公开(公告)号：US20230068406A1

公开(公告)日：2023-03-02

申请号：US17983088

申请日：2022-11-08

Applicant: Bank of America Corporation

Inventor： Daniel A. Carretta ,  Thomas M. Hancock ,  Karen K. Lewy ,  Charles R. Liu ,  Jack Meyers ,  Sheryl W. Strott ,  Faith A. Tucker ,  Carrie A. Hanson

IPC: G06Q20/10 ,  G06Q20/40 ,  G06Q40/02

Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.

公开(公告)号：US20240020662A1

公开(公告)日：2024-01-18

申请号：US18373720

申请日：2023-09-27

Applicant: Bank of America Corporation

Inventor： Daniel A. Carretta ,  Thomas M. Hancock ,  Karen K. Lewy ,  Charles R. Liu ,  Jack Meyers ,  Sheryl W. Strott ,  Faith A. Tucker ,  Carrie A. Hanson

IPC: G06Q20/10 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q40/03

CPC classification number: G06Q20/10 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q40/03

Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.

公开(公告)号：US11810082B2

公开(公告)日：2023-11-07

申请号：US17983088

申请日：2022-11-08

Applicant: Bank of America Corporation

Inventor： Daniel A. Carretta ,  Thomas M. Hancock ,  Karen K. Lewy ,  Charles R. Liu ,  Jack Meyers ,  Sheryl W. Strott ,  Faith A. Tucker ,  Carrie A. Hanson

IPC: G06Q20/00 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q40/03

CPC classification number: G06Q20/10 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q40/03

Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.

公开(公告)号：US20200210975A1

公开(公告)日：2020-07-02

申请号：US16817785

申请日：2020-03-13

Applicant: Bank of America Corporation

Inventor： Daniel A. Carretta ,  Thomas M. Hancock ,  Karen K. Lewy ,  Charles R. Liu ,  Jack Meyers ,  Sheryl W. Strott ,  Faith A. Tucker ,  Carrie A. Hanson

IPC: G06Q20/10 ,  G06Q40/02 ,  G06Q20/40

Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.

公开(公告)号：US20140108237A1

公开(公告)日：2014-04-17

申请号：US14109269

申请日：2013-12-17

Applicant: Bank of America Corporation

Inventor： Daniel A. Carretta ,  Thomas M. Hancock ,  Karen K. Lewy ,  Charles R. Liu ,  Jack Meyers ,  Sheryl W. Strott ,  Faith A. Tucker ,  Carrie A. Williams

IPC: G06Q20/10

CPC classification number: G06Q20/10 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q40/025

Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.

Abstract translation: 处理由第一人执行的金融交易的计算机实施方法包括通过将金融交易的金额四舍五入到最接近的美元来确定来自金融交易的自动储蓄金额。 该方法还包括从第一人员的账户中扣除所计算的储蓄金额并将储蓄金额记入第二人的账户。

公开(公告)号：US11526856B2

公开(公告)日：2022-12-13

申请号：US16817785

申请日：2020-03-13

Applicant: Bank of America Corporation

Inventor： Daniel A. Carretta ,  Thomas M. Hancock ,  Karen K. Lewy ,  Charles R. Liu ,  Jack Meyers ,  Sheryl W. Strott ,  Faith A. Tucker ,  Carrie A. Hanson

IPC: G06Q20/00 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q40/02

Abstract: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the first person and crediting the savings amount to an account of a second person.