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公开(公告)号：US20230068406A1
公开(公告)日：2023-03-02
申请号：US17983088
申请日：2022-11-08
发明人： Daniel A. Carretta , Thomas M. Hancock , Karen K. Lewy , Charles R. Liu , Jack Meyers , Sheryl W. Strott , Faith A. Tucker , Carrie A. Hanson
摘要： A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
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公开(公告)号：US11526856B2
公开(公告)日：2022-12-13
申请号：US16817785
申请日：2020-03-13
发明人： Daniel A. Carretta , Thomas M. Hancock , Karen K. Lewy , Charles R. Liu , Jack Meyers , Sheryl W. Strott , Faith A. Tucker , Carrie A. Hanson
摘要： A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
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公开(公告)号：US20220253883A1
公开(公告)日：2022-08-11
申请号：US17728194
申请日：2022-04-25
摘要： A computer implemented system and method are disclosed of processing a financial transaction that includes determining an automatic savings amount and rewards amount payments. The system may comprises a checking account, a savings account, an account of a merchant, and one or more computer systems including a communication interface, processor, and memory storing computer-executable instructions. The rewards amount may be calculated based on various techniques.
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公开(公告)号：US20240020662A1
公开(公告)日：2024-01-18
申请号：US18373720
申请日：2023-09-27
发明人： Daniel A. Carretta , Thomas M. Hancock , Karen K. Lewy , Charles R. Liu , Jack Meyers , Sheryl W. Strott , Faith A. Tucker , Carrie A. Hanson
摘要： A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
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公开(公告)号：US11810082B2
公开(公告)日：2023-11-07
申请号：US17983088
申请日：2022-11-08
发明人： Daniel A. Carretta , Thomas M. Hancock , Karen K. Lewy , Charles R. Liu , Jack Meyers , Sheryl W. Strott , Faith A. Tucker , Carrie A. Hanson
摘要： A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
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公开(公告)号：US11348133B2
公开(公告)日：2022-05-31
申请号：US16571510
申请日：2019-09-16
摘要： A computer implemented system and method are disclosed of processing a financial transaction that includes determining an automatic savings amount and rewards amount payments. The system may comprises a checking account, a savings account, an account of a merchant, and one or more computer systems including a communication interface, processor, and memory storing computer-executable instructions. The rewards amount may be calculated based on various techniques.
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公开(公告)号：US20200210975A1
公开(公告)日：2020-07-02
申请号：US16817785
申请日：2020-03-13
发明人： Daniel A. Carretta , Thomas M. Hancock , Karen K. Lewy , Charles R. Liu , Jack Meyers , Sheryl W. Strott , Faith A. Tucker , Carrie A. Hanson
摘要： A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
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公开(公告)号：US20200013082A1
公开(公告)日：2020-01-09
申请号：US16571510
申请日：2019-09-16
摘要： A computer implemented system and method are disclosed of processing a financial transaction that includes determining an automatic savings amount and rewards amount payments. The system may comprises a checking account, a savings account, an account of a merchant, and one or more computer systems including a communication interface, processor, and memory storing computer-executable instructions. The rewards amount may be calculated based on various techniques.
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公开(公告)号：US20150081411A1
公开(公告)日：2015-03-19
申请号：US14551930
申请日：2014-11-24
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0215 , G06Q40/06
摘要： A computer implemented system and method are disclosed of processing a financial transaction that includes determining an automatic savings amount and rewards amount payments. The system may comprises a checking account, a savings account, an account of a merchant, and one or more computer systems including a communication interface, processor, and memory storing computer-executable instructions. The rewards amount may be calculated based on various techniques.
摘要翻译： 公开了一种处理金融交易的计算机实现的系统和方法，其包括确定自动储蓄金额和奖励金额支付。 该系统可以包括支票账户，储蓄账户，商户帐户以及包括通信接口，处理器和存储计算机可执行指令的存储器的一个或多个计算机系统。 可以基于各种技术来计算奖励金额。
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公开(公告)号：US20140108237A1
公开(公告)日：2014-04-17
申请号：US14109269
申请日：2013-12-17
发明人： Daniel A. Carretta , Thomas M. Hancock , Karen K. Lewy , Charles R. Liu , Jack Meyers , Sheryl W. Strott , Faith A. Tucker , Carrie A. Williams
IPC分类号： G06Q20/10
CPC分类号： G06Q20/10 , G06Q20/40 , G06Q40/02 , G06Q40/025
摘要： A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.
摘要翻译： 处理由第一人执行的金融交易的计算机实施方法包括通过将金融交易的金额四舍五入到最接近的美元来确定来自金融交易的自动储蓄金额。 该方法还包括从第一人员的账户中扣除所计算的储蓄金额并将储蓄金额记入第二人的账户。
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