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1.发明申请公开(公告)号：US20250156881A1
公开(公告)日：2025-05-15
申请号：US18838663
申请日：2022-08-19
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Zhijun Fei , Yanming Yang , Xuetao Qiu , Pengfei Gao
IPC: G06Q30/018 , G06V10/46
Abstract: The present disclosure relates to a merchant authenticity verification system and method. The system comprises: a street view roaming module that calculates a translation scale for translating coordinates of an image acquisition point, calculates the coordinates of the image acquisition point based on the translation scale, and interacts with the street view image system to obtain a corresponding street view image based on the coordinates of the image acquisition point; an image comparison module that matches the merchant storefront image obtained with the street view image obtained from the street view roaming module to calculate merchant image similarity; a character recognition module for recognizing a merchant name from the street view image obtained from the street view roaming module; and a text comparison module for matching the merchant name recognized with the merchant name obtained from the merchant information platform to calculate merchant name similarity, and determining whether the merchant name similarity reaches a specified threshold, where in the case that the merchant name similarity reaches the specified threshold, merchant authenticity verification is successful. According to the present disclosure, the accuracy of merchant verification can be improved.
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公开(公告)号：US12045492B2
公开(公告)日：2024-07-23
申请号：US18013152
申请日：2021-09-18
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Mingming Gan , Jijing Hu , Jie Li , Yanming Yang , Hai Zhao
IPC: G06F3/06
CPC classification number: G06F3/0652 , G06F3/0607 , G06F3/067
Abstract: This application provides a data storage method which is applied to a data storage device and includes: acquiring a first user identification and first user data of a first user; determining, from at least two preset distributed hosts in different areas, a first identification distributed host corresponding to the first user identification and a first data distributed host corresponding to the first user data; sending the first user identification to the first identification distributed host, so that the first identification distributed host stores the first user identification, and generates and stores a first identity identification corresponding to the first user identification; receiving the first identity identification; and sending the first identity identification and the first user data to the first data distributed host, so that the first data distributed host stores them in an associated manner.
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公开(公告)号：US11122108B2
公开(公告)日：2021-09-14
申请号：US16453708
申请日：2019-06-26
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Lin Chen , Xiao Zhuang , Jintan Wu , Yanming Yang , Jinzhi Hua
Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.
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Patent Agency Ranking
公开(公告)号：US12184653B2
公开(公告)日：2024-12-31
申请号：US16450896
申请日：2019-06-24
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Lin Chen , Jianming Kang , Zhijun Lu , Yanming Yang , Jinzhi Hua , Xu Wang , Sen Yang
Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial institution information, transaction-initiation institution information and transaction amount. With the entrusted-authorization system and entrusted-authorization method of the invention, a normal processing of transaction request can be ensured when the accounting system is unavailable.
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公开(公告)号：US20140344898A1
公开(公告)日：2014-11-20
申请号：US14366670
申请日：2012-12-20
Applicant: China Unionpay Co., Ltd.
Inventor： Lin Chen , Jianming Kang , Zhijun Lu , Yanming Yang , Jinzhi Hua , Yu Wang , Sen Yang
CPC classification number: H04L63/10 , G06Q20/027 , G06Q20/40 , G06Q40/12 , H04L63/123
Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial mechanism information, transaction initiation mechanism information and transaction amount. With the entrusted-authorization system and entrusted-authorization method of the invention, a normal processing of transaction request can be ensured when the accounting system is unavailable.
Abstract translation: 本发明提供了委托授权系统和委托授权方法。 委托授权系统包括会计系统，交换模块和委托授权模块，其中委托授权模块存储由计费系统确定的委托授权参数，交换模块与会计系统和委托授权模块相连， 授权模块，用于在所述会计系统不可用的情况下从所述客户端发送交易请求消息到所述委托授权模块进行处理，其中所述委托授权模块根据所述委托授权参数验证所述交易请求消息; 否则会将消息发送到会计系统进行处理。 交易请求消息包括金融账户信息，财务机制信息，交易发起机制信息和交易金额。 通过本发明的委托授权系统和委托授权方法，当会计系统不可用时，可以保证交易请求的正常处理。
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公开(公告)号：US20250111026A1
公开(公告)日：2025-04-03
申请号：US18833737
申请日：2022-08-19
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Zhijun Fei , Xuetao Qiu , Tao Tang , Wenji Xing , Pengfei Gao , Yanming Yang
Abstract: The disclosure pertains to a biometric recognition method, the method comprising: receiving biometric data; performing a random transformation of low-bit data in received biometric data; randomly selecting one or more filtering algorithms to pre-process randomly transformed biometric data; and performing identity verification based on pre-processed biometric data.
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公开(公告)号：US20190320009A1
公开(公告)日：2019-10-17
申请号：US16453708
申请日：2019-06-26
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Lin Chen , Xiao Zhuang , Jintan Wu , Yanming Yang , Jinzhi Hua
Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.
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公开(公告)号：US20150304392A1
公开(公告)日：2015-10-22
申请号：US14439223
申请日：2013-10-28
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Lin Chen , Xiao Zhuang , Jintan Wu , Yanming Yang , Jinzhi Hua
Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.
Abstract translation: 本发明提供一种文件发送方法和系统。 文件发送方式用于与网络文件系统一一对应的N个网络文件系统，N个文件接收和转发服务器，N个网络访问服务器，N个客户端服务器和N个后台服务器的系统， 包括：后台服务器向文件接收转发服务器发送文件发送请求，文件发送请求包括关于文件发送方，文件目的地方和要发送的文件的信息; 文件接收和转发服务器验证文件传输请求的合法性; 如果合法，则在文件发送方和文件目的地方之间传送文件; 否则生成禁止发送的响应，并返回到发起请求的后台服务器。 利用本发明，可以实现文件传输。
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