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公开(公告)号：US20240320734A1
公开(公告)日：2024-09-26
申请号：US18611382
申请日：2024-03-20
发明人： John Allen Sellers , Milton Antonio Jackson , Amber J. Grant , Kelly Baker , Kriscinda M. Hefney
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02
摘要： Systems, computer program products, and methods are described herein for combined processing of disparate resource types. The present disclosure is configured to receive user resource account data for one or more disparate accounts; generate a consolidated resource accrual account for the one or more disparate accounts; calculate a conversion rate of resource denominations for each of the one or more disparate accounts to a common resource point value; generate a total resource point value for the one or more disparate accounts; transmit instructions to user device to display an account landing page including the total resource point value; update the account landing page based on additional user resource account data; organize user resource account data and additional user resource account data based on disparate account source; and display an itemized resource point value breakdown via the account landing page.
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公开(公告)号：US20220019483A1
公开(公告)日：2022-01-20
申请号：US16933656
申请日：2020-07-20
发明人： Justin Riley duPont , Charles Jason Burrell , Tony England , Michael Robert Hasslinger , Christina Ann Lillie , John Allen Sellers
IPC分类号： G06F9/50
摘要： Real-time interaction processing may allow for the exchange of resources and/or supplemental resources. The flexibility of the real-time resource exchange network allows supplemental resources to be transferred between resources pools of a single entity or between resource pools of different entities, either within a single organization or located at different organizations. The type of supplemental resources and number of supplemental resources may be converted based on the types of resource pools from which and to which the supplemental resources are being transferred.
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公开(公告)号：USD988343S1
公开(公告)日：2023-06-06
申请号：US29822275
申请日：2022-01-07
设计人： Justin Riley duPont , Charles Jason Burrell , Tony England , Michael Robert Hasslinger , Christina Ann Lillie , John Allen Sellers
摘要： The FIGURE is a front view of a display screen with graphical user interface showing our new design.
The broken line showing of a display screen with graphical user interface is included for the purpose of showing portions of the article which form no part of the claim.-
公开(公告)号：US20220004940A1
公开(公告)日：2022-01-06
申请号：US16919182
申请日：2020-07-02
IPC分类号： G06Q10/04 , H04L29/06 , G06Q40/02 , G06Q30/02 , G06Q30/00 , G06Q10/06 , G06F11/34 , G06F11/30 , G06N20/00
摘要： Systems, computer program products, and methods are described herein for predictive resource access within a technical environment. The present invention is configured to initiate a resource monitoring engine on a resource procurement profile associated with a user; receive information associated with one or more resources accessed by the user over a predetermined past period of time; receive information associated with one or more user characteristics associated with the user; initiate one or more machine learning algorithms on the one or more resources and the information associated with one or more user characteristics; generate, using the one or more machine learning algorithms, a forecasting model configured to predict one or more future resources accessible to the user at a predetermined future time; and initiate a resource transformation engine on the one or more future resources predicted to be accessible to the user at the predetermined future time.
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公开(公告)号：US10802886B1
公开(公告)日：2020-10-13
申请号：US16414141
申请日：2019-05-16
IPC分类号： G06F15/16 , G06F9/50 , G06N20/00 , G06F16/9035
摘要： A system for resource aggregation and deployment is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; and a processing device, wherein the processing device is configured to execute the computer-readable program code to: generate a user profile comprising historical user interaction data associated with a user; establish a connection to a resource location associated with the user; identify an existing resource associated with the resource location; determine an additional resource based on identifying the existing resource, wherein the additional resource is complementary to the existing resource; aggregate the existing resource and the additional resource; and configure a resource deployment based on the existing resource, the additional resource, and the user profile, wherein the resource deployment is configured to complete an interaction.
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公开(公告)号：US20220020046A1
公开(公告)日：2022-01-20
申请号：US16933280
申请日：2020-07-20
发明人： Charles Jason Burrell , Justin Riley duPont , Michael Robert Hasslinger , John Allen Sellers , Tony England , Christina Ann Lillie
摘要： Systems, computer program products, and methods are described herein for recurring auxiliary resource distribution. The present invention may be configured to detect a trigger event associated with a plurality of sources, where the plurality of sources includes a standard source and an auxiliary source, and where the plurality of sources is associated with a user. The present invention may be configured to transform, using a resource transformation engine and based on the trigger event, a first amount of auxiliary resources in the auxiliary source to a second amount of standard resources, deduct the first amount of auxiliary resources from a first balance of the auxiliary source, and add the second amount of standard resources to a second balance of the standard source. The present invention may be configured to perform a resource distribution using the second amount of standard resources from the standard source.
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7.发明申请公开(公告)号：US20220019484A1
公开(公告)日：2022-01-20
申请号：US16933685
申请日：2020-07-20
发明人： Justin Riley duPont , Charles Jason Burrell , Tony England , Michael Robert Hasslinger , Christina Ann Lillie , John Allen Sellers
摘要： Real-time interaction processing may allow for the exchange of resources and/or supplemental resources. The flexibility of the real-time resource exchange network allows supplemental resources to be transferred between resources pools of a single entity or between resource pools of different entities, either within a single organization or located at different organizations. The real-time interaction processing further allows for the creation and use of a collective resource pool to which multiple entities are allowed to contribute resources and/or supplemental resources. Each of the entities contributing resources or supplemental resources to the collective resource pool have transparency into the entities contributing to the collective resource pool, the supplemental resources and/or other resources contributed, and confirmation that the actual interaction for which the collective resource pool is being utilized was completed.
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公开(公告)号：US10708372B2
公开(公告)日：2020-07-07
申请号：US16353143
申请日：2019-03-14
发明人： John Allen Sellers , Jill A. Calabrese Bain , Allison Mensing Corbett , Victoria Lynn Dravneek , Christine Lee Fitzgerald , Mazen Ghurani , Brian J. Kehner , James P. Kirkman , Richard M. Korzenko , James P. Massman , Matthew Brian Wohl
摘要： A system, computer program product, and computer-implemented method for communication channel integration are provided. The system is configured to generate a user profile comprising one or more accounts and interactions associated with a user, wherein the user profile is accessible by the user over a first communication channel in an interface of a user application; monitor the user profile; based on monitoring the user profile and user interactions, determine an actionable event associated with the user; identify a second communication channel associated with the actionable event; and in response to determining the actionable event and identifying the second communication channel, automatically integrate the second communication channel into the first communication channel thereby creating a merged communication channel in the interface of the user application.
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公开(公告)号：US11631099B2
公开(公告)日：2023-04-18
申请号：US16933280
申请日：2020-07-20
发明人： Charles Jason Burrell , Justin Riley duPont , Michael Robert Hasslinger , John Allen Sellers , Tony England , Christina Ann Lillie
IPC分类号： G06Q30/0207 , G06Q20/10 , G06Q20/36 , G06Q40/02 , G06Q30/0226
摘要： Systems, computer program products, and methods are described herein for recurring auxiliary resource distribution. The present invention may be configured to detect a trigger event associated with a plurality of sources, where the plurality of sources includes a standard source and an auxiliary source, and where the plurality of sources is associated with a user. The present invention may be configured to transform, using a resource transformation engine and based on the trigger event, a first amount of auxiliary resources in the auxiliary source to a second amount of standard resources, deduct the first amount of auxiliary resources from a first balance of the auxiliary source, and add the second amount of standard resources to a second balance of the standard source. The present invention may be configured to perform a resource distribution using the second amount of standard resources from the standard source.
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公开(公告)号：US11348041B2
公开(公告)日：2022-05-31
申请号：US16919182
申请日：2020-07-02
IPC分类号： G06Q10/04 , H04L9/40 , G06Q40/02 , G06Q30/02 , G06N20/00 , G06Q10/06 , G06F11/34 , G06F11/30 , G06Q30/00
摘要： Systems, computer program products, and methods are described herein for predictive resource access within a technical environment. The present invention is configured to initiate a resource monitoring engine on a resource procurement profile associated with a user; receive information associated with one or more resources accessed by the user over a predetermined past period of time; receive information associated with one or more user characteristics associated with the user; initiate one or more machine learning algorithms on the one or more resources and the information associated with one or more user characteristics; generate, using the one or more machine learning algorithms, a forecasting model configured to predict one or more future resources accessible to the user at a predetermined future time; and initiate a resource transformation engine on the one or more future resources predicted to be accessible to the user at the predetermined future time.
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