公开(公告)号：US12231406B2

公开(公告)日：2025-02-18

申请号：US17970963

申请日：2022-10-21

Applicant: BANK OF AMERICA CORPORATION

Inventor： Naga Vamsi Krishna Akkapeddi

IPC: H04L9/40

Abstract: Systems, computer program products, and methods are described herein for a cloud-based virtual private secured contained communication portal. The present disclosure is configured to receive a request from a user device to connect to one or more entity representatives; analyze the request to determine a device identifier and customer identification number; access an entity database and retrieve resource transfer history data and resource account data for the customer identification number; generate, near-real-time, a virtual private network (VPN) configuration for the user device; and generate a secure application programming interface (API) call from the user device to one or more entity cloud services based on information contained in the request to form an operable connection between the user device and the one or more entity representatives.

公开(公告)号：US12153794B2

公开(公告)日：2024-11-26

申请号：US18072926

申请日：2022-12-01

Applicant: Bank of America Corporation

Inventor： Naga Vamsi Krishna Akkapeddi ,  Siten Sanghvi

IPC: G06F3/06 ,  G06F21/10

Abstract: Aspects of the disclosure relate to an NFT segmentation platform. The NFT segmentation platform may train an auto-segmentation model to generate tier scores corresponding to non-fungible tokens (NFTs). The NFT segmentation platform may compare the tier scores to tier thresholds defining threshold ranges. The NFT segmentation platform may automatically store the NFTs based on storage rules corresponding to the threshold ranges. The NFT segmentation platform may modify the storage location of the NFT based on changes in the tier score. The NFT segmentation platform may train an NFT validation model to generate NFT validation ratings for NFTs. The NFT segmentation platform may compare the NFT validation ratings to threshold values to determine whether or not to execute an event processing request. The NFT segmentation platform may create an iterative feedback loops to update the auto-segmentation model and the NFT validation model.

公开(公告)号：US12107842B2

公开(公告)日：2024-10-01

申请号：US18232395

申请日：2023-08-10

Applicant: Bank of America Corporation

Inventor： Pratap Dande ,  Siten Sanghvi ,  Naga Vamsi Krishna Akkapeddi

IPC: H04L9/40

CPC classification number: H04L63/08

Abstract: Systems for contactless authentication and event processing are provided. In some examples, a user may request processing of an event. The user may provide user identifying or event identifying information that may be transmitted to contactless processing computing platform. Based on the user identifying information, additional user data may be retrieved. An interactive authentication request may be generated and transmitted to the user computing device. The interactive authentication request may include a request for one or more types of authentication data. The user may input authentication response data into the user computing device, which may then be transmitted to the contactless processing computing platform for evaluation. The authentication response data may be evaluated to determine whether it includes a trigger, whether it matches pre-stored authentication data, and the like. In response, one or more authentication outputs may be generated and/or the requested event may be processed or denied.

公开(公告)号：US11785012B2

公开(公告)日：2023-10-10

申请号：US17340481

申请日：2021-06-07

Applicant: Bank of America Corporation

Inventor： Naga Vamsi Krishna Akkapeddi ,  Pratap Dande

IPC: H04L9/40 ,  H04L67/12 ,  H04L67/50 ,  G16Y40/30

CPC classification number: H04L63/10 ,  G16Y40/30 ,  H04L67/12 ,  H04L67/535

Abstract: A user device is configured to receive a request to connect an Internet of Things (IoT) device to the user device. In response, the user device connects to the IoT device. The user device detects that the user device performed a first transaction related to the IoT device and records the first data transaction as a behavior. Based on the recorded behavior, the user device determines a second data transaction that can be performed relating to the IoT device and a schedule to perform the second data transaction. The user device performs the second data transaction according to the schedule after obtaining approval.

公开(公告)号：US11711421B2

公开(公告)日：2023-07-25

申请号：US17355855

申请日：2021-06-23

Applicant: Bank of America Corporation

Inventor： Siten Sanghvi ,  Naga Vamsi Krishna Akkapeddi ,  Richard Martin Seymour Scot ,  Jill M. Moser

IPC: H04L67/104 ,  H04W4/80 ,  H04W4/06 ,  H04L67/141

CPC classification number: H04L67/104 ,  H04L67/141 ,  H04W4/06 ,  H04W4/80

Abstract: A system for facilitating a distribution interaction session between two or more user devices through peer-to-peer connections comprises a processor associated with a server. The processor is configured to receive a request from a first user device to initiate a distribution interaction session between the first user device and a second user device via a distribution interaction application. The first user device has established a peer-to-peer connection with the second user device based on geolocation information. The processor is further configured to initiate the distribution interaction session from the distribution interaction application and to receive account information from the first user device through data streaming between the first user device and the server. The processor is further configured to determine an account associated with a first user based on the received account information and to conduct the distribution interaction session between the first user and a second user.

公开(公告)号：US11573937B2

公开(公告)日：2023-02-07

申请号：US17067130

申请日：2020-10-09

Applicant: BANK OF AMERICA CORPORATION

Inventor： Naga Vamsi Krishna Akkapeddi

IPC: G06F16/00 ,  G06F16/21 ,  G06F16/22 ,  G06N20/00 ,  G06F9/46

Abstract: A system includes first and second subsystems and a third processor. The first subsystem includes a first memory and a first processor. The first memory stores data, which includes metadata associated with transmitted metadata fields. The first processor transmits the data to the second subsystem. The second subsystem includes a second memory and a second processor. The second memory stores expected metadata fields. The second processor receives the data. The third processor determines that the first subsystem transmitted the data to the second subsystem and that a mismatch exists between the transmitted and expected metadata fields. In response, the third processor prevents the second subsystem from executing an application configured to process the data using the expected metadata fields. The third processor resolves the mismatch by modifying the expected metadata fields such that they correspond to the transmitted metadata fields and allows the second subsystem to execute the application.

公开(公告)号：US11570099B2

公开(公告)日：2023-01-31

申请号：US16781678

申请日：2020-02-04

Applicant: BANK OF AMERICA CORPORATION

Inventor： Naga Vamsi Krishna Akkapeddi

IPC: H04L45/74 ,  H04L69/22 ,  H04L69/16

Abstract: Embodiments of the present invention provide a system for autopartitioning and processing electronic resources. The system is configured for receiving one or more electronic resources from one or more third party systems, determining that the one or more electronic resources match one or more predetermined characteristics, moving the one or more electronic resources that match the one or more predetermined characteristics into a first pipeline and processing the one or more electronic resources.

公开(公告)号：US20220391048A1

公开(公告)日：2022-12-08

申请号：US17339489

申请日：2021-06-04

Applicant: Bank of America Corporation

Inventor： Richard Martin Seymour Scot ,  Naga Vamsi Krishna Akkapeddi ,  Siten Sanghvi ,  Pratap Dande ,  Stephen T. Shannon

IPC: G06F3/0482 ,  H04W12/06 ,  H04W12/63

Abstract: According to certain embodiments, a wearable device comprises a memory operable to store menus comprising menu options, and a processor operably coupled to a network interface and the memory. The processor is configured to present a first menu comprising a first menu option associated with a data processing transaction available at a current location, determine an updated location, obtain a second menu comprising a second menu option associated with a data processing transaction available at the updated location, and present the second menu. The processor is further configured to receive user input indicating a selection of the second menu option and facilitate the data processing transaction available at the updated location based on the selection.

公开(公告)号：US12158796B2

公开(公告)日：2024-12-03

申请号：US17876201

申请日：2022-07-28

Applicant: BANK OF AMERICA CORPORATION

Inventor： Naga Vamsi Krishna Akkapeddi

IPC: G06F11/00 ,  G06F11/07 ,  G06T19/00

Abstract: Systems, computer program products, and methods are described herein for dynamic error resolution in an extended reality environment. The present invention identifies user errors in real time based on user selections in an extended reality (XR) environment. In this regard, the present invention focuses on electronic applications (and the electronic work products/electronic data hosted thereon) within an XR environment and uses machine learning processes to identify real time user errors. The invention may then use a second set of machine learning processes to create, in real-time, digital support content which is visible via an XR platform (accessible using a virtual/augmented/mixed reality device). As such, the system may provide specific improvements over prior systems by automatically providing users with custom error resolution support in real time.

公开(公告)号：US12111869B2

公开(公告)日：2024-10-08

申请号：US17818191

申请日：2022-08-08

Applicant: Bank of America Corporation

Inventor： Naga Vamsi Krishna Akkapeddi

IPC: G06F16/903 ,  H04L9/40

CPC classification number: G06F16/90335 ,  H04L63/08

Abstract: A system for identification of an implementation of a user-desired interaction. The system receives a user-provided data item associated with the user-desired interaction type. The system determines a user group of a user. The system searches a plurality of applications to determine a plurality of interaction types supported for the determined user group. The system determines a plurality of suggested interaction types from the supported interaction types based on the user-provided data item. The suggested interaction types are ranked according to relevancy. The system retrieves, from the plurality of applications, first metadata and first NLP tags for the most relevant suggested interaction type and second metadata and second NLP tags for the next most relevant suggested interaction type. The system formats and communicates to the user the first metadata, the second metadata, the first NLP tags, and the second NLP tags according to rules of the determined user group.