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    SYSTEM AND METHOD FOR FACILITATING TRANSFER OF RESOURCE CREDENTIALS ASSOCIATED WITH RESOURCE DISTRIBUTION
    2.
    发明公开
    SYSTEM AND METHOD FOR FACILITATING TRANSFER OF RESOURCE CREDENTIALS ASSOCIATED WITH RESOURCE DISTRIBUTION 审中-公开

    公开(公告)号：US20230177478A1

    公开(公告)日：2023-06-08

    申请号：US17545640

    申请日：2021-12-08

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Heather Roseann Dolan

    IPC: G06Q20/10 ,  G06Q20/08 ,  G06Q20/32 ,  G06Q20/24

    CPC classification number: G06Q20/108 ,  G06Q20/0855 ,  G06Q20/3274 ,  G06Q20/24

    Abstract: Embodiments of the present invention provide a system for facilitating transfer of resource credentials associated with resource distribution. The system is configured for determining that a user is initiating resource distribution at a third party entity location, via a third party entity device, dynamically generating a scannable code via an entity application installed on a user device of the user, wherein the scannable code is scannable at the third party entity device, determining that the scannable code was scanned at the third party entity device, transmitting a prompt to the user device to provide resource distribution information associated with the resource distribution, receiving information from the third party entity system, and completing set-up associated with the resource distribution between the entity system and the third party entity system based on the information received from the third party entity system, information in the scannable code, and the resource distribution information.

    RESOURCE TRANSFER MONITORING AND AUTHORIZATION
    5.
    发明公开
    RESOURCE TRANSFER MONITORING AND AUTHORIZATION 审中-公开

    公开(公告)号：US20230153719A1

    公开(公告)日：2023-05-18

    申请号：US17527812

    申请日：2021-11-16

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Jeetendra Hukmichand Jain ,  Heather Roseann Dolan

    IPC: G06Q10/06 ,  G06Q20/38 ,  G06F16/903

    CPC classification number: G06Q10/06315 ,  G06F16/90335 ,  G06Q20/386

    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an approach for resource transfer monitoring and authorization. The system is configured to receive resource transfer stop criteria and store the resource transfer stop criteria. The system is configured to execute a query of a record keeping repository and identify one or more resource transfers in the record keeping repository which violate the resource transfer stop criteria. The system then flags the resource transfers which violate the resource transfer stop criteria. Thereafter, the system issues a resource credit and transmits a notification to the user.

    System for generation and maintenance of nested hierarchical resource modules
    7.
    发明授权
    System for generation and maintenance of nested hierarchical resource modules 有权

    公开(公告)号：US11055145B2

    公开(公告)日：2021-07-06

    申请号：US16444014

    申请日：2019-06-18

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Kerry Michelle Cantley ,  Katherine Dintenfass ,  Heather Roseann Dolan

    IPC: G06F9/50 ,  G06F12/08

    Abstract: Embodiments of the present invention provide a system for generation and maintenance of nested hierarchical resource modules. The system is configured for identifying one or more indicators associated with one or more resource pools of a user, generating one or more resource modules in the one or more resource pools of the user based on identifying the one or more indicators, automatically transferring resources to each of the one or more resource modules, identifying initiation of a resource interaction by the user, wherein the resource interaction is between the user and a third party entity, determining a type of the resource interaction and identify at least one resource module that is associated with the determined type, and transferring the resources from the at least one of the one or more resource modules to the third party entity.

    SYSTEM FOR PROCESSING ELECTRONIC RESOURCE REQUESTS USING A REAL TIME EXCHANGE NETWORK
    8.
    发明申请
    SYSTEM FOR PROCESSING ELECTRONIC RESOURCE REQUESTS USING A REAL TIME EXCHANGE NETWORK 有权

    公开(公告)号：US20210004773A1

    公开(公告)日：2021-01-07

    申请号：US16503924

    申请日：2019-07-05

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Heather Roseann Dolan ,  Kimberly D. Dewberry

    IPC: G06Q20/04 ,  G06Q20/02

    Abstract: Real-time interaction processing is provided by establishing an operable communication linkage between entities and/or organizations, including a real-time time resource exchange organization. The real-time interaction processing may include the use of an electronic request instrument that includes interaction information. The real-time interaction processing may include capturing the interaction information from the electronic request instrument (e.g., using one or more identifiers, such as codes, or the like) and automatically populating a resource exchange message with the interaction information in order to complete the real-time interaction processing. The electronic request instrument may be operatively coupled to the resource exchange message and processed along with the resource exchange.

    SYSTEM AND METHOD FOR DYNAMICALLY PROVIDING TAILORED USER SPECIFIC REAL-TIME RESOURCE VALUES
    9.
    发明公开
    SYSTEM AND METHOD FOR DYNAMICALLY PROVIDING TAILORED USER SPECIFIC REAL-TIME RESOURCE VALUES 审中-公开

    公开(公告)号：US20230409394A1

    公开(公告)日：2023-12-21

    申请号：US17843528

    申请日：2022-06-17

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Heather Roseann Dolan ,  Phanta Danielle Wynn

    IPC: G06F9/50

    CPC classification number: G06F9/5011 ,  G06F9/5072

    Abstract: Embodiments of the present invention provide a system for dynamically providing tailored user specific real-time resource values. The system is configured for determining that a user is at a third party location, in response to determining that the user is at the third party location, continuously monitoring real-time activity of the user, determining that the real-time activity meets one or more triggers, and generating, via an artificial intelligence engine, real-time resource values for one or more resources associated with the real-time activity of the user and the one or more triggers.

    SYSTEMS AND METHODS FOR ELECTRONICALLY AUGMENTING RESOURCE DISTRIBUTION COMMANDS AND FACILITATING TRANSFER OF RESOURCES
    10.
    发明公开
    SYSTEMS AND METHODS FOR ELECTRONICALLY AUGMENTING RESOURCE DISTRIBUTION COMMANDS AND FACILITATING TRANSFER OF RESOURCES 审中-公开

    公开(公告)号：US20230259397A1

    公开(公告)日：2023-08-17

    申请号：US17672795

    申请日：2022-02-16

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Heather Roseann Dolan ,  Kathleen Hanko Trombley

    IPC: G06F9/50

    CPC classification number: G06F9/5027

    Abstract: Systems, computer program products, and methods are described herein for electronically augmenting resource distribution commands and facilitating transfer of resources. The present invention may be configured to display, via a user device and to a user, a graphical user interface including input fields for providing commands to perform a resource distribution and receive, from the user and via the graphical user interface displayed via the user device, a single user input at the graphical user interface. The present invention may be configured to, in response to receiving the single user input, automatically identify, based on historical resource distribution data associated with the user, inputs corresponding to each of the input fields and display, via the graphical user interface displayed via the user device and in each input field of the input fields, an input, of the inputs, corresponding to the input field to complete the commands.

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