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公开(公告)号:US20230230458A1
公开(公告)日:2023-07-20
申请号:US17579734
申请日:2022-01-20
IPC分类号: G07F19/00
CPC分类号: G07F19/202 , G07F19/203 , G07F19/206 , G07F19/211 , G07F19/208
摘要: Consolidated resource event processing at an automated electronic apparatus. A user having a resource depository that is associated with an entity other than the entity controlling the automated electronic apparatus is able to conduct certain resource events at the apparatus, e.g., inputting tangible resources at the automated electronic apparatus, initiating a resource event with a second user at the automated electronic apparatus using the tangible resources, and receiving tangible resources at the automated electronic apparatus. Computer-readable indicia is displayed on or proximate to the automated electronic apparatus which is captured and read by a mobile communication device, in possession of a user, to (i) identify the automated electronic apparatus, (ii) link the automated electronic apparatus to a resource depository held by the user at an entity different than the entity controlling the automated electronic apparatus and (iii) trigger the automated electronic apparatus to receive an input of tangible resources by the user.
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公开(公告)号:US20230214813A1
公开(公告)日:2023-07-06
申请号:US17568116
申请日:2022-01-04
CPC分类号: G06Q20/227 , G06Q40/12
摘要: Systems, methods, and computer program products are provided for providing data processing channels for alternative resource usage. The method includes determining a vendor data channel from potential vendor data channel(s) for processing a resource transfer with a user. The method also includes determining a vendor data channel resource value for the potential vendor data channel(s). The vendor data channel resource value is higher for a potential vendor data channel corresponding to a secondary vendor than one corresponding to the primary vendor. The method further includes adjusting a resource transfer value corresponding to the resource transfer based on the vendor data channel resource value. The method still further includes causing an execution of the resource transfer with the determined vendor data channel based on the adjusted resource transfer value in response to determining the vendor resource value is adequate to cover the adjusted resource transfer value.
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公开(公告)号:US11297191B2
公开(公告)日:2022-04-05
申请号:US16577145
申请日:2019-09-20
摘要: A system for selective document scanning and storage is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; and a processing device, wherein the processing device is configured to execute the computer-readable program code to: receive a document via a user device comprising an image capturing device configured to capture an image of the document; determine an error with the document; in response to determining the error with the document, trigger transmission of a signal to the image capture device; and modify a document image capture based on receiving the signal at the image capture device.
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公开(公告)号:US10803429B2
公开(公告)日:2020-10-13
申请号:US16524940
申请日:2019-07-29
发明人: Amy Baker Folk , William Thomas Sanders , Daniel Christopher Bohen , Paul Martin Mattison , Shane Anthony Johnson , Sandra Ruth Maas , Kristen Ellen Asplund , Edward Christopher Mackey , Shelaine Marie Monkiewicz
摘要: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
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公开(公告)号:US20240243926A1
公开(公告)日:2024-07-18
申请号:US18098503
申请日:2023-01-18
发明人: Matthew Edward Williams , Paul Martin Mattison , John Philip Rice , Brian Joseph Smith , Bryan Ward Follis
CPC分类号: H04L9/3268 , H04L9/3247 , H04L63/10
摘要: A system is provided for a secure modular cloud-enabled resource exchange apparatus. In particular, the resource exchange apparatus may comprise a security box operatively coupled to one or more modular components, which may include computing components or devices and/or peripherals. The components of the resource exchange apparatus may be secured using security certificates and/or tokens associated with the input and/or output ports of each component. The computing device within the resource exchange apparatus may be communicatively coupled with a cloud server, from which the computing device may retrieve security certificates, configuration parameters, and/or the like. Upon detecting that a component has invalid certificate, the system may automatically disconnect and block the component. In this way, the system may ensure that only authorized devices may be used within the resource exchange apparatus.
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公开(公告)号:US20240144227A1
公开(公告)日:2024-05-02
申请号:US17978529
申请日:2022-11-01
CPC分类号: G06Q20/26 , G06F21/6218
摘要: Systems, computer program products, and methods are described herein for activity data transmission in real-time using alternative communication rails to skip processing touch points. Specifically, the systems, apparatuses, methods and computer program products of the present invention are directed to a secure platform for preemptive transformation and structuring of resource data at a resource instrument device and authentication of resource data for processing from the resource instrument device to an end point party in real time without requiring intermediary processing. In some embodiments the apparatuses and systems comprise a resource processing terminal device structured for operative communication with a resource instrument device with a mobile application embedded thereon via a first proximity communication channel between the resource processing terminal and the resource instrument device using request for resource distribution messaging associated with alternative rail resource distribution processing.
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公开(公告)号:US20220405136A1
公开(公告)日:2022-12-22
申请号:US17352980
申请日:2021-06-21
摘要: Embodiments of the present invention provide a system for minimizing computational processing for converting user resources to resources supported by third party entities. In particular, the system may be configured to determine that a user has scanned a code projected on an entity device via a third party application present on a user device of the user, wherein the entity device is associated with an entity, establish a first connection with the entity device, establish a second connection between the user device and the entity device based on determining that the user has scanned the code, determine that the user has inserted user resources into the entity device, via the first connection, convert the user resources to resources supported by a third party entity, and display in real-time, information associated with the resources on the third party application.
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公开(公告)号:US11436576B2
公开(公告)日:2022-09-06
申请号:US17011530
申请日:2020-09-03
发明人: Amy Baker Folk , William Thomas Sanders , Daniel Christopher Bohen , Paul Martin Mattison , Shane Anthony Johnson , Sandra Ruth Maas , Kristen Ellen Asplund , Edward Christopher Mackey , Shelaine Marie Monkiewicz
摘要: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
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公开(公告)号:US20210090042A1
公开(公告)日:2021-03-25
申请号:US16577138
申请日:2019-09-20
摘要: Embodiments of the invention are directed to systems, methods, and computer program products for a multi-group holding system at a computer terminal that does not require user re-authentication for continued depositing. The invention provides a multi-group hold capability so that a hold can be placed on more than one group of resource distribution documents in a session without requiring re-authentication for additional groups. The invention provides for a system for evaluating each group of resource distribution documents individually and providing the user with the ability to cancel a specific group, but allows for continued processing of the additional groups of resource distribution documents without requiring the user to re-authenticate and re-deposit the checks from the remaining groups. Once a group is held, the user may request to return it or continue processing another group. This capability allows for multiple groups to be deposited, reviewed, and a recommendation provided without re-authentication.
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公开(公告)号:US20150287000A1
公开(公告)日:2015-10-08
申请号:US14747109
申请日:2015-06-23
发明人: Amy Baker Folk , William Thomas Sanders , Daniel Christopher Bohen , Paul Martin Mattison , Shane Anthony Johnson , Sandra Ruth Maas , Kristen Ellen Asplund , Edward Christopher Mackey , Shelaine Marie Monkiewicz
IPC分类号: G06Q20/10
CPC分类号: G06Q20/10 , G07F19/20 , G07F19/202 , G07F19/203
摘要: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
摘要翻译: 在现金处理设备与金融机构之间的通信丢失之后,交易可能会继续被处理。 在一个配置中,可以处理事务直到预定义的事务限制。 交易限额可以通过交易数量,处理或要处理的美元数量,时间量和/或其组合来定义。 另外或替代地,交易限制可以特定于一种或多种类型的交易。 交易数据可以存储在存储器中,直到通信重新建立为止,此时数据可以被传送到金融机构进行处理。
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