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    SYSTEMS AND METHODS FOR SECONDARY PAYMENT VEHICLE RULES
    1.
    发明公开
    SYSTEMS AND METHODS FOR SECONDARY PAYMENT VEHICLE RULES 审中-公开

    公开(公告)号：US20240296456A1

    公开(公告)日：2024-09-05

    申请号：US15656605

    申请日：2017-07-21

    申请人： Vantiv, LLC

    发明人： Jackson Andrew UNRAU

    IPC分类号： G06Q20/40

    CPC分类号： G06Q20/405 ,  G06Q20/20 ,  G06Q20/2295

    摘要： A method for establishing secondary payment vehicle rules includes selecting a secondary payment vehicle, creating a new secondary payment vehicle rule, selecting a first rule type from among a plurality of allowed rule types including: designating merchant types at which the secondary payment vehicle may be used, designating merchant types at which the secondary payment vehicle may not be used, and specifying financial limits on a transaction; and establishing the new secondary payment vehicle rules. A method for applying secondary payment vehicle rules includes receiving a payment authorization request associated with a secondary payment vehicle from a requestor, determining whether the payment request is allowed by rules associated with the secondary payment vehicle, upon determining that the payment request is allowed by the rules, approving authorization of the request, otherwise, declining authorization of the request; and returning an authorization response to the requestor.

    System and method for third-party food and dining ordering control
    4.
    发明授权
    System and method for third-party food and dining ordering control 有权

    公开(公告)号：US11741452B2

    公开(公告)日：2023-08-29

    申请号：US17832513

    申请日：2022-06-03

    申请人： RockSpoon, Inc.

    发明人： Nagib Georges Mimassi

    IPC分类号： G06Q20/22 ,  G06Q20/40 ,  G16H20/60 ,  G06Q50/12

    CPC分类号： G06Q20/2295 ,  G06Q20/40145 ,  G06Q50/12 ,  G16H20/60

    摘要： A system and method for third-party food and dining ordering control, comprising at least one device capable of accessing the internet which may be a mobile device or personal computing device such as a laptop or desktop, a web application, and a point-of-sale system at a restaurant or retailer, wherein users of the web application may deposit funds into an account and set regulations on what they may purchase with the deposited funds, or have an administrator set up an account for them such as a parent setting up an account for a child or a doctor setting up an account for a patient, allowing the parent or doctor or other administrator to regulate what the sub-user such as the child or patient may purchase, in keeping with budget, diet, and lifestyle restrictions, and which may utilize zero-step authentication to allow for seamless use of the service at certain establishments.

    Requesting payments for selected items or services using payment tokens
    7.
    发明授权
    Requesting payments for selected items or services using payment tokens 有权

    公开(公告)号：US12073384B2

    公开(公告)日：2024-08-27

    申请号：US17959108

    申请日：2022-10-03

    申请人： PAYPAL, INC.

    发明人： Dawid Foerster ,  Claus Christian Lohmar ,  Thorsten Recker

    IPC分类号： G06Q20/36 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/22 ,  G06Q20/40

    CPC分类号： G06Q20/367 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/2295 ,  G06Q20/401

    摘要： There are provided systems and methods for requesting payment for selected items or services using payment tokens. A first user, such as a requester for a transaction, may initiate a transaction with a merchant for at least one item or service. Upon checkout for the transaction, the first user may request that a second user complete payment for the transaction, such as a parent, spouse, or relative. A payment provider may generate a token for the transaction and instruct the merchant to hold the transaction for a period of time. The token may be communicated to the second user, a payer, for the transaction. The second user may then decide to authorize or decline payment for the transaction. The token may be kept valid for a period of time and the transaction may be cancelled with the merchant if the token is not paid for within the period.

    METHOD AND APPARATUS FOR REMITTANCE SERVICE
    10.
    发明公开
    METHOD AND APPARATUS FOR REMITTANCE SERVICE 审中-公开

    公开(公告)号：US20230289755A1

    公开(公告)日：2023-09-14

    申请号：US18182407

    申请日：2023-03-13

    申请人： KAKAO CORP.

    发明人： Jee Won YOU ,  Young Min PARK ,  Min Joung CHOI ,  Se In PARK ,  Su Ok SONG

    IPC分类号： G06Q20/10 ,  G06Q20/22 ,  G06Q20/40

    CPC分类号： G06Q20/108 ,  G06Q20/2295 ,  G06Q20/4014

    摘要： A method and apparatus for a remittance service are disclosed. An operation method of a server providing a remittance service includes generating a family account including at least one of an administrator account and at least one member account in response to a request to generate the family account, receiving, from a terminal of the administrator account, a request to set a remittance condition for the at least one member account, and processing a remittance request of the at least one member account, based on the remittance condition set for the at least one member account.