention broadly contemplate systems, methods, apparatuses and program products that leverage the mobile web, especially the spoken (telecom) web, to handle transactions. According to embodiments of the invention, in essence, a mobile device such as a phone is used as a terminal, remote authentication is employed, and a challenge response using a per transaction audio based code is used as a confirmation. Embodiments of the invention also provide further protection against repudiation, and greater trust in the transaction, by employing witnesses.
摘要翻译： 本发明的实施例广泛地考虑利用移动网络，特别是口语（电信）网络来处理事务的系统，方法，装置和程序产品。 根据本发明的实施例，本质上，使用诸如电话的移动设备作为终端，采用远程认证，并且使用基于每个事务音频的代码的挑战响应作为确认。 通过使用证人，本发明的实施例还提供进一步的保护以防止抵制和更多的对交易的信任。
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