-
1.发明公开公开(公告)号：US20230214815A1
公开(公告)日：2023-07-06
申请号：US17928542
申请日：2021-09-07
发明人： Zheng ZHANG , Wenbin QI , Hua CAI , Sishuang WAN
CPC分类号： G06Q20/3255 , G06Q20/401 , G06Q20/3829
摘要： A transaction method, a terminal device, a payment system, a merchant system, and a storage medium. The transaction method comprises: generating a payment request (101); sending the payment request in a rich media message format to a payment system (102); and receiving a payment processing result in a rich media message format from the payment system, wherein the payment processing result corresponds to the payment request (104). A user can make payment by sending and receiving rich media messages without needing to install multiple payment applications, thereby enabling convenient operation.
-
2.发明公开公开(公告)号：US20230237478A1
公开(公告)日：2023-07-27
申请号：US17923321
申请日：2021-09-16
发明人： Zhenzhong ZOU , Cheng PENG , Quan SUN , Gang LIU , Chengchu ZHAN , Hua CAI
IPC分类号： G06Q20/40 , G06Q20/34 , G06K19/073
CPC分类号： G06Q20/401 , G06Q20/341 , G06K19/073
摘要： A card management method, a user terminal, a server, a card management system and a storage medium are provided. The method includes: sending a card binding message to a server, wherein the card binding message includes card authentication information of a card to be bound; receiving a card type of the card to be bound and dedicated card information for the card to be bound sent by the server, wherein the dedicated card information includes a card transaction identifier; loading the dedicated card information for the card to be bound onto a security element, wherein the dedicated card information for the card to be bound together with matching universal personalization data are useable to perform transaction verification of the card to be bound, and the matching universal personalization data is first-type universal personalization data or second-type universal personalization data that matches the card type of the card to be bound.
-
3.发明公开公开(公告)号：US20230196337A1
公开(公告)日：2023-06-22
申请号：US17921400
申请日：2021-09-10
发明人： Zhenzhong ZOU , Cheng PENG , Quan SUN , Gang LIU , Ruiming WANG , Yanping WU , Chengchu ZHAN , Hua CAI
CPC分类号： G06Q20/354 , G06Q20/3276 , G06Q20/3278 , G06Q20/4014
摘要： The present application provides a method, terminal device, server, system and storage medium for activating payment functions. The method is applicable to a terminal device. The method includes receiving a first input from a user; generating a payment function activation request in response to the first input, the payment function activation request including a payment function identifier for indicating various payment functions that are instructed to be activated for a target resource card; sending, to a server, the payment function activation request; and receiving an activation reply message sent by the server, the activation reply message comprising a target payment identifier generated by the server according to the payment function identifier, the target payment identifier including payment identifiers of the target resource card under the various payment functions that are instructed to be activated for the target resource card.
-
公开(公告)号：US20230222484A1
公开(公告)日：2023-07-13
申请号：US18008618
申请日：2021-09-18
发明人： Gang LIU , Cheng PENG , Quan SUN , Zhenzhong ZOU , Ailong ZHANG , Chengchu ZHAN , Hua CAI
CPC分类号： G06Q20/341 , G06Q20/4014 , G06F21/45
摘要： Embodiments of the present application provide a method for binding card, a terminal device, an authentication server and a storage medium. The method is applicable to terminal device including security element, and includes: obtaining a user identifier for logging in target application by a user and a secure element identifier of the secure element; sending the user identifier to an authentication server, wherein the user identifier is for the authentication server to search at least one first card bound to the user identifier; receiving card information of at least one first card sent by the authentication server; and sending a binding request to a card issuing server corresponding to card information, wherein the binding request comprises the card information, the user identifier and the secure element identifier, and the binding request is for the card issuing server to bind card information to the user identifier and the secure element identifier.
-
公开(公告)号：US20230153789A1
公开(公告)日：2023-05-18
申请号：US17920596
申请日：2021-09-14
发明人： Gang LIU , Cheng PENG , Quan SUN , Zhenzhong ZOU , Ailong ZHANG , Chengchu ZHAN , Hua CAI
CPC分类号： G06Q20/341 , G06Q20/3229 , G06Q20/3263 , G06Q20/4097
摘要： The present application discloses a method and an apparatus for migrating payment card, an electronic device, a server and a medium. The method for migrating payment card includes: receiving payment card migration operation after an account is logged in on the first electronic device; displaying, in response to payment card migration operation, at least one device identifier which is an identifier of a target electronic device on which the account had been logged in; receiving a first selecting operation for a target device identifier of the at least one device identifier; and sending, in response to the first selecting operation, the target device identifier to a server, to cause the server to migrate a payment card bound to a second electronic device to the first electronic device, wherein the second electronic device is an electronic device corresponding to the target device identifier of at least one target electronic device.
-
公开(公告)号：US20230058201A1
公开(公告)日：2023-02-23
申请号：US17910676
申请日：2021-01-20
发明人： Chengchu ZHAN , Haijian JIANG , Zhenzhong ZOU , Jinren LIN , Gang LIU , Hua CAI
IPC分类号： G06Q20/34
摘要： The application discloses a data processing method, apparatus, device and medium. The data processing method includes: receiving target activation data and a target activation instruction sent by a target server, wherein the target activation data includes a payment token to be activated corresponding to a payment card account number which needs to be activated; updating, in response to the target activation instruction, a target payment token in target personalized data to be the payment token to be activated, wherein a transaction card type indicated by the target personalized data is same as a transaction card type indicated by the target activation instruction; and setting the updated target payment token to be in an activated state.
-
公开(公告)号：US20230351384A1
公开(公告)日：2023-11-02
申请号：US18009932
申请日：2021-09-16
发明人： Gang LIU , Cheng PENG , Quan SUN , Zhenzhong ZOU , Chengchu ZHAN , Hua CAI
IPC分类号： G06Q20/40
CPC分类号： G06Q20/401
摘要： This application discloses a card management method, a user terminal, a server, a system and a storage medium. A security element of a user terminal stores a first type and a second type of universal card instance, a first matching universal card instance is configured for transaction verification of a binding card, the first matching universal card instance includes a first matching universal card identifier, and the first matching universal card identifier is a first type of universal card identifier or a second type of universal card identifier matching a card type of the binding card. The method includes: sending a card binding message to a server, wherein the card binding message includes a security element identifier and binding card authentication information, so that the server allocates a card transaction identifier for the binding card; receiving the card transaction identifier; storing the card transaction identifier to the security element.
-
公开(公告)号：US20220207513A1
公开(公告)日：2022-06-30
申请号：US17607583
申请日：2020-03-25
发明人： Zhijun LU , Haijian JIANG , Lilin WANG , Hua CAI , Qing MIN , Zheng ZHANG
IPC分类号： G06Q20/32 , G06Q20/38 , H04L67/563
摘要： The present invention relates to a method and a system for integrated payment. The method for integrated payment includes: receiving, from a user terminal, a first access request corresponding to payment information; generating redirection address information on the basis of the first access request; and transmitting the redirection address information to the user terminal; wherein the redirection address information comprises jump target information and order information corresponding to a transaction order to be paid. The system for integrated payment includes: a receiving unit configured to receive a first access request from a user terminal; a redirection address information generating unit configured to generate redirection address information on the basis of the first access request; and a transmitting unit configured to transmit the redirection address information to the user terminal; where the redirection address information generating unit is further configured to encapsulate order information and transaction amount information corresponding to a transaction order to be paid into the redirection address information.
-
9.发明申请公开(公告)号：US20210248590A1
公开(公告)日：2021-08-12
申请号：US17250063
申请日：2019-07-08
发明人： Zhijun LU , Haijian JIANG , Gang LIU , Jinren LIN , Hua CAI , Zheng ZHANG , Kewei JIN , Qin XIA
摘要： The invention relates to a data processing method and a system based on NFC tag. The method comprises: acquiring amount data; generating custom order number for identifying a transaction; issuing tag data application request based on original NFC tag data, acquired amount data and custom order number; generating updated NFC tag data based on tag data application request and saving custom order number, and setting payment state for custom order number to be the unpaid state; updating the NFC tag based on the updated NFC tag data to obtain an updated NFC tag, wherein the updated NFC tag includes amount data; and reading the updated NFC tag and completing payment processing based on updated NFC tag. According to embodiments of the invention, it does not require transaction amount to be input by the user's mobile phone terminal, but instead, transaction amount is obtained by tag receiving terminal through input device.
-
-
-
-
-
-
-
-
搜索结果
9 条记录 (耗时 0.015 秒)
