公开(公告)号：US20150262290A1

公开(公告)日：2015-09-17

申请号：US14203748

申请日：2014-03-11

Applicant: Bank of America Corporation

Inventor： Michelle D. Nichols ,  Debbie J. Adams ,  David Bohn ,  Jeffrey R. Goertz ,  Janice A. Melanson ,  John E. Scully ,  Ken L. Snellings ,  Billy Scott Tapp

IPC: G06Q40/02

CPC classification number: G06Q40/02

Abstract: Apparatus for executing a method to determine whether or not a service request is eligible for straight through processing is provided. The apparatus may receive a service request from an online banking portal. The service request may include an adjustment value. The adjustment value may be a numerical difference between a first value of a check deposited in a customer account and a second value of a check entered into the online banking portal. The service request may also include a time of day during which the service request was requested and/or completed. The apparatus may determine if the adjustment value is less than a threshold value. If the adjustment value is less than the threshold value, the apparatus may transmit the service request to a straight through processing platform and to electronically display on the online banking portal a soft post notifying a user of a credit.

Abstract translation: 提供了一种用于执行确定服务请求是否符合直接处理的方法的装置。 该装置可以从网上银行门户接收服务请求。 服务请求可以包括调整值。 调整值可以是存储在客户账户中的支票的第一值与输入到在线银行门户的支票的第二值之间的数值差。 服务请求还可以包括请求和/或完成服务请求的时间。 设备可以确定调整值是否小于阈值。 如果调整值小于阈值，则装置可以将服务请求发送到直通处理平台，并且在网上银行门户上电子地显示通知用户信用的软件。

公开(公告)号：US10015016B2

公开(公告)日：2018-07-03

申请号：US14608079

申请日：2015-01-28

Applicant: Bank of America Corporation

Inventor： Selene Chin-King ,  Gerardo R. Garcia ,  Barbara J. Costa ,  Maia H. Hardin ,  Sean Beaty ,  Lynette M. Galvan ,  Aimee Jones ,  Cheryl Ledoux ,  Michelle D. Nichols ,  Shelvia Barry ,  Susan Thrasher ,  Chad B. Vought

IPC: H04L9/32 ,  G06F21/64

CPC classification number: H04L9/3247 ,  G06F21/645

Abstract: An apparatus for removing an individual as an authorized signatory is provided. The apparatus may include a transceiver. The transceiver may be configured to receive a request to remove the individual as the authorized signatory in a centralized repository. The transceiver may be further configured to transmit a request to remove the individual as the authorized signatory. The removal of the individual may include removing the individual as a listed authorized signatory in the centralized repository. The removal may also include transmitting an instruction to reclassify one or more associated signature documents. The associated signature documents may corresponding to authorized signatory documents for the individual. The instruction to reclassify may include an instruction to categorize the individual's authorized signatory documents as non-designated signature documents.

公开(公告)号：US20160196555A1

公开(公告)日：2016-07-07

申请号：US14588438

申请日：2015-01-01

Applicant: Bank of America Corporation

Inventor： Patricia Rudek ,  Michelle D. Nichols

IPC: G06Q20/40 ,  G06Q20/38

CPC classification number: G06Q20/40 ,  G06Q20/10 ,  G06Q20/382

Abstract: An apparatus for providing a transmission tracking system is provided. The apparatus may display a hierarchal view of a transmission associated with a transaction. The apparatus may sort the transmission among a plurality of transmissions. The sorted transmissions may be displayed in the hierarchal view on the display. The system may further display the status of the transmissions. Displaying the status may include displaying the location of the transmission within the transmission lifecycle. The transmission lifecycle may include transmission origination; intermediate status of the transmission; and completion status of the transmission. The system may also transmit a permission to modify the transmission. The permission may be provided preferably only if a user possesses a valid entitlement. The valid entitlement may be an entitlement to modify the transmission and may depend on the location of the transmission within the transmission lifecycle and an entitlement of the user.

Abstract translation: 提供一种用于提供传输跟踪系统的装置。 该装置可以显示与事务相关联的传输的分层视图。 该装置可对多个传输之间的传输进行排序。 排序的传输可以显示在显示器上的层级视图中。 该系统可以进一步显示传输的状态。 显示状态可以包括在传输生命周期内显示传输的位置。 传输生命周期可以包括传输始发; 传输的中间状态; 和传输的完成状态。 系统还可以发送修改传输的许可。 只有当用户拥有有效的权利时，才可以提供许可。 有效的权利可以是修改传输的权利，并且可以取决于传输生命周期内的传输的位置和用户的授权。

公开(公告)号：US10235370B2

公开(公告)日：2019-03-19

申请号：US14635363

申请日：2015-03-02

Applicant: Bank of America Corporation

Inventor： Patricia Rudek ,  Michelle D. Nichols

IPC: G06F17/30 ,  G06Q20/08 ,  G06Q20/16 ,  G06Q20/40 ,  G06Q40/02

Abstract: An apparatus for providing a data validation service on behalf of an entity is provided. The apparatus may include a receiver configured to receive a file from a client and a processor. The processor may be configured to assign a file identification number to the file, forward the file to an operations area within the entity, and provide data validation relating to the file based on the file identification number. When the file is located in the operations area, the file may retain its file identification number originally assigned to the file upon receipt by the entity. When the data validation request includes a request for file status information, the file status information response to the request may include one of collected, not collected and suspended.

公开(公告)号：US20150262148A1

公开(公告)日：2015-09-17

申请号：US14203660

申请日：2014-03-11

Applicant: Bank of America Corporation

Inventor： Michelle D. Nichols ,  Debbie J. Adams ,  David Bohn ,  Jeffrey R. Goertz ,  Janice A. Melanson ,  John E. Scully ,  Ken L. Snellings ,  Billy Scott Tapp

IPC: G06Q20/10 ,  G06Q20/40 ,  G06Q20/04

CPC classification number: G06Q20/108 ,  G06Q20/042 ,  G06Q20/4016

Abstract: Apparatus for executing a method to determine whether or not a service request is eligible for straight through processing is provided. The apparatus may receive a service request from an online banking portal. The service request may include an adjustment value. The adjustment value may be a numerical difference between a first value of a check deposited in a customer account and a second value of a check entered into the online banking portal. The service request may also include a time of day during which the service request was requested and/or completed. The apparatus may determine if the adjustment value is less than a threshold value. If the adjustment value is less than the threshold value, the apparatus may transmit the service request to a straight through processing platform and to electronically display on the online banking portal a soft post notifying a user of a credit.

Abstract translation: 提供了一种用于执行确定服务请求是否符合直接处理的方法的装置。 该装置可以从网上银行门户接收服务请求。 服务请求可以包括调整值。 调整值可以是存储在客户账户中的支票的第一值和输入到在线银行门户的支票的第二值之间的数值差。 服务请求还可以包括请求和/或完成服务请求的时间。 设备可以确定调整值是否小于阈值。 如果调整值小于阈值，则装置可以将服务请求发送到直通处理平台，并且在网上银行门户上电子地显示通知用户信用的软件。

公开(公告)号：US20160218878A1

公开(公告)日：2016-07-28

申请号：US14608079

申请日：2015-01-28

Applicant: Bank of America Corporation

Inventor： Selene Chin-King ,  Gerardo R. Garcia ,  Barbara J. Costa ,  Maia H. Hardin ,  Sean Beaty ,  Lynette M. Galvan ,  Aimee Jones ,  Cheryl Ledoux ,  Michelle D. Nichols ,  Shelvia Barry ,  Susan Thrasher ,  Chad B. Vought

IPC: H04L9/32

CPC classification number: H04L9/3247 ,  G06F21/645

Abstract: An apparatus for removing an individual as an authorized signatory is provided. The apparatus may include a transceiver. The transceiver may be configured to receive a request to remove the individual as the authorized signatory in a centralized repository. The transceiver may be further configured to transmit a request to remove the individual as the authorized signatory. The removal of the individual may include removing the individual as a listed authorized signatory in the centralized repository. The removal may also include transmitting an instruction to reclassify one or more associated signature documents. The associated signature documents may corresponding to authorized signatory documents for the individual. The instruction to reclassify may include an instruction to categorize the individual's authorized signatory documents as non-designated signature documents.

Abstract translation: 提供了作为授权签字人移除个人的装置。 该装置可以包括收发器。 收发器可以被配置为接收在集中式存储库中作为授权签名者移除个人的请求。 收发器可以被进一步配置成传送请求以移除作为授权签名者的个人。 个人的移除可能包括在集中式存储库中删除个人作为列出的授权签字人。 删除还可以包括发送重新分类一个或多个相关联的签名文档的指令。 相关的签名文件可能对应于个人的授权签名文件。 重新分类的指示可能包括将个人的授权签字文件分类为非指定签名文件的指示。

公开(公告)号：US20160203447A1

公开(公告)日：2016-07-14

申请号：US14594211

申请日：2015-01-12

Applicant: Bank of America Corporation

Inventor： Michelle D. Nichols ,  Patricia Rudek ,  Mary E. Arensman

IPC: G06Q20/02 ,  G06Q30/00

CPC classification number: G06Q30/018

Abstract: An apparatus for removal of information from an Automated Clearing House (“ACH”) addenda record is provided. The apparatus may include a receiver configured to receive ACH information and ACH addenda information associated with the ACH information. In some embodiments, the apparatus may analyze the ACH addenda information, flag at least one field from the ACH addenda information as sensitive information, remove the field comprising sensitive information from the ACH addenda information, identify remaining ACH addenda information; and crop a subset of the remaining ACH addenda information to harvest a portion of the remaining information. The portion may include core fields. The apparatus may also transmit the harvested information for further display, transmission or export.

Abstract translation: 提供了一个从自动清算所（“ACH”）追加记录中删除信息的设备。 该装置可以包括被配置为接收与ACH信息相关联的ACH信息和ACH附加信息的接收机。 在一些实施例中，设备可以分析ACH附加信息，将ACH附加信息中的至少一个字段标记为敏感信息，从ACH附加信息中去除包括敏感信息的字段，识别剩余的ACH附加信息; 并修剪剩余ACH附加信息的一部分以收获剩余信息的一部分。 该部分可以包括核心领域。 该装置还可以传送所收获的信息以进一步显示，传输或导出。

公开(公告)号：US09379897B1

公开(公告)日：2016-06-28

申请号：US14615493

申请日：2015-02-06

Applicant: Bank of America Corporation

Inventor： Sean Beaty ,  Cheryl Ledoux ,  Chad B. Vought ,  Lynette M. Galvan ,  Mark T. Hudson ,  Kimberly L. Lewis ,  Cary Hudgins ,  Shelvia Barry ,  Gerardo R. Garcia ,  Aimee Jones ,  Michelle D. Nichols

IPC: G06F21/00 ,  H04L9/32 ,  G06F17/30 ,  G06Q10/10 ,  G06F21/30

CPC classification number: H04L9/3247 ,  G06F17/3053 ,  G06F17/30867 ,  G06F21/30 ,  G06Q10/10 ,  H04L9/3268

Abstract: A method for maintaining a list of authorized signatories is provided. The method may include displaying a hierarchal list of signatories with at least one entitlement authorization. The method may further include receiving, from the client, a modification to the at least one entitlement authorization. The method may extract, from one or more client documents, a signature of a signatory with entitlement authorization. The method may receive a command to hover, on a Graphical User Interface (“GUI”), over the signatory. In response to the hovering, the may display, preferably on a hierarchal display, in response to the hovering, a copy of the signature of the signatory, a hierarchal list of signatories with current entitlement authorization, and a listing of documents signed by each of the signatories.

Abstract translation: 提供了一种维护授权签署人名单的方法。 该方法可以包括用至少一个授权授权来显示签署者的分级列表。 该方法还可以包括从客户端接收对至少一个授权授权的修改。 该方法可以从一个或多个客户文件中提取具有授权授权的签字人的签名。 该方法可以通过签名者在图形用户界面（“GUI”）上接收命令来悬停。 响应于悬停状态，可能会响应于徘徊，签署人的签名副本，具有当前权利授权的签名者的分级列表，以及由每个 签约方。

公开(公告)号：US20160260066A1

公开(公告)日：2016-09-08

申请号：US14635363

申请日：2015-03-02

Applicant: Bank of America Corporation

Inventor： Patrica Rudek ,  Michelle D. Nichols

IPC: G06Q20/02 ,  G06F17/30

CPC classification number: G06F17/30082 ,  G06Q40/02

Abstract: An apparatus for providing a data validation service on behalf of an entity is provided. The apparatus may include a receiver configured to receive a file from a client and a processor. The processor may be configured to assign a file identification number to the file, forward the file to an operations area within the entity, and provide data validation relating to the file based on the file identification number. When the file is located in the operations area, the file may retain its file identification number originally assigned to the file upon receipt by the entity. When the data validation request includes a request for file status information, the file status information response to the request may include one of collected, not collected and suspended.

Abstract translation: 提供了代表实体提供数据验证服务的装置。 该装置可以包括被配置为从客户端和处理器接收文件的接收器。 处理器可以被配置为向文件分配文件标识号，将文件转发到实体内的操作区域，并且基于文件标识号提供与文件相关的数据验证。 当文件位于操作区域时，该文件可能会在实体收到时保留原始分配给该文件的文件标识号。 当数据验证请求包括对文件状态信息的请求时，对请求的文件状态信息响应可以包括收集的，未收集的和暂停的。

公开(公告)号：US20150262149A1

公开(公告)日：2015-09-17

申请号：US14203699

申请日：2014-03-11

Applicant: Bank of America Corporation

Inventor： Michelle D. Nichols ,  Debbie J. Adams ,  David Bohn ,  Jeffrey R. Goertz ,  Janice A. Melanson ,  John E. Scully ,  Ken L. Snellings ,  Billy Scott Tapp

IPC: G06Q20/10

CPC classification number: G06Q20/108 ,  G06Q20/042 ,  G06Q20/4016

Abstract: Apparatus for executing a method to determine whether or not a service request is eligible for straight through processing is provided. The apparatus may receive a service request from an online banking portal. The service request may include an adjustment value. The adjustment value may be a numerical difference between a first value of a check deposited in a customer account and a second value of a check entered into the online banking portal. The service request may also include a time of day during which the service request was requested and/or completed. The apparatus may determine if the adjustment value is less than a threshold value. If the adjustment value is less than the threshold value, the apparatus may transmit the service request to a straight through processing platform and to electronically display on the online banking portal a soft post notifying a user of a credit.

Abstract translation: 提供了一种用于执行确定服务请求是否符合直接处理的方法的装置。 该装置可以从网上银行门户接收服务请求。 服务请求可以包括调整值。 调整值可以是存储在客户账户中的支票的第一值与输入到在线银行门户的支票的第二值之间的数值差。 服务请求还可以包括请求和/或完成服务请求的时间。 设备可以确定调整值是否小于阈值。 如果调整值小于阈值，则装置可以将服务请求发送到直通处理平台，并且在网上银行门户上电子地显示通知用户信用的软件。