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1.
公开(公告)号:US20190068590A1
公开(公告)日:2019-02-28
申请号:US16176340
申请日:2018-10-31
Applicant: BANK OF AMERICA CORPORATION
Inventor: Elizabeth S. Votaw , Michael Ogrinz , Cameron D. Wadley , Jisoo Lee , Katherine Dintenfass , Graham M. Wyllie , Victoria L. Dravneek
CPC classification number: H04L63/0861 , G02B27/017 , G02B2027/0138 , G02B2027/014 , G02B2027/0141 , G02B2027/0178 , G02B2027/0187 , G06F3/005 , G06F3/011 , G06F3/014 , G06F3/017 , G06F3/03545 , G06F21/00 , G06F21/645 , G06K9/00161 , G06K9/00442 , G06K9/00892 , G06T11/00 , G06T11/60 , H04L9/0866 , H04L9/3231
Abstract: An augmented reality user device includes a display, a physical identification verification engine, a gesture confirmation engine, and in interface. The display overlays a virtual file document onto a tangible object. The physical identification verification engine receives biometric data for a witness and confirms the witness's identity. The display displays a gesture motion from the signor. The gesture capture engine captures a gesture motion from the witness. The gesture capture engine generates a witness digital signature based on the captured gesture motion from the witness. The gesture capture engine generates a witness transfer token, the witness transfer token comprising the witness digital signature based on the captured gesture from the witness and the witness identity confirmation token. The interface communicates the witness transfer token to a server.
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2.
公开(公告)号:US20200021583A1
公开(公告)日:2020-01-16
申请号:US16579473
申请日:2019-09-23
Applicant: BANK OF AMERICA CORPORATION
Inventor: Elizabeth S. Votaw , Michael Ogrinz , Cameron D. Wadley , Jisoo Lee , Katherine Dintenfass , Graham M. Wyllie , Victoria L. Dravneek
Abstract: An augmented reality user device includes a display, a physical identification verification engine, a gesture confirmation engine, and in interface. The display overlays a virtual file document onto a tangible object. The physical identification verification engine receives biometric data for a witness and confirms the witness's identity. The display displays a gesture motion from the signor. The gesture capture engine captures a gesture motion from the witness. The gesture capture engine generates a witness digital signature based on the captured gesture motion from the witness. The gesture capture engine generates a witness transfer token, the witness transfer token comprising the witness digital signature based on the captured gesture from the witness and the witness identity confirmation token. The interface communicates the witness transfer token to a server.
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公开(公告)号:US10462131B2
公开(公告)日:2019-10-29
申请号:US16176340
申请日:2018-10-31
Applicant: BANK OF AMERICA CORPORATION
Inventor: Elizabeth S. Votaw , Michael Ogrinz , Cameron D. Wadley , Jisoo Lee , Katherine Dintenfass , Graham M. Wyllie , Victoria L. Dravneek
Abstract: An augmented reality user device includes a display, a physical identification verification engine, a gesture confirmation engine, and in interface. The display overlays a virtual file document onto a tangible object. The physical identification verification engine receives biometric data for a witness and confirms the witness's identity. The display displays a gesture motion from the signor. The gesture capture engine captures a gesture motion from the witness. The gesture capture engine generates a witness digital signature based on the captured gesture motion from the witness. The gesture capture engine generates a witness transfer token, the witness transfer token comprising the witness digital signature based on the captured gesture from the witness and the witness identity confirmation token. The interface communicates the witness transfer token to a server.
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公开(公告)号:US10212157B2
公开(公告)日:2019-02-19
申请号:US15353005
申请日:2016-11-16
Applicant: BANK OF AMERICA CORPORATION
Inventor: Heather Dolan , Manu J. Kurian , Graham M. Wyllie
Abstract: An augmented reality system that includes an augmented reality user device for a first person including a head-mounted display configured to overlay virtual objects onto tangible objects in real-time, a memory, a camera, and one or more processors. The augmented reality user device is configured to perform facial recognition on the captured image to identify a face of the second person, to identify an entry for the second person, and to initiate a peer-to-peer transfer when the entry for the second person has been identified. The augmented reality user device is further configured to authenticate the identify of the second person, to generate a transfer token for facilitating the peer-to-peer transfer, and to send the transfer token to a first institution associated with the first person to initiate the peer-to-peer transfer. A network device of the first institution is configured to receive the transfer token and facilitate the peer-to-peer transfer.
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公开(公告)号:US20190141125A1
公开(公告)日:2019-05-09
申请号:US15802613
申请日:2017-11-03
Applicant: Bank of America Corporation
Inventor: Michael Emil Ogrinz , Graham M. Wyllie , Shivanshu Govind Murarka
Abstract: The invention utilizes a plurality of robotic process automation (RPA) bots to provide cross-technology user access provisioning across multiple applications. Typically, an entity system comprises a plurality of different systems, such as mainframe systems, client applications, web applications, and the like. As such, a user typically must input an access request into several different systems or applications in order to complete a task. By utilizing RPA, the invention is able to provision user access through a single request across all of the systems to which the user must be given access to complete the task.
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公开(公告)号:US20180150903A1
公开(公告)日:2018-05-31
申请号:US15365272
申请日:2016-11-30
Applicant: BANK OF AMERICA CORPORATION
Inventor: Willard H. Waldron , Victoria L. Dravneek , Katherine Dintenfass , Graham M. Wyllie , Kenneth A. Kaye , Heather Dolan
IPC: G06Q30/06 , G06T19/00 , G06F3/0481
Abstract: An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene, a camera, and a global position system sensor. The augmented reality user device includes a processor implementing an object recognition engine, a virtual assessment engine, and a virtual overlay engine. The object recognition engine identifies a business from an image. The virtual assessment engine authenticates the user and identifies a user identifier for the user. The virtual assessment engine captures an image, performs object recognition on the image to identify the business, and generates a location identifier identifying the business. The virtual assessment engine sends a token with the user identifier and the location identifier to a remote server, receives geolocation notifications for the user from the server, and presents the geolocation notifications as virtual objects overlaid with a real scene.
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公开(公告)号:US20180150899A1
公开(公告)日:2018-05-31
申请号:US15364927
申请日:2016-11-30
Applicant: BANK OF AMERICA CORPORATION
Inventor: Willard H. Waldron , Victoria L. Dravneek , Katherine Dintenfass , Graham M. Wyllie , Kenneth A. Kaye , Heather Dolan
IPC: G06Q30/06 , H04L29/06 , G06Q40/00 , G06Q30/02 , G01S19/13 , G06F3/16 , G06F3/01 , G06K9/00 , G06T11/60
Abstract: An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene, a camera, and a global position system sensor. The augmented reality user device includes a processor implementing an object recognition engine, a virtual assessment engine, and a virtual overlay engine. The object recognition engine identifies tangible products from an image. The virtual assessment engine authenticates the user, identifies a user identifier for the user, and identifies a vendor based on the geographic location of the user. The virtual assessment engine captures an image and performs object recognition on the image to identify products in a cart. The virtual assessment engine sends a token to a remote server, receives available offers for the user from the server, and presents the available offers as virtual objects overlaid with the products in the cart.
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8.
公开(公告)号:US20180139204A1
公开(公告)日:2018-05-17
申请号:US15353370
申请日:2016-11-16
Applicant: Bank of America Corporation
Inventor: Elizabeth S. Votaw , Michael Ogrinz , Cameron D. Wadley , Jisoo Lee , Katherine Dintenfass , Graham M. Wyllie , Victoria L. Dravneek
CPC classification number: H04L63/0861 , G02B27/0172 , G02B2027/014 , G02B2027/0141 , G02B2027/0178 , G06F3/011 , G06F3/014 , G06F3/017 , G06F3/03545 , G06F21/00 , G06K9/00161 , G06K9/00442 , G06T11/60
Abstract: An augmented reality user device includes a display, a physical identification verification engine, a gesture confirmation engine, and in interface. The display overlays a virtual file document onto a tangible object. The physical identification verification engine receives biometric data for a witness and confirms the witness's identity. The display displays a gesture motion from the signor. The gesture capture engine captures a gesture motion from the witness. The gesture capture engine generates a witness digital signature based on the captured gesture motion from the witness. The gesture capture engine generates a witness transfer token, the witness transfer token comprising the witness digital signature based on the captured gesture from the witness and the witness identity confirmation token. The interface communicates the witness transfer token to a server.
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公开(公告)号:US10685386B2
公开(公告)日:2020-06-16
申请号:US15364927
申请日:2016-11-30
Applicant: BANK OF AMERICA CORPORATION
Inventor: Willard H. Waldron , Victoria L. Dravneek , Katherine Dintenfass , Graham M. Wyllie , Kenneth A. Kaye , Heather Dolan
IPC: G06Q30/00 , G06Q30/06 , H04L29/06 , G06Q40/00 , G06Q30/02 , G01S19/13 , G06F3/16 , G06F3/01 , G06K9/00
Abstract: An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene, a camera, and a global position system sensor. The augmented reality user device includes a processor implementing an object recognition engine, a virtual assessment engine, and a virtual overlay engine. The object recognition engine identifies tangible products from an image. The virtual assessment engine authenticates the user, identifies a user identifier for the user, and identifies a vendor based on the geographic location of the user. The virtual assessment engine captures an image and performs object recognition on the image to identify products in a cart. The virtual assessment engine sends a token to a remote server, receives available offers for the user from the server, and presents the available offers as virtual objects overlaid with the products in the cart.
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公开(公告)号:US20190228450A1
公开(公告)日:2019-07-25
申请号:US16374851
申请日:2019-04-04
Applicant: BANK OF AMERICA CORPORATION
Inventor: Willard H. Waldron , Victoria L. Dravneek , Katherine Dintenfass , Graham M. Wyllie , Kenneth A. Kaye , Heather Dolan
CPC classification number: G06Q30/0623 , G06Q30/0631 , G06Q40/02 , G06T19/006 , H04L63/08 , H04L67/18 , H04L67/306
Abstract: An augmented reality system that includes an augmented reality user device. The augmented reality user device includes a display for overlaying virtual objects onto objects in a real scene and a camera. The augmented reality user device includes a processor implementing a virtual assessment engine and a virtual overlay engine. The virtual assessment engine authenticates the user and identifies a user identifier for the user. The virtual assessment engine captures an image and performs object recognition on the image to identify products in a cart. The virtual assessment engine sends a token to a remote server, receives new account offers for the user from the server, and presents the offers as virtual objects overlaid with the products in the cart.
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