公开(公告)号：US20230351384A1

公开(公告)日：2023-11-02

申请号：US18009932

申请日：2021-09-16

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Gang LIU ,  Cheng PENG ,  Quan SUN ,  Zhenzhong ZOU ,  Chengchu ZHAN ,  Hua CAI

IPC: G06Q20/40

CPC classification number: G06Q20/401

Abstract: This application discloses a card management method, a user terminal, a server, a system and a storage medium. A security element of a user terminal stores a first type and a second type of universal card instance, a first matching universal card instance is configured for transaction verification of a binding card, the first matching universal card instance includes a first matching universal card identifier, and the first matching universal card identifier is a first type of universal card identifier or a second type of universal card identifier matching a card type of the binding card. The method includes: sending a card binding message to a server, wherein the card binding message includes a security element identifier and binding card authentication information, so that the server allocates a card transaction identifier for the binding card; receiving the card transaction identifier; storing the card transaction identifier to the security element.

公开(公告)号：US20230058201A1

公开(公告)日：2023-02-23

申请号：US17910676

申请日：2021-01-20

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Chengchu ZHAN ,  Haijian JIANG ,  Zhenzhong ZOU ,  Jinren LIN ,  Gang LIU ,  Hua CAI

IPC: G06Q20/34

Abstract: The application discloses a data processing method, apparatus, device and medium. The data processing method includes: receiving target activation data and a target activation instruction sent by a target server, wherein the target activation data includes a payment token to be activated corresponding to a payment card account number which needs to be activated; updating, in response to the target activation instruction, a target payment token in target personalized data to be the payment token to be activated, wherein a transaction card type indicated by the target personalized data is same as a transaction card type indicated by the target activation instruction; and setting the updated target payment token to be in an activated state.

公开(公告)号：US20230222484A1

公开(公告)日：2023-07-13

申请号：US18008618

申请日：2021-09-18

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Gang LIU ,  Cheng PENG ,  Quan SUN ,  Zhenzhong ZOU ,  Ailong ZHANG ,  Chengchu ZHAN ,  Hua CAI

IPC: G06Q20/34 ,  G06Q20/40 ,  G06F21/45

CPC classification number: G06Q20/341 ,  G06Q20/4014 ,  G06F21/45

Abstract: Embodiments of the present application provide a method for binding card, a terminal device, an authentication server and a storage medium. The method is applicable to terminal device including security element, and includes: obtaining a user identifier for logging in target application by a user and a secure element identifier of the secure element; sending the user identifier to an authentication server, wherein the user identifier is for the authentication server to search at least one first card bound to the user identifier; receiving card information of at least one first card sent by the authentication server; and sending a binding request to a card issuing server corresponding to card information, wherein the binding request comprises the card information, the user identifier and the secure element identifier, and the binding request is for the card issuing server to bind card information to the user identifier and the secure element identifier.

公开(公告)号：US20230153789A1

公开(公告)日：2023-05-18

申请号：US17920596

申请日：2021-09-14

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Gang LIU ,  Cheng PENG ,  Quan SUN ,  Zhenzhong ZOU ,  Ailong ZHANG ,  Chengchu ZHAN ,  Hua CAI

IPC: G06Q20/34 ,  G06Q20/32 ,  G06Q20/40

CPC classification number: G06Q20/341 ,  G06Q20/3229 ,  G06Q20/3263 ,  G06Q20/4097

Abstract: The present application discloses a method and an apparatus for migrating payment card, an electronic device, a server and a medium. The method for migrating payment card includes: receiving payment card migration operation after an account is logged in on the first electronic device; displaying, in response to payment card migration operation, at least one device identifier which is an identifier of a target electronic device on which the account had been logged in; receiving a first selecting operation for a target device identifier of the at least one device identifier; and sending, in response to the first selecting operation, the target device identifier to a server, to cause the server to migrate a payment card bound to a second electronic device to the first electronic device, wherein the second electronic device is an electronic device corresponding to the target device identifier of at least one target electronic device.

公开(公告)号：US20230237478A1

公开(公告)日：2023-07-27

申请号：US17923321

申请日：2021-09-16

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Zhenzhong ZOU ,  Cheng PENG ,  Quan SUN ,  Gang LIU ,  Chengchu ZHAN ,  Hua CAI

IPC: G06Q20/40 ,  G06Q20/34 ,  G06K19/073

CPC classification number: G06Q20/401 ,  G06Q20/341 ,  G06K19/073

Abstract: A card management method, a user terminal, a server, a card management system and a storage medium are provided. The method includes: sending a card binding message to a server, wherein the card binding message includes card authentication information of a card to be bound; receiving a card type of the card to be bound and dedicated card information for the card to be bound sent by the server, wherein the dedicated card information includes a card transaction identifier; loading the dedicated card information for the card to be bound onto a security element, wherein the dedicated card information for the card to be bound together with matching universal personalization data are useable to perform transaction verification of the card to be bound, and the matching universal personalization data is first-type universal personalization data or second-type universal personalization data that matches the card type of the card to be bound.

公开(公告)号：US20230196337A1

公开(公告)日：2023-06-22

申请号：US17921400

申请日：2021-09-10

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Zhenzhong ZOU ,  Cheng PENG ,  Quan SUN ,  Gang LIU ,  Ruiming WANG ,  Yanping WU ,  Chengchu ZHAN ,  Hua CAI

IPC: G06Q20/34 ,  G06Q20/32 ,  G06Q20/40

CPC classification number: G06Q20/354 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/4014

Abstract: The present application provides a method, terminal device, server, system and storage medium for activating payment functions. The method is applicable to a terminal device. The method includes receiving a first input from a user; generating a payment function activation request in response to the first input, the payment function activation request including a payment function identifier for indicating various payment functions that are instructed to be activated for a target resource card; sending, to a server, the payment function activation request; and receiving an activation reply message sent by the server, the activation reply message comprising a target payment identifier generated by the server according to the payment function identifier, the target payment identifier including payment identifiers of the target resource card under the various payment functions that are instructed to be activated for the target resource card.