公开(公告)号：US10716060B2

公开(公告)日：2020-07-14

申请号：US15477805

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Matthew Murphy ,  Mark A. Nelson ,  Bradley Holland ,  Mark Williams

IPC: H04W48/18 ,  H04L12/24

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from a user device, data indicative of an item. The computing device may be located at a first location, and the user device may be located at a second location, where the first location is different from the second location. The computing device may identify the item based on item recognition using the data indicative of the item. The computing device may determine, based on the identified item, one or more routing networks for the user device to use for the identified item. The computing device may generate, for display via the user device, a notification indicating the one or more routing networks for the user device to use for the identified item. The computing device may transmit, to the user device, and via a secure session connection, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may be configured to receive, from the computing device, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may display the notification indicating the one or more routing networks.

公开(公告)号：US10608918B2

公开(公告)日：2020-03-31

申请号：US15477817

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Mark A. Nelson ,  Bradley Holland ,  Mark Williams ,  Matthew Murphy

IPC: H04L12/26 ,  H04L29/08 ,  H04L29/06 ,  H04W12/10 ,  H04W12/00

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between the computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, data associated with the second routing network. The computing device may analyze the data associated with the first routing network and the data associated with the second routing network. The computing device may determine, based on the analyzing the data associated with the first routing network and the data associated with the second routing network, a likelihood of a user device using a new routing network different from the first routing network and the second routing network. In response to determining that the likelihood of the user device using the new routing network exceeds a threshold, the computing device may generate, for display via the user device, a notification indicating a recommendation for the new routing network. The computing device may transmit, to the user device, the notification indicating the recommendation for the new routing network. The user device may be configured to display the notification indicating the recommendation for the new routing network. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the data associated with the second routing network.

公开(公告)号：US10601934B2

公开(公告)日：2020-03-24

申请号：US15477826

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Matthew Murphy ,  Bradley Holland ,  Mark A. Nelson ,  Mark Williams

IPC: H04L29/08 ,  H04L29/06

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between a computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, a plurality of pieces of data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, a plurality of pieces of data associated with the second routing network. The computing device may categorize each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the categorizing, one or more tags for each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the one or more tags, a plurality of blocks of data. Each block of data of the plurality of blocks of data may comprise at least a portion of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may store, at a storage device and with one or more corresponding tags, the plurality of blocks of data. The computing device may receive a request to share data with a third party computing device. In response to receiving the request to share data with the third party computing device, the computing device may transmit, to the third party computing device and based on the one or more corresponding tags, a block of data of the plurality of blocks of data. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the plurality of pieces of data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the plurality of pieces of data associated with the second routing network.

公开(公告)号：US10601718B2

公开(公告)日：2020-03-24

申请号：US15477830

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Matthew Murphy ,  Mark Williams ,  Bradley Holland ,  Mark A. Nelson

IPC: H04L29/06 ,  H04L12/851 ,  H04L29/08 ,  H04Q11/00 ,  H04L12/751 ,  H04W12/00 ,  H04L12/773

Abstract: A user device is configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device determines, based on the received, a plurality of parameters for the first and second routing networks. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network and receive, from the server and via the secure session connection, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network.

公开(公告)号：US20180287948A1

公开(公告)日：2018-10-04

申请号：US15477830

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Matthew Murphy ,  Mark Williams ,  Bradley Holland ,  Mark A. Nelson

IPC: H04L12/851 ,  H04L29/08 ,  H04L12/751

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a user device configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network. The computing device may determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network. The computing device may determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network. The computing device may receive, from the server and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network. The computing device may store, at a database, the priorities for the first routing network and the second routing network.

公开(公告)号：US20180287851A1

公开(公告)日：2018-10-04

申请号：US15477806

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Mark Williams ,  Bradley Holland ,  Mark A. Nelson ,  Matthew Murphy

IPC: H04L29/08 ,  H04L29/06 ,  H04L12/725

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a secure session connection between the computing device and a server associated with one or more routing networks. The computing device may receive, from the server and via the secure session connection, data associated with the one or more routing networks. The computing device may store, at a database, the data associated with the one or more routing networks. The computing device may determine whether new activity associated with a user and involving at least one of the one or more routing networks is detected. In response to determining that new activity associated with the user is detected, the computing device may transmit, to the database, a request for the stored data associated with the one or more routing networks. The computing device may receive, from the database, the stored data associated with the one or more routing networks. The computing device may determine, based on a plurality of factors determined from the stored data associated with the one or more routing networks, a score for the new activity. The server associated with one or more routing networks may be configured to transmit, to the computing device and via the secure session connection, the data associated with the one or more routing networks.

公开(公告)号：US10798007B2

公开(公告)日：2020-10-06

申请号：US16574410

申请日：2019-09-18

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Matthew Murphy ,  Mark Williams ,  Bradley Holland ,  Mark A. Nelson

IPC: H04L12/721 ,  H04L12/851 ,  H04L29/08 ,  H04L29/06 ,  H04Q11/00 ,  H04L12/26 ,  H04L12/24 ,  H04W48/08 ,  H04N21/4367 ,  H04L12/751 ,  H04W12/00 ,  H04L12/773 ,  G06Q30/02 ,  H04W80/00 ,  H04W76/00

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a user device configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network. The computing device may determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network. The computing device may determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network. The computing device may receive, from the server and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network. The computing device may store, at a database, the priorities for the first routing network and the second routing network.

公开(公告)号：US10609156B2

公开(公告)日：2020-03-31

申请号：US15477806

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Mark Williams ,  Bradley Holland ,  Mark A. Nelson ,  Matthew Murphy

IPC: H04L29/08 ,  H04W12/08 ,  H04W12/00 ,  H04L29/06

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a secure session connection between the computing device and a server associated with one or more routing networks. The computing device may receive, from the server and via the secure session connection, data associated with the one or more routing networks. The computing device may store, at a database, the data associated with the one or more routing networks. The computing device may determine whether new activity associated with a user and involving at least one of the one or more routing networks is detected. In response to determining that new activity associated with the user is detected, the computing device may transmit, to the database, a request for the stored data associated with the one or more routing networks. The computing device may receive, from the database, the stored data associated with the one or more routing networks. The computing device may determine, based on a plurality of factors determined from the stored data associated with the one or more routing networks, a score for the new activity. The server associated with one or more routing networks may be configured to transmit, to the computing device and via the secure session connection, the data associated with the one or more routing networks.

公开(公告)号：US20180288174A1

公开(公告)日：2018-10-04

申请号：US15477826

申请日：2017-04-03

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Matthew Murphy ,  Bradley Holland ,  Mark A. Nelson ,  Mark Williams

IPC: H04L29/08 ,  H04L12/851

CPC classification number: H04L67/20 ,  H04L63/0428 ,  H04L67/141 ,  H04L67/18 ,  H04L67/36

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between a computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, a plurality of pieces of data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, a plurality of pieces of data associated with the second routing network. The computing device may categorize each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the categorizing, one or more tags for each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the one or more tags, a plurality of blocks of data. Each block of data of the plurality of blocks of data may comprise at least a portion of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may store, at a storage device and with one or more corresponding tags, the plurality of blocks of data. The computing device may receive a request to share data with a third party computing device. In response to receiving the request to share data with the third party computing device, the computing device may transmit, to the third party computing device and based on the one or more corresponding tags, a block of data of the plurality of blocks of data. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the plurality of pieces of data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the plurality of pieces of data associated with the second routing network.

公开(公告)号：US20200014627A1

公开(公告)日：2020-01-09

申请号：US16574410

申请日：2019-09-18

Applicant: Bank of America Corporation

Inventor： Steven M. Twombly ,  Matthew Murphy ,  Mark Williams ,  Bradley Holland ,  Mark A. Nelson

IPC: H04L12/851 ,  H04L29/08 ,  H04L29/06 ,  H04Q11/00

Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a user device configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network. The computing device may determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network. The computing device may determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network. The computing device may receive, from the server and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network. The computing device may store, at a database, the priorities for the first routing network and the second routing network.