公开(公告)号：US20220027865A1

公开(公告)日：2022-01-27

申请号：US16935542

申请日：2020-07-22

Applicant: BANK OF AMERICA CORPORATION

Inventor： Justin Riley DuPont ,  Charles Jason Burrell ,  Tony England ,  Catherine Goss ,  Michael Robert Hasslinger ,  Christina Ann Lillie ,  John Allen Sellers ,  Vincent Butler ,  John Livaditis ,  Karen Lea MacQueen ,  Ana Maxim

IPC: G06Q20/06 ,  G06Q20/38 ,  G06Q20/36 ,  G06Q40/02 ,  G06Q20/22

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an auxiliary hub for passive resource conversion and collection. The system generations and provides a centralized hub for passive resource conversion. The passive resources may be linked from a third party to the hub for direct extraction of the passive resource to the hub. Furthermore, the system may translate the passive resource into active resource via a modification ratio based on the type of passive resource and passive resource provider. The user may then be able to utilize this centralized auxiliary hub for completion or partial completion of resource distributions. The invention further provides a graphical user interface that integrates the centralized auxiliary hub with user mobile applications, on-line applications, and the like allowing for partial selection from the hub and other resource sources for distribution.