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    Data transfer between computing device and user device at different locations and over session or connection to display one or more routing networks to use
    3.
    发明授权
    Data transfer between computing device and user device at different locations and over session or connection to display one or more routing networks to use 有权

    公开(公告)号：US10716060B2

    公开(公告)日：2020-07-14

    申请号：US15477805

    申请日：2017-04-03

    Applicant: Bank of America Corporation

    Inventor： Steven M. Twombly ,  Matthew Murphy ,  Mark A. Nelson ,  Bradley Holland ,  Mark Williams

    IPC: H04W48/18 ,  H04L12/24

    Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from a user device, data indicative of an item. The computing device may be located at a first location, and the user device may be located at a second location, where the first location is different from the second location. The computing device may identify the item based on item recognition using the data indicative of the item. The computing device may determine, based on the identified item, one or more routing networks for the user device to use for the identified item. The computing device may generate, for display via the user device, a notification indicating the one or more routing networks for the user device to use for the identified item. The computing device may transmit, to the user device, and via a secure session connection, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may be configured to receive, from the computing device, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may display the notification indicating the one or more routing networks.

    Data transfer, over session or connection, and between computing device and one or more servers to determine likelihood of user device using a routing network
    4.
    发明授权
    Data transfer, over session or connection, and between computing device and one or more servers to determine likelihood of user device using a routing network 有权

    公开(公告)号：US10608918B2

    公开(公告)日：2020-03-31

    申请号：US15477817

    申请日：2017-04-03

    Applicant: Bank of America Corporation

    Inventor： Steven M. Twombly ,  Mark A. Nelson ,  Bradley Holland ,  Mark Williams ,  Matthew Murphy

    IPC: H04L12/26 ,  H04L29/08 ,  H04L29/06 ,  H04W12/10 ,  H04W12/00

    Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between the computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, data associated with the second routing network. The computing device may analyze the data associated with the first routing network and the data associated with the second routing network. The computing device may determine, based on the analyzing the data associated with the first routing network and the data associated with the second routing network, a likelihood of a user device using a new routing network different from the first routing network and the second routing network. In response to determining that the likelihood of the user device using the new routing network exceeds a threshold, the computing device may generate, for display via the user device, a notification indicating a recommendation for the new routing network. The computing device may transmit, to the user device, the notification indicating the recommendation for the new routing network. The user device may be configured to display the notification indicating the recommendation for the new routing network. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the data associated with the second routing network.

    Data transfer, over session or connection, and between computing device and one or more servers for transmitting data to a third party computing device
    5.
    发明授权
    Data transfer, over session or connection, and between computing device and one or more servers for transmitting data to a third party computing device 有权

    公开(公告)号：US10601934B2

    公开(公告)日：2020-03-24

    申请号：US15477826

    申请日：2017-04-03

    Applicant: Bank of America Corporation

    Inventor： Steven M. Twombly ,  Matthew Murphy ,  Bradley Holland ,  Mark A. Nelson ,  Mark Williams

    IPC: H04L29/08 ,  H04L29/06

    Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between a computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, a plurality of pieces of data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, a plurality of pieces of data associated with the second routing network. The computing device may categorize each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the categorizing, one or more tags for each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the one or more tags, a plurality of blocks of data. Each block of data of the plurality of blocks of data may comprise at least a portion of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may store, at a storage device and with one or more corresponding tags, the plurality of blocks of data. The computing device may receive a request to share data with a third party computing device. In response to receiving the request to share data with the third party computing device, the computing device may transmit, to the third party computing device and based on the one or more corresponding tags, a block of data of the plurality of blocks of data. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the plurality of pieces of data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the plurality of pieces of data associated with the second routing network.

    SYSTEM FOR ADJUSTING RESOURCE ALLOCATION BASED ON USER SELECTION
    6.
    发明申请
    SYSTEM FOR ADJUSTING RESOURCE ALLOCATION BASED ON USER SELECTION 有权

    公开(公告)号：US20220070110A1

    公开(公告)日：2022-03-03

    申请号：US17002012

    申请日：2020-08-25

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Victoria L. Dravneek ,  Brandy Lachole Brown ,  Karen Lea MacQueen ,  Jill Marie Moser ,  Matthew Murphy ,  Matthew Robert Gray Pitner

    IPC: H04L12/911 ,  G06F9/50

    Abstract: Systems, computer program products, and methods are described herein for resource allocation based on user selection. The present invention may be configured to provide one or more resource allocation offers to a user device associated with a user and receive, from the user device, an acceptance of a first resource allocation offer of the one or more resource allocation offers. The present invention may be configured to adjust, based on the acceptance of the first resource allocation offer, a second resource allocation offer from an initial amount of resources to an adjusted amount of resources, where the adjusted amount of resources is greater than the initial amount of resources. The present invention may be configured to provide the second resource allocation offer to the user device.

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