公开(公告)号：US11221744B2

公开(公告)日：2022-01-11

申请号：US15884195

申请日：2018-01-30

申请人： Apple Inc.

发明人： Marcel Van Os ,  Peter D. Anton ,  Lee S. Broughton ,  Teofila Connor ,  Allison Dryer ,  Richard Heard ,  Nicholas V. King ,  Cas G. Lemmens ,  Joshua G. Olson ,  Christopher Wilson

IPC分类号： G06F3/0484 ,  H04L12/24 ,  H04L29/08 ,  G06F3/01 ,  G06F3/0488 ,  G06T13/80 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q20/38 ,  G06F3/0481 ,  H04L29/06 ,  G06Q20/20 ,  G06Q20/22 ,  G06F3/0486

摘要： The present disclosure generally relates to user interfaces for managing peer-to-peer transfers. In some examples, a device provides user interfaces for initiating and managing transfers. In some examples, a device provides user interfaces corresponding to completed transfers. In some examples, a device provides user interfaces for providing visually distinguishable message object appearances based on message designation. In some examples, a device provides user interfaces for activating accounts for accepting and sending transfers. In some examples, a device provides user interfaces for exchanging accounts for use in a transfer. In some examples, a device provides user interfaces for splitting transfers between two or more accounts. In some examples, a device provides user interfaces for generating and displaying a transfers history list. In some examples, a device provides user interfaces for voice-activation of transfers. In some examples, a device provides visual or haptic feedback corresponding to a transfer operation.

公开(公告)号：US20210042733A1

公开(公告)日：2021-02-11

申请号：US16944885

申请日：2020-07-31

申请人： Apple Inc.

发明人： Akila Suresh ,  Jarad M. Fisher ,  David Harbige ,  Richard Heard ,  Ashish Nagre

IPC分类号： G06Q20/34 ,  G06Q20/32 ,  G06Q40/02 ,  G06Q30/00 ,  G06Q20/10 ,  G06K7/10

摘要： The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.

公开(公告)号：US11868461B2

公开(公告)日：2024-01-09

申请号：US17395251

申请日：2021-08-05

申请人： Apple Inc.

发明人： Mischa McLachlan ,  Steven Eastcott ,  Brian Jett ,  Katie McIndoe ,  Thomas John Miller ,  Ashish Chandrakant Nagre ,  Rachel Reddy ,  Marcel Van Os ,  Vinay Venkatesh ,  Haya Iris Villanueva Gaviola ,  Nicole Marie Weaver ,  Jennifer Bailey ,  Corey Fugman ,  Richard Heard ,  Akila Suresh

IPC分类号： G06F21/44 ,  G06Q20/22 ,  G06F9/451 ,  G06F3/0482

CPC分类号： G06F21/44 ,  G06F9/451 ,  G06Q20/2295 ,  G06F3/0482

摘要： The present disclosure generally relates to displaying a user interface for sharing an account associated with a first user identity with a second user identity. The user interface includes a first sharing option and a second sharing option. One or more inputs corresponding to a request to share the account are detected. If the one or more inputs include a selection of the first sharing option, a request to invite the second user identity to become a joint owner of the account is transmitted. If the one or more inputs include a selection of the second sharing option, a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account is transmitted.

公开(公告)号：US20210042780A1

公开(公告)日：2021-02-11

申请号：US16944976

申请日：2020-07-31

申请人： Apple Inc.

发明人： Akila Suresh ,  Corey G. Fugman ,  David T. Haggerty ,  Eduardo H. Cue ,  Jarad M. Fisher ,  Ashish Nagre ,  Richard Heard

IPC分类号： G06Q30/02 ,  G06Q20/36 ,  G06Q20/24

摘要： The present technology provides a technological infrastructure that overcomes common problems associated with cash back rewards cards. The present invention integrates a credit card account with cash account through an electronic wallet application such that cash can be transferred directly into a user's cash account after each transaction which cash back is earned. In some embodiments, the user's cash account and a cash account associated with a business associated with a credit card can be provided by the same financial institution. The above infrastructure further allows for more efficient payment of a credit card balance, wherein when cash is transferred from the user's cash account to the business' cash account in association with a credit card balance, an immediate release of open to buy funds is affected.