公开(公告)号：US08977571B1

公开(公告)日：2015-03-10

申请号：US12545127

申请日：2009-08-21

申请人： Michael Patrick Bueche, Jr. ,  Bharat Prasad ,  Minya Liang ,  Reynaldo Medina ,  Charles Lee Oakes, III

发明人： Michael Patrick Bueche, Jr. ,  Bharat Prasad ,  Minya Liang ,  Reynaldo Medina ,  Charles Lee Oakes, III

IPC分类号： G06Q40/00

CPC分类号： G06Q20/042 ,  G06K9/186 ,  G06Q20/108 ,  G06Q20/3223 ,  G06Q40/02 ,  H04N7/183

摘要： An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile device. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.

摘要翻译： 在拍摄检查的图像之前，监视在相机视野中的支票的图像。 相机与移动设备相关联。 当视野中的支票的图像通过监视标准时，照相机可以拍摄图像并从移动设备提供给金融机构。 一旦确定检查图像通过监视标准，就可以自动执行图像捕获。 支票可能会根据图像存入用户的银行帐户。 可以使用将图像发送到金融机构的任何技术。 可以向相机的用户提供关于视野中的支票的图像的反馈。

公开(公告)号：US08699779B1

公开(公告)日：2014-04-15

申请号：US12549443

申请日：2009-08-28

申请人： Bharat Prasad ,  Minya Liang ,  Reynaldo Medina

发明人： Bharat Prasad ,  Minya Liang ,  Reynaldo Medina

IPC分类号： G06K9/00

CPC分类号： G06Q20/042 ,  G06K9/00442 ,  G06K9/32 ,  G06K9/3216 ,  G06Q20/3223

摘要： An alignment guide may be provided in the field of view of a camera associated with a mobile device used to capture an image of a check. When the image of the check is within the alignment guide in the field of view, an image may be taken by the camera and provided from the mobile device to a financial institution. The alignment guide may be adjustable at the mobile device. The image capture may be performed automatically by the camera or the mobile device as soon as the image of the check is determined to be within the alignment guide. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used.

摘要翻译： 可以在与用于捕获支票的图像的移动装置相关联的照相机的视场中提供对准指南。 当检查的图像在视野内的对齐指南内时，照相机可以拍摄图像并从移动装置提供给金融机构。 对准引导件可以在移动设备处可调节。 只要确定检查图像在对准指南内，照相机或移动设备可以自动执行图像捕捉。 支票可能会根据图像存入用户的银行帐户。 可以使用将图像发送到金融机构的任何技术。

公开(公告)号：US09779392B1

公开(公告)日：2017-10-03

申请号：US12859741

申请日：2010-08-19

申请人： Bharat Prasad ,  Rickey Dale Burks ,  Minya Liang

发明人： Bharat Prasad ,  Rickey Dale Burks ,  Minya Liang

IPC分类号： G06Q40/00 ,  G06Q20/04 ,  G06Q20/10

CPC分类号： G06Q20/042 ,  G06Q20/0425 ,  G06Q20/10 ,  G06Q40/02

摘要： The APPARATUSES, METHODS AND SYSTEMS FOR A PUBLISHING AND SUBSCRIBING PLATFORM OF DEPOSITING NEGOTIABLE INSTRUMENTS (hereinafter “PS-PLATFORM”) provides a negotiable instrument data publish and subscribe framework, whereby financial institutions may exchange negotiable instrument deposit data and/or validation information within the publish and subscribe framework. In one embodiment, the PS-PLATFORM may register a financial institution as a subscriber and provide financial transaction information to the financial institution based on the subscription.

公开(公告)号：US08458656B1

公开(公告)日：2013-06-04

申请号：US12197654

申请日：2008-08-25

申请人： Minya Liang ,  Teddy Joseph Edmond Voutour

发明人： Minya Liang ,  Teddy Joseph Edmond Voutour

IPC分类号： G06F9/44 ,  G06F9/445

CPC分类号： G06F9/448 ,  G06F8/60 ,  G06F9/44521 ,  G06F17/2235 ,  G06F17/30887 ,  H04L67/02 ,  H04L67/1085

摘要： A content handler application that may be provided on a mobile device to provide extensions to a web based application. The content handler may provide the web application access features such as the camera, GPS, A/V input and output, file system and secure uploads. The content handler may be a certified application for use on the mobile device and calls applications to access the features of the mobile device. The web applications may be updated without concern for the content handler. Because the user experience and business logic are contained in the web application they are unaffected by the certification and multi-platform issues as this is limited to only the content handler.