公开(公告)号：US12184653B2

公开(公告)日：2024-12-31

申请号：US16450896

申请日：2019-06-24

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Lin Chen ,  Jianming Kang ,  Zhijun Lu ,  Yanming Yang ,  Jinzhi Hua ,  Xu Wang ,  Sen Yang

IPC: G06Q20/02 ,  G06Q20/40 ,  G06Q40/12 ,  H04L9/40

Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial institution information, transaction-initiation institution information and transaction amount. With the entrusted-authorization system and entrusted-authorization method of the invention, a normal processing of transaction request can be ensured when the accounting system is unavailable.

公开(公告)号：US20140344898A1

公开(公告)日：2014-11-20

申请号：US14366670

申请日：2012-12-20

Applicant: China Unionpay Co., Ltd.

Inventor： Lin Chen ,  Jianming Kang ,  Zhijun Lu ,  Yanming Yang ,  Jinzhi Hua ,  Yu Wang ,  Sen Yang

IPC: H04L29/06 ,  G06Q40/00

CPC classification number: H04L63/10 ,  G06Q20/027 ,  G06Q20/40 ,  G06Q40/12 ,  H04L63/123

Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial mechanism information, transaction initiation mechanism information and transaction amount. With the entrusted-authorization system and entrusted-authorization method of the invention, a normal processing of transaction request can be ensured when the accounting system is unavailable.

Abstract translation: 本发明提供了委托授权系统和委托授权方法。 委托授权系统包括会计系统，交换模块和委托授权模块，其中委托授权模块存储由计费系统确定的委托授权参数，交换模块与会计系统和委托授权模块相连， 授权模块，用于在所述会计系统不可用的情况下从所述客户端发送交易请求消息到所述委托授权模块进行处理，其中所述委托授权模块根据所述委托授权参数验证所述交易请求消息; 否则会将消息发送到会计系统进行处理。 交易请求消息包括金融账户信息，财务机制信息，交易发起机制信息和交易金额。 通过本发明的委托授权系统和委托授权方法，当会计系统不可用时，可以保证交易请求的正常处理。